Free Oregon P&C Exam Prep
Oregon Property & Casualty Insurance
Prepare for the Oregon P&C exam without spending hundreds on expensive prep courses. Free study guides, practice questions, flashcards, and related exam resources.
Quick Facts
Study guide on MometrixExplore More Property & Casualty Insurance
Continue into nearby exams from the same family. Each card keeps practice questions, study guides, flashcards, videos, and articles in one place.
More From This Family
Videos and articles for deeper review.
Oregon Property & Casualty Insurance License: Complete Roadmap
Follow this path to organize your licensing and exam preparation
National P&C Fundamentals
Master foundational P&C insurance concepts: property insurance basics, casualty insurance principles, policy structures, and general insurance concepts tested on the exam.
Oregon P&C RegulationsYou are here
Study Oregon-specific laws including DFR regulations, ORS 731-746, auto insurance requirements (25/50/20 minimums), and UM/UIM mandatory offer requirements.
Oregon Property Insurance
Learn Oregon FAIR Plan, earthquake coverage requirements, homeowners coverage, and Oregon-specific property regulations.
Oregon Casualty & Ethics
Master auto insurance minimums, UM/UIM coverage, SAIF workers comp, OIGA guaranty association, and producer conduct standards.
Can You Take the Oregon P&C Exam?
Check if you meet the basic eligibility requirements
- •40 hours pre-license education required (certificate required for exam)
- •PSI administers all Oregon insurance exams
- •PSI handles fingerprinting ($61.25) - submitted to Oregon State Police and FBI
- •Pre-license certificate valid for 1 year
- •Must apply for license within 1 year of passing exam
- •Fingerprint results returned directly to Oregon DFR
- •ORS 731-746 governs insurance in Oregon
Oregon P&C Quick Facts
Time to Get Licensed
3-5 weeks
From start to license in hand
Retake Policy
24-hour wait between attempts; certificate valid 1 year
Temporary License
90-day temporary license available with qualified sponsor
Total Cost Breakdown
Exam Exemptions
Holders of these professional designations may be exempt from all or part of the exam:
Chartered Property Casualty Underwriter - may qualify for exam exemption
Certified Insurance Counselor - may qualify for exam exemption
Free Oregon P&C Prep Tools
Reported exam pass rate: ~70% (varies by attempt). Check the exam sponsor for the latest official figure.
403+ Practice Questions
Practice by topic with detailed answer explanations
AI Tutor Explains Mistakes
Understand why answers are wrong, not just which ones
Updated for 2026
Review the latest update date on each resource
$0 Forever
Start without a credit card or trial
What You'll Study
24 chapters covering the exam topics in this guide
Standalone Coverage Map
1 sections
Introduction: Oregon Property & Casualty Insurance Exam Overview
1 sections
National Portion: Insurance Fundamentals
5 sections
National Portion: Property Insurance Concepts
5 sections
National Portion: Dwelling Policies (DP)
4 sections
National Portion: Homeowners Policies - Forms & Section I
4 sections
National Portion: Homeowners Policies - Section II & Endorsements
3 sections
National Portion: Personal Auto Policy - Liability & Injury
4 sections
National Portion: Personal Auto Policy - Physical Damage & Duties
3 sections
National Portion: Liability Insurance Concepts
4 sections
National Portion: Commercial Property Insurance
5 sections
National Portion: Commercial General Liability - Coverages
3 sections
National Portion: Commercial General Liability - Limits, Triggers & Exclusions
3 sections
National Portion: Commercial Auto Insurance
5 sections
National Portion: Workers Compensation
5 sections
National Portion: Other Commercial Lines - BOP, Crime & Marine
4 sections
National Portion: Other Commercial Lines - Specialty & Professional
4 sections
National Portion: Other Commercial Lines - Surety, Flood & Specialty
3 sections
National Portion: Insurance Regulation & Market Conduct
3 sections
National Portion: Ethics & Unfair Trade Practices
3 sections
Chapter 1: Oregon P&C Insurance Regulation & Licensing
3 sections
Chapter 2: Property Insurance in Oregon
2 sections
Chapter 3: Auto & Casualty Insurance in Oregon
2 sections
Chapter 4: Ethics & Professional Conduct
2 sections
Oregon P&C-Specific Topics Covered
Oregon P&C Exam Details
Oregon Property & Casualty Insurance
Administered by Oregon Division of Financial Regulation (DFR)
Exam Content Breakdown
Based on the official Oregon Division of Financial Regulation (DFR) content outline
DFR structure, ORS 731-746, 40-hour pre-license, licensing
Oregon FAIR Plan, earthquake coverage, homeowners
At-fault auto, 25/50/20 minimums, UM/UIM required offer
Claims handling, OIGA guaranty fund, producer conduct
What's Included
24 Chapters
Complete exam coverage
Practice Quizzes
With detailed explanations
Free to Start
No credit card required
Quality Exam Prep Shouldn't Cost Hundreds
I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.
Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.
What's Next After the Oregon P&C?
After passing the Oregon P&C, you can pursue these career paths
Oregon P&C Exam FAQ
Official Oregon Division of Financial Regulation (DFR) Resources
Verify information with these official sources
More Free Resources
Ready to Start Your Free Oregon P&C Prep?
Review the study guide, practice key concepts, and use the free tools at your own pace.