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Free NE L&H Exam Prep

Nebraska Life, Annuities, Accident & Health Insurance

Prepare for the NE L&H exam without spending hundreds on expensive prep courses. Free study guides, practice questions, flashcards, and related exam resources.

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Your Study Path

Nebraska Life & Health Insurance License: Complete Roadmap

Follow this path to organize your licensing and exam preparation

1

Exam Logistics + Nebraska Producer LawYou are here

Memorize the 13-03 format, then lock in licensing deadlines and reporting duties under sections 44-4054, 44-4061, 44-4062, and 44-4065.

16
hours
2

Life Policy Provisions + Annuities

Drill life clauses (free look, grace period, incontestability, reinstatement), nonforfeiture, and annuity suitability/best-interest obligations.

24
hours
3

Accident & Health + Senior Products

Cover health policy provisions, renewability, disability, medical plans, Medicare supplement, and LTC requirements.

24
hours
4

Timed Mixed Sets + Statute Review

Finish with timed mixed practice and targeted review of high-frequency Nebraska statute references.

20
hours
Estimated total study time
84 hours
That's about 9 weeks at 10 hours/week

Can You Take the NE L&H Exam?

Check if you meet the basic eligibility requirements

Age
18 years or older
Education
Nebraska resident producer applicants must satisfy DOI qualification requirements
Additional Requirements
  • Pass Nebraska producer exam series 13-03
  • Submit resident producer application after passing
  • Maintain license with renewal and CE compliance under Nebraska law

NE L&H Quick Facts

Time to Get Licensed

4-8 weeks for most candidates

From start to license in hand

Exam Provider

PSI

In-Person Only
Schedule Your Exam

Retake Policy

Candidates may retest through PSI scheduling; verify current Nebraska/PSI retake timing before booking.

Total Cost Breakdown

Exam Fee$47
Total Estimated Cost$47+ exam fee, plus any separate licensing, fingerprinting, and filing costs
Why Choose Us

Free NE L&H Prep Tools

Reported exam pass rate: Not publicly published by Nebraska DOI/PSI; passing standard is 70% (105 of 150). Check the exam sponsor for the latest official figure.

640+ Practice Questions

Practice by topic with detailed answer explanations

AI Tutor Explains Mistakes

Understand why answers are wrong, not just which ones

Updated for 2026

Review the latest update date on each resource

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What You'll Study

24 chapters covering the exam topics in this guide

NE L&H-Specific Topics Covered

Nebraska producer licensing renewal cycle and late-renewal windows (44-4054)Appointment and termination filing deadlines (44-4061 and 44-4062)Producer self-reporting timelines for actions/prosecutions (44-4065)Life-policy required provisions and 2026 lapse-notice update (44-502 and 44-502(15))Annuity best-interest standard and training duties (44-8106 to 44-8108)Accident and health mandatory/optional policy provisions (44-710.03 and 44-710.04)Medicare supplement 30-day free look and health-policy free look rules (44-3608 and 44-710.18)Unfair trade practices penalties and recent enforcement updates (44-1529)

NE L&H Exam Details

Nebraska Life, Annuities, Accident & Health Insurance

Administered by Nebraska Department of Insurance / PSI

Official Source
70% (105 of 150 scored questions) for series 13-03
Passing Score
150
Questions
2
Hours
$47 exam fee (series 13-03)
Exam Fee
Study time: 60-100 hours
Prerequisites: Nebraska resident producer applicants must meet DOI qualification standards and complete licensing steps after passing series 13-03

Exam Content Breakdown

Based on the official Nebraska Department of Insurance / PSI content outline

Nebraska Insurance Regulation15%

Producer licensing, appointments/terminations, CE, unfair practices, and DOI powers

General Insurance10%

Risk principles, contracts, agency authority, and insurer types

Life, Annuity, and Life Tax Domains37%

Life basics, policy provisions, annuities, and federal tax treatment of life/annuity products

Accident & Health, Group, Senior, and A&H Tax Domains38%

Underwriting, individual/group health, disability, dental, Medicare/LTC, and federal tax for A&H

What's Included

24 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

Free to Start

No credit card required

Ran Chen - AI Engineer, CFP®
CFP®
Why It's Free

Quality Exam Prep Shouldn't Cost Hundreds

I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.

Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.

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What's Next After the NE L&H?

After passing the NE L&H, you can pursue these career paths

NE L&H Exam FAQ

Official Nebraska Department of Insurance / PSI Resources

Verify information with these official sources

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