200+ Free RI Property & Casualty Practice Questions
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Key Facts: RI Property & Casualty Exam
Property: 87
Total Questions (76 scored + 11 pretest)
Pearson RI content outline #124001
Casualty: 93
Total Questions (82 scored + 11 pretest)
Pearson RI content outline #124001
4 hours
Total Time for Both Lines
Pearson RI handbook #124000
70
Scaled Passing Score
Pearson RI handbook #124000
$80
Fee per Major Line
Pearson RI handbook #124000
25/50/25
RI Auto Liability Minimums
RIGL 31-31-7
24 hours
RI CE per 2 Years (incl. 3 ethics)
RI DBR CE requirements
The current Pearson VUE Rhode Island handbook (February 2026) shows $80 per major line with first-time P&C candidates required to register for both Property and Casualty. Each line includes a 1 hour 15 minute general section plus a 45 minute state section, and Rhode Island uses a scaled passing score of 70. The RI outline emphasizes common state law topics across both lines, then adds RIJRA/property rules and auto/workers comp/casualty rules.
About the RI Property & Casualty Exam
Rhode Island requires first-time P&C candidates to take separate Property and Casualty producer exams. The tested content combines national policy concepts with Rhode Island law, including DBR regulation, RIJRA, 25/50/25 auto minimums, and casualty-specific state requirements.
Questions
180 scored questions
Time Limit
2 hours per line (4 hours total for Property + Casualty)
Passing Score
70 (scaled)
Exam Fee
$80 per line (buy one/get one free if scheduled together) (Rhode Island DBR Insurance Division / Pearson VUE)
RI Property & Casualty Exam Content Outline
Property General Knowledge
National property content: policy types, terms, and policy provisions from the Property producer exam
Casualty General Knowledge
National casualty content: policy/bond types, liability terms, and policy provisions from the Casualty producer exam
Rhode Island Common P&C Law
DBR authority, producer licensing, unfair trade practices, guaranty association, premium financing, and privacy rules tested on both state sections
Rhode Island Property-Specific Law
RIJRA, flood notice requirements, lead poisoning coverage rules, and hurricane/windstorm deductible rules
Rhode Island Casualty-Specific Law
RI Auto Plan (assigned risk), compulsory auto law, financial responsibility, UM/UIM, workers compensation, and medical malpractice JUA
How to Pass the RI Property & Casualty Exam
What You Need to Know
- Passing score: 70 (scaled)
- Exam length: 180 questions
- Time limit: 2 hours per line (4 hours total for Property + Casualty)
- Exam fee: $80 per line (buy one/get one free if scheduled together)
Keys to Passing
- Complete 500+ practice questions
- Score 80%+ consistently before scheduling
- Focus on highest-weighted sections
- Use our AI tutor for tough concepts
RI Property & Casualty Study Tips from Top Performers
Frequently Asked Questions
Do Rhode Island first-time P&C candidates take one exam or two?
Two exams. Pearson VUE's Rhode Island handbook states first-time Property & Casualty candidates must register for both the Property Producer and Casualty Producer exams.
How long is the Rhode Island Property & Casualty testing time?
Each major line has a 1 hour 15 minute general section and a 45 minute state section, for 2 hours per line. Candidates taking both lines should plan for 4 hours total testing time.
What is the current Rhode Island P&C exam fee?
The handbook lists $80 per major line. It also states a buy one/get one free pricing policy when two major-line exams are scheduled back-to-back in one session.
What score do you need to pass in Rhode Island?
Rhode Island uses a scaled scoring method with a passing score of 70. The numeric score is mainly reported to failing candidates, and a passing result is shown as pass/fail.
What Rhode Island-specific topics should I prioritize?
Focus on RI common producer law first, then RIJRA and property-specific rules, then casualty-specific areas like RI Auto Plan, 25/50/25 financial responsibility, UM/UIM, and workers compensation applicability.