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Free Oklahoma P&C Exam Prep

Oklahoma Property & Casualty Insurance

Prepare for the Oklahoma P&C exam without spending hundreds on expensive prep courses. Free study guides, practice questions, flashcards, and related exam resources.

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Your Study Path

Oklahoma Property & Casualty Insurance License: Complete Roadmap

Follow this path to organize your licensing and exam preparation

1

National P&C Fundamentals

Master foundational P&C insurance concepts: property insurance basics, casualty insurance principles, policy structures, and general insurance concepts tested on the exam.

20
hours
Start this step
2

Oklahoma P&C RegulationsYou are here

Study Oklahoma-specific laws including OID regulations, auto insurance requirements (25/50/25 minimums), tornado/hail coverage, and Oklahoma insurance code provisions.

15
hours
3

Oklahoma Property Insurance

Learn Oklahoma homeowners coverage requirements, tornado/hail considerations, and Oklahoma-specific property regulations.

10
hours
4

Oklahoma Casualty & Ethics

Master auto insurance requirements, workers compensation, OIGA guaranty association, and producer conduct standards.

10
hours
Estimated total study time
55 hours
That's about 6 weeks at 10 hours/week

Can You Take the Oklahoma P&C Exam?

Check if you meet the basic eligibility requirements

Age
18 years or older
Education
No pre-licensing education required (but recommended)
Background Check
OID reviews application disclosures and may deny applications based on criminal history; the current general producer instructions do not list universal fingerprinting
Fingerprinting
Not listed as a universal step for general producer applicants in the current OID instructions
Additional Requirements
  • Oklahoma does NOT require pre-licensing education (but recommended)
  • PSI handles all Oklahoma insurance licensing examinations
  • Exam is CLOSED BOOK
  • Must wait 3 business days after passing to apply for license
  • Apply via OID licensing portal: www.licensing.oid.ok.gov
  • 24 hours CE required every 2 years (3 hours ethics)

Oklahoma P&C Quick Facts

Time to Get Licensed

2-4 weeks

From start to license in hand

Exam Provider

PSI Services

Remote Testing Available
Schedule Your Exam

Retake Policy

Unlimited attempts until passing. OID/PSI publishes no mandatory day-based wait or special third-failure delay; result processing prevents booking a new appointment on the same calendar day as a failed attempt.

Temporary License

Special-circumstance temporary producer license may be issued for up to 180 days; it is not the ordinary exam route

Total Cost Breakdown

Exam Fee$38
Application Fee$60
Fingerprint FeeNo universal general-producer fingerprint fee listed in current OID instructions
NIPR Transaction Fee$5.60
Total Estimated CostConfirm current application, transaction, and fingerprint charges with OID/NIPR

Exam Exemptions

Holders of these professional designations may be exempt from all or part of the exam:

CPCU

Chartered Property Casualty Underwriter - may qualify for exam exemption

CIC

Certified Insurance Counselor - may qualify for exam exemption

Why Choose Us

Free Oklahoma P&C Prep Tools

Reported exam pass rate: Not published by the Oklahoma Insurance Department or PSI. Check the exam sponsor for the latest official figure.

386+ Practice Questions

Practice by topic with detailed answer explanations

AI Tutor Explains Mistakes

Understand why answers are wrong, not just which ones

Updated for 2026

Review the latest update date on each resource

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What You'll Study

24 chapters covering the exam topics in this guide

1

Standalone Coverage Map

1 sections

2

Introduction: Oklahoma Property & Casualty Insurance Exam Overview

1 sections

3

National Portion: Insurance Fundamentals

5 sections

4

National Portion: Property Insurance Concepts

5 sections

5

National Portion: Dwelling Policies (DP)

4 sections

6

National Portion: Homeowners Policies - Forms & Section I

4 sections

7

National Portion: Homeowners Policies - Section II & Endorsements

3 sections

8

National Portion: Personal Auto Policy - Liability & Injury

4 sections

9

National Portion: Personal Auto Policy - Physical Damage & Duties

3 sections

10

National Portion: Liability Insurance Concepts

4 sections

11

National Portion: Commercial Property Insurance

5 sections

12

National Portion: Commercial General Liability - Coverages

3 sections

13

National Portion: Commercial General Liability - Limits, Triggers & Exclusions

3 sections

14

National Portion: Commercial Auto Insurance

5 sections

15

National Portion: Workers Compensation

5 sections

16

National Portion: Other Commercial Lines - BOP, Crime & Marine

4 sections

17

National Portion: Other Commercial Lines - Specialty & Professional

4 sections

18

National Portion: Other Commercial Lines - Surety, Flood & Specialty

3 sections

19

National Portion: Insurance Regulation & Market Conduct

3 sections

20

National Portion: Ethics & Unfair Trade Practices

3 sections

21

Chapter 1: Oklahoma P&C Insurance Regulation & Licensing

3 sections

22

Chapter 2: Property Insurance in Oklahoma

2 sections

23

Chapter 3: Auto & Casualty Insurance in Oklahoma

2 sections

24

Chapter 4: Oklahoma Insurance Ethics & Consumer Protection

1 sections

Oklahoma P&C-Specific Topics Covered

Oklahoma Insurance Department (OID) RegulationsNo Pre-Licensing Education RequiredPSI Testing - Closed Book Exam3 Business Days Wait Before ApplicationAuto Insurance Minimums (25/50/25)Tornado/Hail Coverage ConsiderationsOklahoma Insurance Guaranty Association (OIGA)OID Licensing Portal24 Hours CE Every 2 Years (3 Ethics)At-Fault (Tort) Auto Insurance StateOklahoma City/Tulsa Market Focus

Oklahoma P&C Exam Details

Oklahoma Property & Casualty Insurance

Administered by Oklahoma Insurance Department (OID)

Official Source
70%
Passing Score
150
Questions
150
Minutes
$38 examination fee in the current OID/PSI bulletin; separate licensing and application fees apply
Exam Fee
Study time: Not published by the Oklahoma Insurance Department or PSI
Prerequisites: Open eligibility; candidates must be at least 18 and be U.S. citizens or possess a valid visa or I-94 card

Exam Content Breakdown

Based on the official Oklahoma Insurance Department (OID) content outline

Licensing7 scored questions

Producer licensing, appointments, maintenance, and enforcement

State Insurance Statutes, Rules, and Regulations16 scored questions

Oklahoma insurance law, unfair practices, guaranty protection, and surplus lines

State Automobile Insurance Laws10 scored questions

Compulsory limits, UM/UIM, and residual-market rules

State Workers' Compensation5 scored questions

Oklahoma workers' compensation requirements and coverage

Personal Policies8 scored questions

Dwelling, homeowners, and specialized personal policies

Commercial Property Policies15 scored questions

Commercial property, income, package, inland marine, crime, and equipment breakdown

Property Terms and Related Concepts20 scored questions

Perils, hazards, valuation, loss, limits, and coinsurance

Property Policy Provisions and Contract Law15 scored questions

Policy parts, duties, mortgagee rights, appraisal, endorsements, and subrogation

Personal Casualty Policies and Related Terms10 scored questions

Personal auto liability, medical payments, physical damage, and covered autos

Commercial Casualty Policies, Bonds, and Related Terms20 scored questions

CGL, commercial auto, garage, professional liability, bonds, umbrella, and excess

Casualty Terms and Related Concepts15 scored questions

Negligence, occurrence, injury, limits, and certificates

Casualty Policy Provisions and Contract Law9 scored questions

Duties, claims-made triggers, other insurance, and subrogation

What's Included

24 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

Free to Start

No credit card required

Ran Chen - AI Engineer, CFP®
CFP®
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What's Next After the Oklahoma P&C?

After passing the Oklahoma P&C, you can pursue these career paths

Oklahoma P&C Exam FAQ

Official Oklahoma Insurance Department (OID) Resources

Verify information with these official sources

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