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Key Facts: NE Life & Health Exam
13-03
Exam Series
PSI Nebraska candidate bulletin
150 + 5
Scored + Unscored
PSI Nebraska content outline
2h 30m
Time Limit
PSI Nebraska content outline
$47
Exam Fee
PSI Nebraska fee table
15%
Insurance Regulation Weight
Nebraska series 13-03 outline
24 CE hrs
Resident Biennial CE
Nebraska DOI producer CE guidance
PSI lists Nebraska series 13-03 at 150 scored questions plus 5 unscored items, with a 2.5-hour time limit and a $47 fee. The official outline weights Insurance Regulation at 15% and General Insurance at 10%, with the remaining 75% split across life/annuity and accident-health domains. For 2026 prep, note recent statutory updates including section 44-502(15) life-policy lapse notice language for policies issued or delivered on or after January 1, 2026, and 2025 unfair-practice penalty updates in section 44-1529 still in force.
About the NE Life & Health Exam
Nebraska's combined producer exam series 13-03 tests life, annuities, accident and health, plus Nebraska licensing/compliance law under Chapter 44 and related administrative code chapters.
Questions
155 scored questions
Time Limit
2 hours 30 minutes
Passing Score
Pass/fail (numeric cut score not published by PSI)
Exam Fee
$47 (Nebraska Department of Insurance / PSI)
NE Life & Health Exam Content Outline
Nebraska Insurance Regulation
Producer licensing, appointments/terminations, CE, unfair trade practices, and DOI enforcement authority
General Insurance Principles
Risk concepts, insurer types, agency law, and contract fundamentals
Life, Policy Provisions, Annuities, and Life Tax
Life products, policy clauses, nonforfeiture, annuity suitability/best interest, and life-tax basics
Accident & Health, Group, Senior, and A&H Tax
Health policies, disability, medical plans, group rules, Medicare/LTC, and tax treatment
How to Pass the NE Life & Health Exam
What You Need to Know
- Passing score: Pass/fail (numeric cut score not published by PSI)
- Exam length: 155 questions
- Time limit: 2 hours 30 minutes
- Exam fee: $47
Keys to Passing
- Complete 500+ practice questions
- Score 80%+ consistently before scheduling
- Focus on highest-weighted sections
- Use our AI tutor for tough concepts
NE Life & Health Study Tips from Top Performers
Frequently Asked Questions
How many questions are on Nebraska exam series 13-03?
The Nebraska PSI content outline lists 150 scored questions plus 5 unscored items (155 delivered total). Because unscored items are mixed in and not identified, candidates should treat all questions as scored.
What are the Nebraska time limit and fee for the combined life and health exam?
PSI lists a 2 hour 30 minute time limit and a $47 exam fee for Nebraska series 13-03. This fee is for the exam appointment and does not include separate license-application costs.
What passing score is required in Nebraska?
Nebraska candidates receive a pass/fail exam result, and publicly available PSI/Nebraska materials do not publish a numeric cut score for series 13-03. Use practice thresholds above minimum competency to reduce risk on test day.
How much of the Nebraska exam is state law and regulation?
Insurance Regulation alone is 15% on the official Nebraska outline, and Nebraska statutory/regulatory concepts also appear in life, annuity, and health sections. Producer reporting deadlines and compliance duties are tested repeatedly.
Which recent updates matter for Nebraska 2026 prep?
Two notable updates are section 44-502(15) lapse-notice language (effective for policies issued or delivered on or after January 1, 2026) and section 44-1529 penalty updates enacted in 2025 that remain effective in 2026.