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Free MA P&C Exam Prep

Massachusetts Property & Casualty Insurance

Pass your MA P&C exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.

Your Study Path

Massachusetts Property & Casualty Insurance License: Complete Roadmap

Follow this path to maximize your chances of passing on the first try

1

Build National Property and Casualty Core

Start with policy terms, policy structure, underwriting, and liability fundamentals before drilling state-law detail.

30
hours
Start this step
2

Massachusetts Auto and No-Fault FocusYou are here

Memorize 25/50/30 liability minimums, UM 25/50, PIP up to $8,000, and SDIP rating concepts.

20
hours
3

DOI Licensing and CE Compliance

Drill producer authority, M.G.L. c.175 licensing sections, CE cycle rules, and unfair-practice duties.

15
hours
4

Timed Line-Exam Simulations

Run separate 120-minute Property and Casualty simulations and remediate missed Massachusetts-law topics.

15
hours
Estimated total study time
80 hours
That's about 8 weeks at 10 hours/week

Can You Take the MA P&C Exam?

Check if you meet the basic eligibility requirements

Age
At least 18 years old for producer licensing
Education
No specific college-degree requirement for producer licensing exams
Background Check
Background review may be part of resident producer licensing processing
Additional Requirements
  • Massachusetts uses separate Property and Casualty producer exams
  • Each exam uses 105 delivered questions (100 scored + 5 pretest) and 120 minutes
  • Passing score is 70 and Prometric lists $39 per line exam ($49 combined option)
  • Producer CE generally requires 60 hours before first renewal, then 45 hours every 36 months including ethics
  • Producer licensing fee guidance includes a lead paint surcharge for P&C/personal-lines authority

MA P&C Quick Facts

Time to Get Licensed

4-8 weeks for most candidates

From start to license in hand

Exam Provider

Prometric

In-Person Only
Schedule Your Exam

Retake Policy

Retakes are scheduled through Prometric under current Massachusetts program rules; each attempt requires a new exam fee.

Total Cost Breakdown

Exam Fee$39 per exam ($49 combined option)
Application Fee$225 producer fee (plus applicable surcharge for certain lines)
Total Estimated Cost$355+ before fingerprint/vendor transaction costs
Why Choose Us

Free MA P&C Prep That Actually Works

The official pass rate is Not publicly published by Massachusetts DOI/Prometric. Our students do better.

200+ Practice Questions

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AI Tutor Explains Mistakes

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Updated for 2026

Content reflects latest exam changes

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What You'll Study

5 chapters covering everything you need to pass

MA P&C-Specific Topics Covered

Massachusetts Division of Insurance authority and producer licensing standardsSeparate Property and Casualty exam format (105 delivered questions each)Compulsory auto limits updated to 25/50/30 effective July 1, 2025No-fault PIP framework (up to $8,000) and UM minimum 25/50Safe Driver Insurance Plan (SDIP) merit rating conceptsMassachusetts CE rules: first renewal versus later 36-month cyclesMPIUA/FAIR Plan role for hard-to-place property risksGuaranty fund and surplus-lines disclosure basics
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MA P&C Exam Details

Massachusetts Property & Casualty Insurance

Administered by Massachusetts Division of Insurance / Prometric

Official Source
70
Passing Score
105
Questions
120
Minutes
$39 per exam ($49 combined option)
Exam Fee
Study time: 50-80 hours
Prerequisites: Meet Massachusetts producer eligibility, pass required line exam(s), and file producer license application

Exam Content Breakdown

Based on the official Massachusetts Division of Insurance / Prometric content outline

General Insurance and Policy Concepts35%

Policy terms, provisions, underwriting basics, and core producer concepts tested across both lines

Property Line Content30%

Homeowners, dwelling fire, commercial property, valuation, exclusions, and endorsements

Casualty Line Content25%

Auto liability, no-fault PIP, UM/UIM, general liability, and workers compensation concepts

Massachusetts Law and Compliance10%

DOI authority, licensing/CE duties, SDIP, unfair practices, and insolvency protections

What's Included

5 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

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Ran Chen - AI Engineer, CFP®
CFP®
Why It's Free

Quality Exam Prep Shouldn't Cost Hundreds

I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.

Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.

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What's Next After the MA P&C?

After passing the MA P&C, you can pursue these career paths

MA P&C Exam FAQ

Official Massachusetts Division of Insurance / Prometric Resources

Verify information with these official sources

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