200+ Free NE Life & Health Practice Questions

Pass your Nebraska Life, Annuities, Accident & Health Insurance Exam exam on the first try — instant access, no signup required.

✓ No registration✓ No credit card✓ No hidden fees✓ Start practicing immediately

Not published Pass Rate

200+ Questions

100% Free

1 / 10

Question 1

Score: 0/0

Which Nebraska agency is the primary regulator for insurance producers and insurers?

Nebraska Department of Banking and Finance

Nebraska Department of Revenue

Nebraska Department of Insurance (DOI)

Nebraska Office of Administrative Services

to track

2026 Statistics

Key Facts: NE Life & Health Exam

13-03

Exam Series

PSI Nebraska candidate bulletin

150 + 5

Scored + Unscored

PSI Nebraska content outline

2h 30m

Time Limit

PSI Nebraska content outline

$47

Exam Fee

PSI Nebraska fee table

15%

Insurance Regulation Weight

Nebraska series 13-03 outline

24 CE hrs

Resident Biennial CE

Nebraska DOI producer CE guidance

PSI lists Nebraska series 13-03 at 150 scored questions plus 5 unscored items, with a 2.5-hour time limit and a $47 fee. The official outline weights Insurance Regulation at 15% and General Insurance at 10%, with the remaining 75% split across life/annuity and accident-health domains. For 2026 prep, note recent statutory updates including section 44-502(15) life-policy lapse notice language for policies issued or delivered on or after January 1, 2026, and 2025 unfair-practice penalty updates in section 44-1529 still in force.

Sample NE Life & Health Practice Questions

Try these sample questions to test your NE Life & Health exam readiness. Each question includes a detailed explanation. Start the interactive quiz above for the full 200+ question experience with AI tutoring.

1Which Nebraska agency is the primary regulator for insurance producers and insurers?

A.Nebraska Department of Banking and Finance

B.Nebraska Department of Revenue

C.Nebraska Department of Insurance (DOI)

D.Nebraska Office of Administrative Services

Explanation: The Nebraska Department of Insurance is the state regulator for producer licensing, insurer oversight, and consumer protection. Nebraska state exam questions on licensing and enforcement flow through DOI authority.

2What is the PSI exam series code for Nebraska's combined Life and Health producer exam?

A.13-01

B.13-02

C.13-03

D.13-04

Explanation: Nebraska's combined Life and Health producer exam is listed as series 13-03 in PSI materials. Using the exact series code helps candidates book the correct exam and avoid scheduling errors.

3Which scored/unscored structure applies to Nebraska exam series 13-03?

A.150 scored questions and 5 unscored questions

B.155 scored questions and 0 unscored questions

C.145 scored questions and 10 unscored questions

D.130 scored questions and 20 unscored questions

Explanation: Series 13-03 is delivered with 150 scored items plus 5 unscored items. Unscored items are mixed in, so candidates should treat every question as if it counts.

4How much testing time is provided for Nebraska exam series 13-03?

A.2 hours

B.2 hours 30 minutes

C.3 hours

D.3 hours 30 minutes

Explanation: PSI provides a 2.5-hour time limit for Nebraska series 13-03. Time management matters because both life and health content are tested in a single sitting.

5What is the PSI exam fee for Nebraska series 13-03?

A.$39

B.$47

C.$55

D.$69

Explanation: The Nebraska PSI candidate information lists a $47 fee for exam series 13-03. This exam fee is separate from any license application or renewal fees.

6Under Neb. Rev. Stat. §44-4054, within how many days must a producer report an address change to the Director?

A.10 days

B.15 days

C.30 days

D.60 days

Explanation: Section 44-4054 requires producers to notify the Director of an address change within 30 days. This reporting rule helps DOI keep licensing records current and enforceable.

7Under §44-4054, what is the compliance result if a producer does not renew by the expiration date?

A.The license remains active for 90 days automatically

B.The license lapses until properly reinstated or relicensed

C.The license converts to temporary status

D.The license renews automatically if CE is complete

Explanation: Section 44-4054 addresses renewal and expiration, and a missed deadline causes a lapse in authority. A lapsed producer cannot lawfully transact new insurance business until statutory reinstatement or relicensing requirements are met.

8Which statement best reflects renewal timing under Nebraska producer licensing law §44-4054?

A.Producer licenses renew every month

B.Producer licenses renew annually

C.Producer licenses renew on a biennial cycle

D.Producer licenses never expire once issued

Explanation: Nebraska uses a biennial renewal framework for producer licenses under its licensing statutes. Producers need to track their renewal cycle closely because expiration and lapse consequences are tied to timely renewal.

9What is the maximum term of a temporary producer license under Neb. Rev. Stat. §44-4058?

A.90 days

B.120 days

C.180 days

D.1 year

Explanation: Section 44-4058 authorizes temporary licensing for a limited period up to 180 days. Temporary authority is not a substitute for full licensure and is intended for specific qualifying situations.

10Under Neb. Rev. Stat. §44-4061, within how many days must an insurer notify DOI of a producer appointment?

A.10 days

B.15 days

C.30 days

D.45 days

Explanation: Section 44-4061 sets a 15-day timeframe for appointment notice filing. Appointment compliance is a key insurer duty and supports DOI oversight of who is authorized to represent carriers.

About the NE Life & Health Exam

Nebraska's combined producer exam series 13-03 tests life, annuities, accident and health, plus Nebraska licensing/compliance law under Chapter 44 and related administrative code chapters.

Questions

155 scored questions

Time Limit

2 hours 30 minutes

Passing Score

Pass/fail (numeric cut score not published by PSI)

Exam Fee

$47 (Nebraska Department of Insurance / PSI)

NE Life & Health Exam Content Outline

15%

Nebraska Insurance Regulation

Producer licensing, appointments/terminations, CE, unfair trade practices, and DOI enforcement authority

10%

General Insurance Principles

Risk concepts, insurer types, agency law, and contract fundamentals

37%

Life, Policy Provisions, Annuities, and Life Tax

Life products, policy clauses, nonforfeiture, annuity suitability/best interest, and life-tax basics

38%

Accident & Health, Group, Senior, and A&H Tax

Health policies, disability, medical plans, group rules, Medicare/LTC, and tax treatment

How to Pass the NE Life & Health Exam

What You Need to Know

Passing score: Pass/fail (numeric cut score not published by PSI)
Exam length: 155 questions
Time limit: 2 hours 30 minutes
Exam fee: $47

Keys to Passing

Complete 500+ practice questions
Score 80%+ consistently before scheduling
Focus on highest-weighted sections
Use our AI tutor for tough concepts

NE Life & Health Study Tips from Top Performers

1Anchor your pacing to the official format: 155 delivered items in 2.5 hours

2Memorize Nebraska producer deadlines under sections 44-4054, 44-4061, 44-4062, and 44-4065

3Drill life-policy clauses and timeline rules (free look, grace period, incontestability, reinstatement)

4Practice annuity best-interest scenarios using Nebraska Protection in Annuity Transactions Act duties

5Reserve final review for Medicare supplement/LTC rules and unfair-trade-practice enforcement

Frequently Asked Questions

How many questions are on Nebraska exam series 13-03?

The Nebraska PSI content outline lists 150 scored questions plus 5 unscored items (155 delivered total). Because unscored items are mixed in and not identified, candidates should treat all questions as scored.

What are the Nebraska time limit and fee for the combined life and health exam?

PSI lists a 2 hour 30 minute time limit and a $47 exam fee for Nebraska series 13-03. This fee is for the exam appointment and does not include separate license-application costs.

What passing score is required in Nebraska?

Nebraska candidates receive a pass/fail exam result, and publicly available PSI/Nebraska materials do not publish a numeric cut score for series 13-03. Use practice thresholds above minimum competency to reduce risk on test day.

How much of the Nebraska exam is state law and regulation?

Insurance Regulation alone is 15% on the official Nebraska outline, and Nebraska statutory/regulatory concepts also appear in life, annuity, and health sections. Producer reporting deadlines and compliance duties are tested repeatedly.

Which recent updates matter for Nebraska 2026 prep?

Two notable updates are section 44-502(15) lapse-notice language (effective for policies issued or delivered on or after January 1, 2026) and section 44-1529 penalty updates enacted in 2025 that remain effective in 2026.