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Key Facts: MA Property & Casualty Exam
90
Questions Per Exam
Pearson MA content outlines #122301 (80 scored + 10 pretest)
Not published
Exam Time
Pearson shows the time at registration
70
Passing Score
Massachusetts Licensing Candidate Handbook
$37
Per-Line Exam Fee
MA Candidate Handbook #122300
25/50/30
MA Liability Minimums
Mass.gov auto insurance guidance (effective Jul 1, 2025)
Up to 8,000
PIP Benefit
M.G.L. c. 90 §34A / Mass.gov
Massachusetts uses separate Property Producer and Casualty Producer exams. Each exam delivers 90 questions (80 scored + 10 pretest), requires a scaled passing score of 70, and costs $37 per line exam through Pearson, which has delivered Massachusetts insurance exams at test centers since July 22, 2026. Massachusetts-specific law emphasizes DOI authority, compulsory auto limits updated to 25/50/30 (effective July 1, 2025), UM 25/50, PIP up to $8,000, SDIP merit rating, and CE rules of 60 hours before first renewal then 45 hours every 36 months.
Sample MA Property & Casualty Practice Questions
Try these sample questions to review concepts for the MA Property & Casualty exam. Each question includes a detailed explanation. Start the interactive quiz above for the full 511+ question experience with AI tutoring.
1Which testing vendor administers Massachusetts Property and Casualty producer licensing exams?
2How many total questions are delivered on each Massachusetts Property Producer or Casualty Producer exam?
3How long does a Massachusetts resident insurance producer license run before renewal is required?
4What passing score is required on Massachusetts producer licensing exams for Property or Casualty?
5What is the Pearson examination fee per attempt for the Massachusetts Property Producer or Casualty Producer exam?
6Which state entity has primary authority to regulate insurance producers and insurers in Massachusetts?
7Which statement best describes Massachusetts exam structure for full P&C authority?
8On the Massachusetts Property Producer content outline effective July 22, 2026, which area carries the most scored questions?
9On the Massachusetts Casualty Producer content outline, which area carries the most scored questions?
10How many continuing education hours does Massachusetts generally require before a producer's first renewal?
About the MA Property & Casualty Exam
Massachusetts licenses Property and Casualty authority through separate producer exams. Tested content combines national policy concepts with Massachusetts law, including producer licensing standards, no-fault auto/PIP requirements, SDIP rating concepts, and workers compensation compliance.
Exam sponsor: Massachusetts Division of Insurance / Pearson (test centers only, since July 22, 2026). The requirements and fees below concern the certification or admission exam, separate from our free practice resources.
Questions
90 questions
Time Limit
Not published by Pearson; shown at registration
Passing Score
Scaled score of 70 per line exam (not a percentage)
Reported exam pass rate: Not published. Massachusetts DOI and Pearson do not publish a statewide first-time pass rate Exam sponsor website
Fees, eligibility, and exam policies can change. Confirm them with the exam sponsor before applying or paying.
Our practice resources: topics covered
We aim to reflect publicly available exam outlines and topic information in our study resources. Coverage, format, and difficulty may differ from the actual exam, and we cannot guarantee that every detail is accurate or current. Confirm exam requirements, fees, and policies with the official exam sponsor.
General Knowledge (per line exam)
50 scored items: types of policies, insurance terms and related concepts, and policy provisions and contract law for the Property or Casualty line
Massachusetts Laws and Regulations (per line exam)
30 scored items: laws and rules pertinent to all lines plus Property-only or Casualty-only Massachusetts law
Preparing for the MA Property & Casualty Exam
What You Need to Know
- Passing score: Scaled score of 70 per line exam (not a percentage)
- Exam length: 90 questions
- Time limit: Not published by Pearson; shown at registration
- Exam / certification fees: $37 per producer line exam Official sources
Using Our Practice Resources
- Work through all 511 available questions
- Review every answer and explanation
- Track weak areas and revisit them
- Use our AI tutor for tough concepts
MA Property & Casualty: Suggested Study Strategy
Frequently Asked Questions
Is Massachusetts one combined P&C exam?
No. Massachusetts uses separate Property Producer and Casualty Producer exams. Candidates who want both authorities generally take and pass both line exams.
How many questions and how much time are on each Massachusetts exam?
Each line exam delivers 90 questions: 50 general and 30 Massachusetts scored items plus 10 unscored pretest items. The outlines do not publish a time limit; Pearson shows it at registration. Because pretest items are unmarked, treat every question as scored.
What score and fee apply in Massachusetts?
Each Massachusetts line exam uses a scaled passing score of 70 set by the Division of Insurance with Pearson; only failing candidates see a numeric score. The exam fee is $37 per producer line exam, paid to Pearson, and there is no combined Property-and-Casualty exam.
What Massachusetts auto limits are most tested after the 2025 update?
Massachusetts compulsory minimums now include liability 25/50/30, uninsured motorist 25/50, and Personal Injury Protection up to $8,000. These limits apply to policies issued or renewed on or after July 1, 2025.
What CE rules should candidates know for Massachusetts?
Massachusetts generally requires 60 CE hours before first renewal and 45 CE hours every 36 months after first renewal, including ethics training requirements. CE completion is essential for license renewal compliance.