Series 13-03 Coverage Map
Key Takeaways
Nebraska series 13-03 is one combined producer exam; no separate national exam is required first.
Use the 16 official domain weights rather than an invented national/state percentage split.
Insurance Regulation is 15%, General Insurance is 10%, and Customer Relations and Privacy is a separate 1% domain.
Nebraska provisions also appear inside life, annuity, and health domains, so do not treat the regulation weight as the total share of state law.
Review weak topics with recall cards and mixed practice; the study sequence is a recommendation, not an official requirement.
What Series 13-03 Covers
Nebraska’s combined producer examination tests Life, Accident and Health or Sickness Insurance. The Life line includes annuities. You do not need to pass a separate national Life and Health examination before taking series 13-03.
PSI’s current outline divides the syllabus into 16 domains. It does not publish a 70–75% national / 25–30% Nebraska split. Nebraska law appears both in the Insurance Regulation domain and in product-specific provisions, such as life-policy clauses and health-policy requirements.
Published domain weights
| Official domain | Weight |
|---|---|
| Insurance Regulation | 15% |
| General Insurance | 10% |
| Life Insurance Basics | 8% |
| Life Insurance Policies | 9% |
| Life Policy Provisions, Options and Riders | 9% |
| Annuities | 6% |
| Life and Annuity Taxation | 4% |
| Customer Relations and Privacy | 1% |
| Sickness and Accident Risk and Underwriting | 8% |
| Individual Accident and Sickness Policy Provisions | 6% |
| Disability | 3% |
| Medical Plans | 6% |
| Group Plans | 6% |
| Dental Insurance | 2% |
| Senior Citizens and Special Needs | 5% |
| Sickness and Accident Taxation | 2% |
The weights total 100%. Insurance Regulation is the largest single domain at 15%. Customer Relations and Privacy has its own 1% allocation; it should not be silently added to the life-tax domains.
Using the guide
The general chapters cover insurance and risk, life products and provisions, annuities, taxation, health plans, disability, group coverage, and senior products. The Nebraska chapters cover licensing, state life and health requirements, and prohibited practices. Chapter titles labeled “National Portion” identify general study material; they do not establish a separate examination or an official question percentage.
Begin with insurance vocabulary and product mechanics, then apply Nebraska rules as each product is studied. Revisit licensing and ethics throughout the plan instead of saving all state law for the final night. This sequence is an editorial study suggestion.
After a mixed practice set, classify misses by the 16 domains above. Give more practice to heavier domains and to subjects you cannot explain without looking. Use short recall sessions for exact legal triggers—such as delivery, final disposition, or arraignment—and worked examples for deductibles, coinsurance, and taxation.
Use PSI’s full outline as the coverage checklist. A practice question bank or 50-card review set cannot represent every subtopic. These independently written study questions are preparation material, not PSI exam questions.
Source: current PSI series 13-03 outline.
Sections you finish are checked off in the contents.