Free Arizona Life & Health Exam Prep
Arizona Life, Accident, and Health Insurance
Pass your Arizona Life & Health exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.
Quick Facts
Arizona Life & Health Insurance License: Complete Roadmap
Follow this path to maximize your chances of passing on the first try
General Insurance Concepts
Start with foundational insurance principles: risk management, contract law, policy provisions, and underwriting basics. These concepts form the basis for all insurance products.
Life Insurance & AnnuitiesYou are here
Master life insurance products (term, whole, universal, variable), annuities (fixed, variable, indexed), policy provisions, beneficiaries, and Arizona replacement regulations.
Accident & Health Products
Study medical expense insurance, individual and group health plans, disability income, long-term care, Medicare Supplement, and Arizona health insurance regulations.
Arizona Laws & Regulations
Focus on Arizona-specific content: DIFI regulations, Arizona Revised Statutes Title 20, AZLHIGA guaranty association, unfair trade practices, and producer licensing requirements.
Can You Take the Arizona Life & Health Exam?
Check if you meet the basic eligibility requirements
- •No pre-license education required in Arizona
- •2025 Change: PSI replaced Prometric as exam vendor (September 2025)
- •Must pass state exam before applying for license
- •License application must be submitted within 12 months of passing exam
- •Must disclose any criminal history or regulatory actions
- •CE requirements: 24 hours per 2-year period (including 3 hours ethics)
Free Arizona Life & Health Prep That Actually Works
The official pass rate is ~65-70% (first attempt). Our students do better.
500+ Practice Questions
More free questions than most paid courses
AI Tutor Explains Mistakes
Understand why answers are wrong, not just which ones
Updated for 2026
Content reflects latest exam changes
$0 Forever
No credit card, no trial, no upsells
What You'll Study
7 chapters covering everything you need to pass
Introduction: Arizona Life & Health Insurance Exam Overview
1 sections
Chapter 1: Arizona Insurance Regulation & Licensing
3 sections
Chapter 2: Arizona Life Insurance Laws
3 sections
Chapter 3: Arizona Health Insurance Laws
3 sections
Chapter 4: Arizona Insurance Ethics & Prohibited Practices
3 sections
Chapter 5: Arizona Annuity Regulations & Senior Protections
3 sections
Chapter 6: Arizona Group Insurance & Special Topics
3 sections
Arizona Life & Health-Specific Topics Covered
10 free AI interactions per day
Arizona Life & Health Exam Details
Arizona Life, Accident, and Health Insurance
Administered by Arizona Department of Insurance and Financial Institutions (DIFI)
Exam Content Breakdown
Based on the official Arizona Department of Insurance and Financial Institutions (DIFI) content outline
~33 questions: Risk management, contract law, policy provisions
~36 questions: Term, whole, universal life, policy features
~18 questions: Annuity types, taxation, suitability requirements
~30 questions: Medical expense, disability, LTC, Medicare Supplement
~12 questions: Group life, group health, COBRA, HIPAA
~21 questions: DIFI regulations, AZLHIGF, unfair practices, licensing
What's Included
7 Chapters
Complete exam coverage
Practice Quizzes
With detailed explanations
Free to Start
No credit card required

Quality Exam Prep Shouldn't Cost Hundreds
I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.
Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.
What's Next After the Arizona Life & Health?
After passing the Arizona Life & Health, you can pursue these career paths
Arizona Life & Health Exam FAQ
Official Arizona Department of Insurance and Financial Institutions (DIFI) Resources
Verify information with these official sources
More Free Resources
Ready to Start Your Free Arizona Life & Health Prep?
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