Free NE L&H Exam Prep
Nebraska Life, Annuities, Accident & Health Insurance
Prepare for the NE L&H exam without spending hundreds on expensive prep courses. Free study guides, practice questions, flashcards, and related exam resources.
Quick Facts
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Nebraska Life & Health Insurance License: Complete Roadmap
Follow this path to organize your licensing and exam preparation
Exam Logistics + Nebraska Producer LawYou are here
Memorize the 13-03 format, then lock in licensing deadlines and reporting duties under sections 44-4054, 44-4061, 44-4062, and 44-4065.
Life Policy Provisions + Annuities
Drill life clauses (free look, grace period, incontestability, reinstatement), nonforfeiture, and annuity suitability/best-interest obligations.
Accident & Health + Senior Products
Cover health policy provisions, renewability, disability, medical plans, Medicare supplement, and LTC requirements.
Timed Mixed Sets + Statute Review
Finish with timed mixed practice and targeted review of high-frequency Nebraska statute references.
Can You Take the NE L&H Exam?
Check if you meet the basic eligibility requirements
- •Pass Nebraska producer exam series 13-03
- •Submit resident producer application after passing
- •Maintain license with renewal and CE compliance under Nebraska law
NE L&H Quick Facts
Time to Get Licensed
4-8 weeks for most candidates
From start to license in hand
Retake Policy
Candidates may retest through PSI scheduling; verify current Nebraska/PSI retake timing before booking.
Total Cost Breakdown
Free NE L&H Prep Tools
Reported exam pass rate: Not publicly published by Nebraska DOI/PSI; passing standard is 70% (105 of 150). Check the exam sponsor for the latest official figure.
640+ Practice Questions
Practice by topic with detailed answer explanations
AI Tutor Explains Mistakes
Understand why answers are wrong, not just which ones
Updated for 2026
Review the latest update date on each resource
$0 Forever
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What You'll Study
24 chapters covering the exam topics in this guide
Standalone Coverage Map
1 sections
Introduction: Nebraska Life & Health Insurance Exam Overview
1 sections
National Portion: Insurance & Risk Fundamentals
5 sections
National Portion: Life Insurance Basics
4 sections
National Portion: Interest-Sensitive & Variable Life
4 sections
National Portion: Life Policy Provisions & Options
4 sections
National Portion: Life Riders & Underwriting
4 sections
National Portion: Annuities - Structure & Types
4 sections
National Portion: Annuities - Payout, Uses & Suitability
3 sections
National Portion: Life & Annuity Taxation, Group, and Retirement
4 sections
National Portion: Health Insurance Basics
4 sections
National Portion: Disability Income Insurance
4 sections
National Portion: Health Policy Provisions & Clauses
4 sections
National Portion: Group Health & Employer Plans
4 sections
National Portion: Senior & Government Health Programs
4 sections
National Portion: Long-Term Care & Supplemental Health
4 sections
National Portion: Affordable Care Act & Individual Market
3 sections
National Portion: Underwriting, Producers & Claims
3 sections
National Portion: Insurance Regulation & Licensing
3 sections
National Portion: Ethics & Unfair Trade Practices
3 sections
Chapter 1: Nebraska Insurance Regulation & Licensing
3 sections
Chapter 2: Nebraska Life Insurance Laws
3 sections
Chapter 3: Nebraska Health Insurance Laws
2 sections
Chapter 4: Nebraska Insurance Ethics & Prohibited Practices
3 sections
NE L&H-Specific Topics Covered
NE L&H Exam Details
Nebraska Life, Annuities, Accident & Health Insurance
Administered by Nebraska Department of Insurance / PSI
Exam Content Breakdown
Based on the official Nebraska Department of Insurance / PSI content outline
Producer licensing, appointments/terminations, CE, unfair practices, and DOI powers
Risk principles, contracts, agency authority, and insurer types
Life basics, policy provisions, annuities, and federal tax treatment of life/annuity products
Underwriting, individual/group health, disability, dental, Medicare/LTC, and federal tax for A&H
What's Included
24 Chapters
Complete exam coverage
Practice Quizzes
With detailed explanations
Free to Start
No credit card required

Quality Exam Prep Shouldn't Cost Hundreds
I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.
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What's Next After the NE L&H?
After passing the NE L&H, you can pursue these career paths
NE L&H Exam FAQ
Official Nebraska Department of Insurance / PSI Resources
Verify information with these official sources
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