Free AI Tutor Included10 questions/day

Free Louisiana Life & Health Exam Prep

Louisiana Life, Health, and Accident Insurance

Pass your Louisiana Life & Health exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.

Your Study Path

Louisiana Life & Health Insurance License: Complete Roadmap

Follow this path to maximize your chances of passing on the first try

1

General Insurance Concepts

Start with foundational insurance principles: risk management, contract law, policy provisions, and underwriting basics. These concepts form the basis for all insurance products.

12
hours
Start this step
2

Life Insurance & AnnuitiesYou are here

Master life insurance products (term, whole, universal, variable), annuities (fixed, variable, indexed), policy provisions, beneficiaries, and Louisiana replacement regulations.

18
hours
3

Health & Accident Products

Study medical expense insurance, individual and group health plans, disability income, long-term care, Medicare Supplement, and Louisiana health insurance regulations.

15
hours
4

Louisiana Laws & Regulations

Focus on Louisiana-specific content: LDI regulations, Louisiana Insurance Code (Title 22), LALIGA guaranty association, unfair trade practices, and producer licensing requirements.

10
hours
Estimated total study time
55 hours
That's about 6 weeks at 10 hours/week

Can You Take the Louisiana Life & Health Exam?

Check if you meet the basic eligibility requirements

Age
18 years or older
Education
Pre-license education recommended but not mandatory (40 hours for combined Life/Health)
Background Check
Required - fingerprint-based background check
Fingerprinting
Required - completed same day as exam at PSI location ($39.25)
Additional Requirements
  • No mandatory pre-license education in Louisiana
  • 40 hours pre-license strongly recommended for combined exam
  • Fingerprinting done on exam day at PSI testing site
  • Must be Louisiana resident
  • License application via NIPR ($75 + $5.60 transaction fee)
  • CE requirements: 24 hours per 2-year period (including ethics)
Why Choose Us

Free Louisiana Life & Health Prep That Actually Works

The official pass rate is ~65-70% (first attempt). Our students do better.

500+ Practice Questions

More free questions than most paid courses

AI Tutor Explains Mistakes

Understand why answers are wrong, not just which ones

Updated for 2026

Content reflects latest exam changes

$0 Forever

No credit card, no trial, no upsells

Compare:
Kaplan $300+Achievable $200+OpenExamPrep $0

What You'll Study

5 chapters covering everything you need to pass

Louisiana Life & Health-Specific Topics Covered

Louisiana Department of Insurance (LDI) RegulationsLouisiana Insurance Code (Title 22)Louisiana Life & Health Insurance Guaranty Association (LALIGA)Louisiana Same-Day Fingerprinting ProcessLouisiana Pre-License Recommendation (Not Required)Louisiana Replacement RegulationsLouisiana Senior Consumer Protections (Annuity Suitability)Louisiana Health Insurance ProgramsLouisiana Unfair Trade Practices ActLouisiana Producer Licensing Requirements
Learn More with AI

10 free AI interactions per day

Louisiana Life & Health Exam Details

Louisiana Life, Health, and Accident Insurance

Administered by Louisiana Department of Insurance (LDI)

Official Source
70%
Passing Score
100-150
Questions
2
Hours
$30-$53 exam fee + $39.25 fingerprinting + $80.60 application fee
Exam Fee
Study time: 40-60 hours
Prerequisites: Pre-license education recommended but not required

Exam Content Breakdown

Based on the official Louisiana Department of Insurance (LDI) content outline

General Insurance Concepts22%

~33 questions: Risk management, contract law, policy provisions

Life Insurance Products24%

~36 questions: Term, whole, universal life, policy features

Annuities & Taxation12%

~18 questions: Annuity types, taxation, suitability requirements

Health Insurance Products20%

~30 questions: Medical expense, disability, LTC, Medicare Supplement

Group Insurance8%

~12 questions: Group life, group health, COBRA, HIPAA

Louisiana Laws & Regulations14%

~21 questions: LDI regulations, LALIGA, unfair practices, licensing

What's Included

5 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

Free to Start

No credit card required

Ran Chen - AI Engineer, CFP®
CFP®
Why It's Free

Quality Exam Prep Shouldn't Cost Hundreds

I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.

Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.

Connect with Ran

What's Next After the Louisiana Life & Health?

After passing the Louisiana Life & Health, you can pursue these career paths

Louisiana Life & Health Exam FAQ

Official Louisiana Department of Insurance (LDI) Resources

Verify information with these official sources

More Free Resources

Loading...
No Credit Card Required

Ready to Start Your Free Louisiana Life & Health Prep?

Join thousands of candidates who passed their exams using our free study materials.

Start Chapter 1 Free