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Free Pennsylvania P&C Exam Prep

Pennsylvania Property & Casualty Insurance

Prepare for the Pennsylvania P&C exam without spending hundreds on expensive prep courses. Free study guides, practice questions, flashcards, and related exam resources.

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Your Study Path

Pennsylvania Property & Casualty Insurance License: Complete Roadmap

Follow this path to organize your licensing and exam preparation

1

National P&C Fundamentals

Master foundational P&C insurance concepts: property insurance basics, casualty insurance principles, policy structures, and general concepts.

25
hours
Start this step
2

Pennsylvania P&C RegulationsYou are here

Study Pennsylvania-specific laws including PID regulations, choice no-fault auto (15/30/5), PA FAIR Plan, and workers' compensation requirements.

15
hours
3

Pennsylvania Property Insurance

Learn PA FAIR Plan for high-risk properties, cancellation rules, and Pennsylvania-specific property regulations.

10
hours
4

Pennsylvania Casualty & Ethics

Study choice no-fault auto (15/30/5), workers' compensation, PPCIGA guaranty association, and producer conduct requirements.

10
hours
Estimated total study time
60 hours
That's about 6 weeks at 10 hours/week

Can You Take the Pennsylvania P&C Exam?

Check if you meet the basic eligibility requirements

Age
18 years or older
Education
No pre-license education required as of April 29, 2025 (though exam prep courses recommended)
Background Check
Required via fingerprinting after passing exam
Fingerprinting
Required after passing exam and applying for license
Additional Requirements
  • 2025 UPDATE: Pre-licensing education eliminated effective April 29, 2025
  • Remote online proctored exams available via PSI
  • Must apply for license through Sircon or NIPR after passing
  • Fingerprinting done AFTER passing exam and applying
  • Must be trustworthy with good business reputation

Pennsylvania P&C Quick Facts

Time to Get Licensed

2-4 weeks

From start to license in hand

Exam Provider

PSI Services

Remote Testing Available
Schedule Your Exam

Retake Policy

24-hour wait between attempts; no limit on retakes

Temporary License

Not available in Pennsylvania

Total Cost Breakdown

Exam Fee$53
Application Fee$55
Fingerprint Fee~$50 (after passing exam)
NIPR Transaction Fee$5.60
Total Estimated Cost$163-175

Exam Exemptions

Holders of these professional designations may be exempt from all or part of the exam:

CPCU

Chartered Property Casualty Underwriter - exempt from entire P&C exam

CIC

Certified Insurance Counselor - exempt from P&C exam

Why Choose Us

Free Pennsylvania P&C Prep Tools

Reported exam pass rate: ~65-70% (varies by attempt). Check the exam sponsor for the latest official figure.

386+ Practice Questions

Practice by topic with detailed answer explanations

AI Tutor Explains Mistakes

Understand why answers are wrong, not just which ones

Updated for 2026

Review the latest update date on each resource

$0 Forever

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What You'll Study

24 chapters covering the exam topics in this guide

1

Standalone Coverage Map

1 sections

2

Introduction: Pennsylvania Property & Casualty Insurance Exam Overview

1 sections

3

National Portion: Insurance Fundamentals

5 sections

4

National Portion: Property Insurance Concepts

5 sections

5

National Portion: Dwelling Policies (DP)

4 sections

6

National Portion: Homeowners Policies - Forms & Section I

4 sections

7

National Portion: Homeowners Policies - Section II & Endorsements

3 sections

8

National Portion: Personal Auto Policy - Liability & Injury

4 sections

9

National Portion: Personal Auto Policy - Physical Damage & Duties

3 sections

10

National Portion: Liability Insurance Concepts

4 sections

11

National Portion: Commercial Property Insurance

5 sections

12

National Portion: Commercial General Liability - Coverages

3 sections

13

National Portion: Commercial General Liability - Limits, Triggers & Exclusions

3 sections

14

National Portion: Commercial Auto Insurance

5 sections

15

National Portion: Workers Compensation

5 sections

16

National Portion: Other Commercial Lines - BOP, Crime & Marine

4 sections

17

National Portion: Other Commercial Lines - Specialty & Professional

4 sections

18

National Portion: Other Commercial Lines - Surety, Flood & Specialty

3 sections

19

National Portion: Insurance Regulation & Market Conduct

3 sections

20

National Portion: Ethics & Unfair Trade Practices

3 sections

21

Chapter 1: Pennsylvania P&C Insurance Regulation & Licensing

3 sections

22

Chapter 2: Pennsylvania Property Insurance Laws

3 sections

23

Chapter 3: Pennsylvania Casualty Insurance Laws

3 sections

24

Chapter 4: Pennsylvania P&C Insurance Ethics & Prohibited Practices

3 sections

Pennsylvania P&C-Specific Topics Covered

Pennsylvania Insurance Department (PID) RegulationsChoice No-Fault Auto Insurance SystemAuto Insurance Minimums (15/30/5)PA FAIR Plan (High-Risk Properties)Pennsylvania Property & Casualty Insurance Guaranty Association (PPCIGA)No Pre-License Requirement (April 2025 Change)Remote Proctored Exam OptionCancellation and Non-Renewal RulesWorkers' Compensation RequirementsPennsylvania Insurance CodeUnfair Claims Settlement Practices24 Hours CE Every 2 Years

Pennsylvania P&C Exam Details

Pennsylvania Property & Casualty Insurance

Administered by Pennsylvania Insurance Department (PID)

Official Source
70%
Passing Score
150
Questions
2
Hours
$53 exam fee + $55 license application fee
Exam Fee
Study time: 40-60 hours
Prerequisites: No pre-license education required (eliminated April 29, 2025)

Exam Content Breakdown

Based on the official Pennsylvania Insurance Department (PID) content outline

Pennsylvania P&C Regulation15%

PID structure, licensing requirements, April 2025 pre-license changes

Property Insurance Laws25%

PA FAIR Plan, cancellation rules, property forms

Casualty Insurance Laws35%

Choice no-fault auto 15/30/5, workers compensation, liability

Ethics & Prohibited Practices25%

Claims handling, PPCIGA guaranty, unfair practices, producer conduct

What's Included

24 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

Free to Start

No credit card required

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What's Next After the Pennsylvania P&C?

After passing the Pennsylvania P&C, you can pursue these career paths

Pennsylvania P&C Exam FAQ

Official Pennsylvania Insurance Department (PID) Resources

Verify information with these official sources

More Free Resources

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