Free Rhode Island P&C Exam Prep
Rhode Island Property & Casualty Insurance
Prepare for the Rhode Island P&C exam without spending hundreds on expensive prep courses. Free study guides, practice questions, flashcards, and related exam resources.
Quick Facts
Study guide on MometrixExplore More Property & Casualty Insurance
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Rhode Island Property & Casualty Insurance License: Complete Roadmap
Follow this path to organize your licensing and exam preparation
National P&C Fundamentals
Master foundational P&C insurance concepts: property insurance basics, casualty insurance principles, policy structures, and general insurance concepts.
Rhode Island P&C RegulationsYou are here
Study Rhode Island-specific laws including DBR regulations, 5% max hurricane deductible, 25/50/25 auto liability minimums, and mandatory E&O insurance requirement.
Rhode Island Property Insurance
Learn homeowners requirements, hurricane deductible caps (5% max), coastal property risks, and Rhode Island-specific property regulations.
Practice Exams
Complete separate practice exams for Property (92 questions) and Casualty (98 questions) sections.
Can You Take the Rhode Island P&C Exam?
Check if you meet the basic eligibility requirements
- •Property and Casualty are TWO separate exams
- •Property: 92 questions (76 scored + 16 pretest)
- •Casualty: 98 questions (82 scored + 16 pretest)
- •First-time P&C candidates MUST register for BOTH exams
- •Single $80 fee covers both exams if taken same session
- •E&O insurance REQUIRED for all producers (per RI Gen Laws § 27-2.4-23)
- •Must apply for license within 1 year of passing exam
- •Exam via Pearson VUE (test center or remote proctored)
Rhode Island P&C Quick Facts
Time to Get Licensed
3-5 weeks
From start to license in hand
Retake Policy
24-hour wait between attempts; no limit on retakes
Temporary License
90-day temporary license available
Total Cost Breakdown
Exam Exemptions
Holders of these professional designations may be exempt from all or part of the exam:
Chartered Property Casualty Underwriter - may qualify for exam exemption
Certified Insurance Counselor - may qualify for exam exemption
Free Rhode Island P&C Prep Tools
Reported exam pass rate: ~65-70% (varies by attempt). Check the exam sponsor for the latest official figure.
387+ Practice Questions
Practice by topic with detailed answer explanations
AI Tutor Explains Mistakes
Understand why answers are wrong, not just which ones
Updated for 2026
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What You'll Study
24 chapters covering the exam topics in this guide
Standalone Coverage Map
1 sections
Introduction: Rhode Island Property & Casualty Insurance Exam Overview
1 sections
National Portion: Insurance Fundamentals
5 sections
National Portion: Property Insurance Concepts
5 sections
National Portion: Dwelling Policies (DP)
4 sections
National Portion: Homeowners Policies - Forms & Section I
4 sections
National Portion: Homeowners Policies - Section II & Endorsements
3 sections
National Portion: Personal Auto Policy - Liability & Injury
4 sections
National Portion: Personal Auto Policy - Physical Damage & Duties
3 sections
National Portion: Liability Insurance Concepts
4 sections
National Portion: Commercial Property Insurance
5 sections
National Portion: Commercial General Liability - Coverages
3 sections
National Portion: Commercial General Liability - Limits, Triggers & Exclusions
3 sections
National Portion: Commercial Auto Insurance
5 sections
National Portion: Workers Compensation
5 sections
National Portion: Other Commercial Lines - BOP, Crime & Marine
4 sections
National Portion: Other Commercial Lines - Specialty & Professional
4 sections
National Portion: Other Commercial Lines - Surety, Flood & Specialty
3 sections
National Portion: Insurance Regulation & Market Conduct
3 sections
National Portion: Ethics & Unfair Trade Practices
3 sections
Chapter 1: Rhode Island P&C Insurance Regulation & Licensing
3 sections
Chapter 2: Rhode Island Property Insurance
3 sections
Chapter 3: Rhode Island Auto & Casualty Insurance
3 sections
Chapter 4: Rhode Island Ethics & Professional Conduct
2 sections
Rhode Island P&C-Specific Topics Covered
Rhode Island P&C Exam Details
Rhode Island Property & Casualty Insurance
Administered by Rhode Island Department of Business Regulation - Insurance Division
Exam Content Breakdown
Based on the official Rhode Island Department of Business Regulation - Insurance Division content outline
DBR structure, E&O requirement, licensing requirements
Hurricane deductible 5% max, coastal risks, homeowners
Auto 25/50/25 minimums, mandatory UM/UIM, liability
Fiduciary duties, E&O requirements, producer conduct
What's Included
24 Chapters
Complete exam coverage
Practice Quizzes
With detailed explanations
Free to Start
No credit card required
Quality Exam Prep Shouldn't Cost Hundreds
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What's Next After the Rhode Island P&C?
After passing the Rhode Island P&C, you can pursue these career paths
Rhode Island P&C Exam FAQ
Official Rhode Island Department of Business Regulation - Insurance Division Resources
Verify information with these official sources
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