200+ Free OK Property & Casualty Practice Questions
Pass your Oklahoma Property & Casualty Insurance Exam exam on the first try — instant access, no signup required.
Choose Your Practice Session
Select how many questions you want to practice
Questions by Category
Key Facts: OK Property & Casualty Exam
150 Q
Exam Length
PSI Services OK candidate bulletin
70%
Passing Score
OID licensing requirements
25/50/25
Auto Minimums
OK Compulsory Insurance Law
$41
Exam Fee
PSI Services
$300K
Guaranty Limit
OK P&C Guaranty Association
24 hrs CE
Biennial Requirement
36 O.S. § 1435.29
Oklahoma requires passing the PSI exam (150 questions, 70% to pass). No pre-licensing education is required but recommended. Key topics: 25/50/25 auto liability minimums, OID regulation under Title 36, workers compensation requirements, P&C Guaranty Association ($300K limit), tornado/hail coverage considerations, and 24 hours CE every 2 years.
About the OK Property & Casualty Exam
The Oklahoma Property & Casualty insurance exam covers general insurance principles plus Oklahoma-specific regulations including OID licensing oversight, Title 36 statutes, 25/50/25 auto minimums, workers compensation, P&C Guaranty Association, tornado/hail coverage, and producer compliance duties. Oklahoma does NOT require pre-licensing education.
Questions
150 scored questions
Time Limit
2 hours 30 minutes
Passing Score
70%
Exam Fee
$41 (Oklahoma Insurance Department / PSI Services)
OK Property & Casualty Exam Content Outline
OK Regulation & Licensing
OID structure, Insurance Commissioner role, no pre-licensing education requirement, PSI testing, 3-day wait before license application, 24-hour CE biennially (3 ethics), unfair trade practices, rebating prohibition
OK Property Insurance
HO-3 policies, wind/hail deductibles, tornado coverage, flood/NFIP, dwelling fire forms, commercial property, FAIR Plan access
OK Casualty Insurance
25/50/25 auto minimums, UM/UIM coverage, workers compensation (Title 85), CGL, surplus lines (3% tax), liquor liability
OK Ethics & Guaranty
P&C Guaranty Association ($300K limit), unfair claims practices, producer conduct standards, consumer protection
How to Pass the OK Property & Casualty Exam
What You Need to Know
- Passing score: 70%
- Exam length: 150 questions
- Time limit: 2 hours 30 minutes
- Exam fee: $41
Keys to Passing
- Complete 500+ practice questions
- Score 80%+ consistently before scheduling
- Focus on highest-weighted sections
- Use our AI tutor for tough concepts
OK Property & Casualty Study Tips from Top Performers
Frequently Asked Questions
How many questions are on the Oklahoma P&C insurance exam?
The OK P&C exam has 150 scored questions plus 5 unscored pretest questions. PSI Services administers the exam with 2 hours 30 minutes total. You need 70% to pass (105 correct answers).
Does Oklahoma require pre-licensing education for P&C insurance?
No, Oklahoma does NOT require pre-licensing education for property and casualty insurance. However, the Oklahoma Insurance Department strongly recommends completing a study course to prepare for the licensing examination. Most candidates study 50-60 hours before taking the exam.
What are Oklahoma's auto insurance minimum requirements?
Oklahoma requires minimum liability coverage of $25,000 bodily injury per person, $50,000 bodily injury per accident, and $25,000 property damage (25/50/25). Drivers must carry proof of insurance at all times.
What is the Oklahoma P&C Insurance Guaranty Association?
The Oklahoma P&C Insurance Guaranty Association protects policyholders when an admitted insurer becomes insolvent. The Association covers claims up to $300,000 per claim. It is funded by assessments on member insurance companies.
How long must I wait after passing the exam to apply for my license?
Oklahoma law requires you to wait 3 business days after passing the licensing examination before applying for your license. After this waiting period, you can apply through the OID licensing portal at www.licensing.oid.ok.gov.