Free Oklahoma P&C Exam Prep
Oklahoma Property & Casualty Insurance
Prepare for the Oklahoma P&C exam without spending hundreds on expensive prep courses. Free study guides, practice questions, flashcards, and related exam resources.
Quick Facts
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Oklahoma Property & Casualty Insurance License: Complete Roadmap
Follow this path to organize your licensing and exam preparation
National P&C Fundamentals
Master foundational P&C insurance concepts: property insurance basics, casualty insurance principles, policy structures, and general insurance concepts tested on the exam.
Oklahoma P&C RegulationsYou are here
Study Oklahoma-specific laws including OID regulations, auto insurance requirements (25/50/25 minimums), tornado/hail coverage, and Oklahoma insurance code provisions.
Oklahoma Property Insurance
Learn Oklahoma homeowners coverage requirements, tornado/hail considerations, and Oklahoma-specific property regulations.
Oklahoma Casualty & Ethics
Master auto insurance requirements, workers compensation, OIGA guaranty association, and producer conduct standards.
Can You Take the Oklahoma P&C Exam?
Check if you meet the basic eligibility requirements
- •Oklahoma does NOT require pre-licensing education (but recommended)
- •PSI handles all Oklahoma insurance licensing examinations
- •Exam is CLOSED BOOK
- •Must wait 3 business days after passing to apply for license
- •Apply via OID licensing portal: www.licensing.oid.ok.gov
- •24 hours CE required every 2 years (3 hours ethics)
Oklahoma P&C Quick Facts
Time to Get Licensed
2-4 weeks
From start to license in hand
Retake Policy
Unlimited attempts until passing. OID/PSI publishes no mandatory day-based wait or special third-failure delay; result processing prevents booking a new appointment on the same calendar day as a failed attempt.
Temporary License
Special-circumstance temporary producer license may be issued for up to 180 days; it is not the ordinary exam route
Total Cost Breakdown
Exam Exemptions
Holders of these professional designations may be exempt from all or part of the exam:
Chartered Property Casualty Underwriter - may qualify for exam exemption
Certified Insurance Counselor - may qualify for exam exemption
Free Oklahoma P&C Prep Tools
Reported exam pass rate: Not published by the Oklahoma Insurance Department or PSI. Check the exam sponsor for the latest official figure.
386+ Practice Questions
Practice by topic with detailed answer explanations
AI Tutor Explains Mistakes
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Updated for 2026
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What You'll Study
24 chapters covering the exam topics in this guide
Standalone Coverage Map
1 sections
Introduction: Oklahoma Property & Casualty Insurance Exam Overview
1 sections
National Portion: Insurance Fundamentals
5 sections
National Portion: Property Insurance Concepts
5 sections
National Portion: Dwelling Policies (DP)
4 sections
National Portion: Homeowners Policies - Forms & Section I
4 sections
National Portion: Homeowners Policies - Section II & Endorsements
3 sections
National Portion: Personal Auto Policy - Liability & Injury
4 sections
National Portion: Personal Auto Policy - Physical Damage & Duties
3 sections
National Portion: Liability Insurance Concepts
4 sections
National Portion: Commercial Property Insurance
5 sections
National Portion: Commercial General Liability - Coverages
3 sections
National Portion: Commercial General Liability - Limits, Triggers & Exclusions
3 sections
National Portion: Commercial Auto Insurance
5 sections
National Portion: Workers Compensation
5 sections
National Portion: Other Commercial Lines - BOP, Crime & Marine
4 sections
National Portion: Other Commercial Lines - Specialty & Professional
4 sections
National Portion: Other Commercial Lines - Surety, Flood & Specialty
3 sections
National Portion: Insurance Regulation & Market Conduct
3 sections
National Portion: Ethics & Unfair Trade Practices
3 sections
Chapter 1: Oklahoma P&C Insurance Regulation & Licensing
3 sections
Chapter 2: Property Insurance in Oklahoma
2 sections
Chapter 3: Auto & Casualty Insurance in Oklahoma
2 sections
Chapter 4: Oklahoma Insurance Ethics & Consumer Protection
1 sections
Oklahoma P&C-Specific Topics Covered
Oklahoma P&C Exam Details
Oklahoma Property & Casualty Insurance
Administered by Oklahoma Insurance Department (OID)
Exam Content Breakdown
Based on the official Oklahoma Insurance Department (OID) content outline
Producer licensing, appointments, maintenance, and enforcement
Oklahoma insurance law, unfair practices, guaranty protection, and surplus lines
Compulsory limits, UM/UIM, and residual-market rules
Oklahoma workers' compensation requirements and coverage
Dwelling, homeowners, and specialized personal policies
Commercial property, income, package, inland marine, crime, and equipment breakdown
Perils, hazards, valuation, loss, limits, and coinsurance
Policy parts, duties, mortgagee rights, appraisal, endorsements, and subrogation
Personal auto liability, medical payments, physical damage, and covered autos
CGL, commercial auto, garage, professional liability, bonds, umbrella, and excess
Negligence, occurrence, injury, limits, and certificates
Duties, claims-made triggers, other insurance, and subrogation
What's Included
24 Chapters
Complete exam coverage
Practice Quizzes
With detailed explanations
Free to Start
No credit card required

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What's Next After the Oklahoma P&C?
After passing the Oklahoma P&C, you can pursue these career paths
Oklahoma P&C Exam FAQ
Official Oklahoma Insurance Department (OID) Resources
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