200+ Free MA Property & Casualty Practice Questions
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Key Facts: MA Property & Casualty Exam
105
Questions Per Exam
Prometric MA content outlines (100 scored + 5 pretest)
120 min
Exam Time
Prometric MA content outlines
70
Passing Score
Massachusetts Licensing Candidate Handbook
$39
Per-Line Exam Fee
Prometric MA candidate bulletin
25/50/30
MA Liability Minimums
Mass.gov auto insurance guidance (effective Jul 1, 2025)
Up to 8,000
PIP Benefit
M.G.L. c. 90 §34A / Mass.gov
Massachusetts uses separate Property Producer and Casualty Producer exams. Each exam is delivered as 105 questions (100 scored + 5 pretest), has a 120-minute limit, requires a 70 passing score, and is listed by Prometric at $39 per line exam ($49 combined option). Massachusetts-specific law emphasizes DOI authority, compulsory auto limits updated to 25/50/30 (effective July 1, 2025), UM 25/50, PIP up to $8,000, SDIP merit rating, and CE rules of 60 hours before first renewal then 45 hours every 36 months.
About the MA Property & Casualty Exam
Massachusetts licenses Property and Casualty authority through separate producer exams. Tested content combines national policy concepts with Massachusetts law, including producer licensing standards, no-fault auto/PIP requirements, SDIP rating concepts, and workers compensation compliance.
Questions
105 scored questions
Time Limit
2 hours (120 minutes) per exam
Passing Score
70
Exam Fee
$39 per exam ($49 combined option) (Massachusetts Division of Insurance / Prometric)
MA Property & Casualty Exam Content Outline
General Insurance and Policy Mechanics
Policy terms, provisions, underwriting basics, and contract concepts tested across both lines
Property Line Concepts
Homeowners, dwelling fire, commercial property, valuation, exclusions, and endorsements
Casualty Line Concepts
Auto liability, no-fault PIP, UM/UIM, general liability, and workers compensation fundamentals
Massachusetts Law and Producer Compliance
DOI authority, licensing/CE requirements, SDIP, unfair practices, and insolvency/guaranty concepts
How to Pass the MA Property & Casualty Exam
What You Need to Know
- Passing score: 70
- Exam length: 105 questions
- Time limit: 2 hours (120 minutes) per exam
- Exam fee: $39 per exam ($49 combined option)
Keys to Passing
- Complete 500+ practice questions
- Score 80%+ consistently before scheduling
- Focus on highest-weighted sections
- Use our AI tutor for tough concepts
MA Property & Casualty Study Tips from Top Performers
Frequently Asked Questions
Is Massachusetts one combined P&C exam?
No. Massachusetts uses separate Property Producer and Casualty Producer exams. Candidates who want both authorities generally take and pass both line exams.
How many questions and how much time are on each Massachusetts exam?
Each line exam is delivered as 105 total questions (100 scored + 5 pretest) with a 120-minute time limit. Because pretest items are mixed and unmarked, treat every question as scored.
What score and fee apply in Massachusetts?
Massachusetts exams use a passing score of 70. Prometric's current Massachusetts bulletin lists a $39 fee for each single-line exam and $49 for the combined Property + Casualty exam option.
What Massachusetts auto limits are most tested after the 2025 update?
Massachusetts compulsory minimums now include liability 25/50/30, uninsured motorist 25/50, and Personal Injury Protection up to $8,000. These limits apply to policies issued or renewed on or after July 1, 2025.
What CE rules should candidates know for Massachusetts?
Massachusetts generally requires 60 CE hours before first renewal and 45 CE hours every 36 months after first renewal, including ethics training requirements. CE completion is essential for license renewal compliance.