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Key Facts: RI Property & Casualty Exam
Property: 87
Total Questions (76 scored + 11 pretest)
Pearson RI content outline #124001
Casualty: 93
Total Questions (82 scored + 11 pretest)
Pearson RI content outline #124001
4 hours
Total Time for Both Lines
Pearson RI handbook #124000
70
Scaled Passing Score
Pearson RI handbook #124000
$80
Fee per Major Line
Pearson RI handbook #124000
25/50/25
RI Auto Liability Minimums
RIGL 31-31-7
24 hours
RI CE per 2 Years (incl. 3 ethics)
RI DBR CE requirements
The current Pearson VUE Rhode Island handbook (February 2026) shows $80 per major line with first-time P&C candidates required to register for both Property and Casualty. Each line includes a 1 hour 15 minute general section plus a 45 minute state section, and Rhode Island uses a scaled passing score of 70. The RI outline emphasizes common state law topics across both lines, then adds RIJRA/property rules and auto/workers comp/casualty rules.
Sample RI Property & Casualty Practice Questions
Try these sample questions to review concepts for the RI Property & Casualty exam. Each question includes a detailed explanation. Start the interactive quiz above for the full 475+ question experience with AI tutoring.
1Which homeowners form normally covers both the dwelling and personal property only for named perils?
2An owner-occupied house is insured on an HO-3. How are the dwelling and personal property usually covered?
3Which homeowners form is designed primarily for a tenant who needs personal property and liability coverage but not building coverage?
4Which homeowners form generally provides open-peril coverage on both the dwelling and personal property?
5A condominium unit owner wants coverage for personal property, improvements, loss assessments, and personal liability. Which form fits?
6Which homeowners form uses modified coverage and is often suited to an older home whose replacement cost greatly exceeds market value?
7A landlord selects the most basic dwelling form and adds extended coverage perils. Which form is being used?
8Which dwelling form covers the dwelling and personal property against a broader list of named perils than the basic form?
9Under a DP-3, which coverage approach is typical?
10What is the principal function of the common policy declarations in a commercial package policy?
About the RI Property & Casualty Exam
Rhode Island requires first-time P&C candidates to take separate Property and Casualty producer exams. The tested content combines national policy concepts with Rhode Island law, including DBR regulation, RIJRA, 25/50/25 auto minimums, and casualty-specific state requirements.
Exam sponsor: Rhode Island DBR Insurance Division / Pearson VUE. The requirements and fees below concern the certification or admission exam, separate from our free practice resources.
Questions
180 questions
Time Limit
2 hours per line (4 hours total for Property + Casualty)
Passing Score
70 (scaled)
Exam / Certification Fees
$80 per line (buy one/get one free if scheduled together)
Exam sponsor websiteReported exam pass rate: Not published. Rhode Island DBR / Pearson VUE do not publish a statewide first-time pass rate Exam sponsor website
Fees, eligibility, and exam policies can change. Confirm them with the exam sponsor before applying or paying.
Our practice resources: topics covered
We aim to reflect publicly available exam outlines and topic information in our study resources. Coverage, format, and difficulty may differ from the actual exam, and we cannot guarantee that every detail is accurate or current. Confirm exam requirements, fees, and policies with the official exam sponsor.
Property General Knowledge
National property content: policy types, terms, and policy provisions from the Property producer exam
Casualty General Knowledge
National casualty content: policy/bond types, liability terms, and policy provisions from the Casualty producer exam
Rhode Island Common P&C Law
DBR authority, producer licensing, unfair trade practices, guaranty association, premium financing, and privacy rules tested on both state sections
Rhode Island Property-Specific Law
RIJRA, flood notice requirements, lead poisoning coverage rules, and hurricane/windstorm deductible rules
Rhode Island Casualty-Specific Law
RI Auto Plan (assigned risk), compulsory auto law, financial responsibility, UM/UIM, workers compensation, and medical malpractice JUA
Preparing for the RI Property & Casualty Exam
What You Need to Know
- Passing score: 70 (scaled)
- Exam length: 180 questions
- Time limit: 2 hours per line (4 hours total for Property + Casualty)
- Exam / certification fees: $80 per line (buy one/get one free if scheduled together) Official sources
Using Our Practice Resources
- Work through all 475 available questions
- Review every answer and explanation
- Track weak areas and revisit them
- Use our AI tutor for tough concepts
RI Property & Casualty: Suggested Study Strategy
Frequently Asked Questions
Do Rhode Island first-time P&C candidates take one exam or two?
Two exams. Pearson VUE's Rhode Island handbook states first-time Property & Casualty candidates must register for both the Property Producer and Casualty Producer exams.
How long is the Rhode Island Property & Casualty testing time?
Each major line has a 1 hour 15 minute general section and a 45 minute state section, for 2 hours per line. Candidates taking both lines should plan for 4 hours total testing time.
What is the current Rhode Island P&C exam fee?
The handbook lists $80 per major line. It also states a buy one/get one free pricing policy when two major-line exams are scheduled back-to-back in one session.
What score do you need to pass in Rhode Island?
Rhode Island uses a scaled scoring method with a passing score of 70. The numeric score is mainly reported to failing candidates, and a passing result is shown as pass/fail.
What Rhode Island-specific topics should I prioritize?
Focus on RI common producer law first, then RIJRA and property-specific rules, then casualty-specific areas like RI Auto Plan, 25/50/25 financial responsibility, UM/UIM, and workers compensation applicability.