PracticeVideosBlogFlashcards
Free Study Guide•Practice questions, flashcards, and related resources

Free NE L&H Exam Prep

Nebraska Producer’s Examination for Life, Accident and Health or Sickness Insurance (Series 13-03)

Prepare for the NE L&H exam without spending hundreds on expensive prep courses. Free study guides, practice questions, flashcards, and related exam resources.

Same family resources

Explore More Life & Health Insurance

Continue into nearby exams from the same family. Each card keeps practice questions, study guides, flashcards, videos, and articles in one place.

Your Study Path

Nebraska Life & Health Insurance: Study Roadmap

Follow this path to organize your exam preparation

1

Exam Logistics + Nebraska Producer LawYou are here

Memorize the 13-03 format, then lock in licensing deadlines and reporting duties under sections 44-4054, 44-4061, 44-4062, and 44-4065.

Varies
2

Life Policy Provisions + Annuities

Drill life clauses (free look, grace period, incontestability, reinstatement), nonforfeiture, and annuity suitability/best-interest obligations.

Varies
3

Accident & Health + Senior Products

Cover health policy provisions, renewability, disability, medical plans, Medicare supplement, and LTC requirements.

Varies
4

Timed Mixed Sets + Statute Review

Finish with timed mixed practice and targeted review of high-frequency Nebraska statute references.

Varies
Estimated total study time
Varies by study plan
Choose a weekly schedule based on your starting point.

Can You Take the NE L&H Exam?

Check if you meet the basic eligibility requirements

Age
18 years or older
Education
No pre-licensing education course is required
Additional Requirements
  • •Pass Nebraska producer exam series 13-03 for the combined Life and Accident and Health or Sickness lines
  • •Apply through NIPR and obtain the license within one year after passing
  • •Disclose background information and provide supporting documents when applicable
  • •Complete applicable renewal and continuing-education requirements

NE L&H Quick Facts

Time to Get Licensed

Varies by prior knowledge and available study time

From start to license in hand

Exam Provider

PSI

In-Person Only
Schedule Your Exam

Retake Policy

Nebraska imposes no waiting period; PSI cannot book a new appointment on exam day, and retesting depends on seat availability; unlimited attempts

Total Cost Breakdown

Exam Fee$47
Total Estimated Cost$47 per exam attempt + $50 resident license application, plus applicable transaction fees and optional preparation costs
Why Choose Us

Free NE L&H Prep Tools

640+ Practice Questions

Practice by topic with detailed answer explanations

AI Tutor Explains Mistakes

Understand why answers are wrong, not just which ones

Independent Study Resources

Check the exam sponsor for current requirements

$0 Forever

Start without a credit card or trial

Compare:
Kaplan $300+•Achievable $200+•OpenExamPrep $0

What You'll Study

24 chapters covering the exam topics in this guide

NE L&H-Specific Topics Covered

Nebraska producer qualifications, renewal and name/address reporting (44-4053 and 44-4054)Insurer appointment filing (44-4061)Administrative-action and criminal-prosecution reporting triggers (44-4065)Life-policy required provisions and January 1, 2026 lapse-notice applicability (44-502)Annuity best-interest and training duties (44-8106 and 44-8108)Sickness-and-accident policy provisions (44-710.03)Medicare supplement 30-day return right (44-3608)

NE L&H Exam Details

Nebraska Producer’s Examination for Life, Accident and Health or Sickness Insurance (Series 13-03)

Administered by Nebraska Department of Insurance / PSI

Official Source
70%: 105 correct answers out of 150 scored questions
Passing Score
155
Questions
2
Hours
$47 exam fee (series 13-03)
Exam Fee
Study time: Varies
Prerequisites: Resident producer applicants must be at least 18 and maintain their principal residence in Nebraska. No pre-licensing course is required.

Exam Content Breakdown

Based on the official Nebraska Department of Insurance / PSI content outline

Insurance Regulation15%

Official series 13-03 domain 1

General Insurance10%

Official series 13-03 domain 2

Life Insurance Basics8%

Official series 13-03 domain 3

Life Insurance Policies9%

Official series 13-03 domain 4

Life Policy Provisions, Options and Riders9%

Official series 13-03 domain 5

Annuities6%

Official series 13-03 domain 6

Life and Annuity Taxation4%

Official series 13-03 domain 7

Customer Relations and Privacy1%

Official series 13-03 domain 8

Sickness and Accident Risk and Underwriting8%

Official series 13-03 domain 9

Individual Accident and Sickness Policy Provisions6%

Official series 13-03 domain 10

Disability3%

Official series 13-03 domain 11

Medical Plans6%

Official series 13-03 domain 12

Group Plans6%

Official series 13-03 domain 13

Dental Insurance2%

Official series 13-03 domain 14

Senior Citizens and Special Needs5%

Official series 13-03 domain 15

Sickness and Accident Taxation2%

Official series 13-03 domain 16

What's Included

24 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

Free to Start

No credit card required

Ran Chen - AI Engineer, CFP®
CFP®
Why It's Free

Quality Exam Prep Shouldn't Cost Hundreds

I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.

Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.

About Ran Chen

What's Next After the NE L&H?

After passing the NE L&H, you can pursue these career paths

NE L&H Exam FAQ

Official Nebraska Department of Insurance / PSI Resources

Verify information with these official sources

More Free Resources

Loading...
No Credit Card Required

Ready to Start Your Free NE L&H Prep?

Review the study guide, practice key concepts, and use the free tools at your own pace.