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Free Indiana P&C Exam Prep

Indiana Property & Casualty Insurance

Pass your Indiana P&C exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.

Your Study Path

Indiana Property & Casualty Insurance License: Complete Roadmap

Follow this path to maximize your chances of passing on the first try

1

National P&C Fundamentals

Master foundational P&C insurance concepts: property insurance basics, casualty insurance principles, policy structures, and general insurance concepts tested on the exam.

20
hours
Start this step
2

Indiana P&C RegulationsYou are here

Study Indiana-specific laws including IDOI regulations, IC 27-1 Insurance Code, auto insurance requirements (25/50/25 minimums), and licensing procedures.

15
hours
3

Indiana Property Insurance

Learn Indiana FAIR Plan, homeowners coverage requirements, tornado/severe weather coverage, and Indiana-specific property regulations.

10
hours
4

Indiana Casualty & Ethics

Master auto insurance minimums, workers compensation, IPCIGA guaranty association, and producer conduct standards.

10
hours
Estimated total study time
55 hours
That's about 6 weeks at 10 hours/week

Can You Take the Indiana P&C Exam?

Check if you meet the basic eligibility requirements

Age
18 years or older
Education
40 hours pre-license education (20 hours per line for combined P&C)
Background Check
Required via Indiana State Police
Fingerprinting
Required - electronic fingerprinting through IdentoGO
Additional Requirements
  • 40 hours pre-license education required (must pass 70% certification exam)
  • Pearson VUE administers exams - 160 questions, 2 hours 40 minutes
  • Exam fee: $75.50
  • Must apply for license within 12 months of passing exam via Sircon or NIPR
  • Exemptions available for CLU, CFP, CFC, CPCU, CIC, AAI designations
  • 24 hours CE required every two years (3 hours ethics)
  • IC 27-1 governs insurance in Indiana

Indiana P&C Quick Facts

Time to Get Licensed

3-5 weeks

From start to license in hand

Exam Provider

Pearson VUE

Remote Testing Available
Schedule Your Exam

Retake Policy

24-hour wait between attempts; no limit on retakes

Temporary License

90-day temporary license available with sponsoring employer

Total Cost Breakdown

Exam Fee$75.50
Application Fee$40
Fingerprint Fee~$50 (IdentoGO)
Pre-License Education$200-350 (40-hour course required)
NIPR Transaction Fee$5.60
Total Estimated Cost$371-520

Exam Exemptions

Holders of these professional designations may be exempt from all or part of the exam:

CPCU

Chartered Property Casualty Underwriter - exempt from exam

CIC

Certified Insurance Counselor - exempt from exam

AAI

Accredited Advisor in Insurance - exempt from exam

CLU

Chartered Life Underwriter - exempt from exam

CFP

Certified Financial Planner - exempt from exam

Why Choose Us

Free Indiana P&C Prep That Actually Works

The official pass rate is ~70% (varies by attempt). Our students do better.

500+ Practice Questions

More free questions than most paid courses

AI Tutor Explains Mistakes

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Updated for 2026

Content reflects latest exam changes

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What You'll Study

4 chapters covering everything you need to pass

Indiana P&C-Specific Topics Covered

Indiana Department of Insurance (IDOI) RegulationsIC 27-1 Insurance CodeAuto Insurance Minimums (25/50/25)Indiana FAIR PlanIndiana Property & Casualty Insurance Guaranty Association (IPCIGA)40 Hours Pre-Licensing Education Required (20/line)6-Month Application Window After Passing ExamWorkers' Compensation RequirementsProducer Licensing & CE Requirements (24 hrs)Unfair Trade PracticesPolicy Cancellation/Non-Renewal RulesSevere Weather Coverage Considerations
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Indiana P&C Exam Details

Indiana Property & Casualty Insurance

Administered by Indiana Department of Insurance (IDOI)

Official Source
70%
Passing Score
160
Questions
2
Hours
$75.50 exam fee + $40 application fee + $5.60 NIPR
Exam Fee
Study time: 60-80 hours
Prerequisites: 40 hours pre-license education (must pass 70% certification exam)

Exam Content Breakdown

Based on the official Indiana Department of Insurance (IDOI) content outline

Indiana P&C Regulation15%

IDOI structure, IC 27-1, 40-hour pre-license, licensing

Property Insurance Laws25%

IN FAIR Plan, homeowners coverage, severe weather

Casualty Insurance Laws35%

At-fault auto, 25/50/25 minimums, workers comp

Ethics & Prohibited Practices25%

Claims handling, IPCIGA guaranty fund, producer conduct

What's Included

4 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

Free to Start

No credit card required

Ran Chen - AI Engineer, CFP®
CFP®
Why It's Free

Quality Exam Prep Shouldn't Cost Hundreds

I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.

Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.

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What's Next After the Indiana P&C?

After passing the Indiana P&C, you can pursue these career paths

Indiana P&C Exam FAQ

Official Indiana Department of Insurance (IDOI) Resources

Verify information with these official sources

More Free Resources

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