All Practice Exams

Free Practice Questions for NE Life & Health

Exam-style questions and explanations by OpenExamPrep.

✓ No registration✓ No credit card
Same family resources

Explore More Life & Health Insurance

Continue into nearby exams from the same family. Each card keeps practice questions, study guides, flashcards, videos, and articles in one place.

Exam Review

Key Facts: NE Life & Health Exam

13-03

Exam Series

PSI Nebraska candidate bulletin

150 + 5

Scored + Unscored

PSI Nebraska content outline

2h 30m

Time Limit

PSI Nebraska content outline

$47

Exam Fee

PSI Nebraska fee table

70%

Passing Score (105 of 150)

PSI Nebraska candidate bulletin

15%

Insurance Regulation Weight

Nebraska series 13-03 outline

24 CE hrs

Resident Biennial CE

Nebraska DOI Education for Licensees (21 general + 3 ethics per 2-year period)

Series 13-03 delivers 155 items: 150 scored plus 5 unscored, in 2 hours 30 minutes. PSI publishes a $47 attempt fee and a passing cut of 70% or 105 correct scored answers. The official outline has 16 weighted domains, including Insurance Regulation (15%), General Insurance (10%), and Customer Relations and Privacy (1%). Testing is physical-center only under Nebraska’s March 16, 2026 notice.

Sample NE Life & Health Practice Questions

Try these sample questions to review concepts for the NE Life & Health exam. Each question includes a detailed explanation. Start the interactive quiz above for the full 640+ question experience with AI tutoring.

1Which Nebraska agency is the primary regulator for insurance producers and insurers?
A.Nebraska Department of Banking and Finance
B.Nebraska Department of Revenue
C.Nebraska Department of Insurance (DOI)
D.Nebraska Office of Administrative Services
Explanation: The Nebraska Department of Insurance is the state regulator for producer licensing, insurer oversight, and consumer protection. Nebraska state exam questions on licensing and enforcement flow through DOI authority.
2What is the PSI exam series code for Nebraska's combined Life and Health producer exam?
A.13-01
B.13-02
C.13-03
D.13-04
Explanation: Nebraska's combined Life and Health producer exam is listed as series 13-03 in PSI materials. Using the exact series code helps candidates book the correct exam and avoid scheduling errors.
3Which scored/unscored structure applies to Nebraska exam series 13-03?
A.150 scored questions and 5 unscored questions
B.155 scored questions and 0 unscored questions
C.145 scored questions and 10 unscored questions
D.130 scored questions and 20 unscored questions
Explanation: Series 13-03 is delivered with 150 scored items plus 5 unscored items. Unscored items are mixed in, so candidates should treat every question as if it counts.
4How much testing time is provided for Nebraska exam series 13-03?
A.2 hours
B.2 hours 30 minutes
C.3 hours
D.3 hours 30 minutes
Explanation: PSI provides a 2.5-hour time limit for Nebraska series 13-03. Time management matters because both life and health content are tested in a single sitting.
5What is the PSI exam fee for Nebraska series 13-03?
A.$39
B.$47
C.$55
D.$69
Explanation: The Nebraska PSI candidate information lists a $47 fee for exam series 13-03. This exam fee is separate from any license application or renewal fees.
6Under Neb. Rev. Stat. §44-4054, within how many days must a producer report an address change to the Director?
A.10 days
B.15 days
C.30 days
D.60 days
Explanation: Section 44-4054 requires producers to notify the Director of an address change within 30 days. This reporting rule helps DOI keep licensing records current and enforceable.
7Under §44-4054, what is the compliance result if a producer does not renew by the expiration date?
A.The license remains active for 90 days automatically
B.The license lapses until properly reinstated or relicensed
C.The license converts to temporary status
D.The license renews automatically if CE is complete
Explanation: Section 44-4054 addresses renewal and expiration, and a missed deadline causes a lapse in authority. A lapsed producer cannot lawfully transact new insurance business until statutory reinstatement or relicensing requirements are met.
8Which statement best reflects renewal timing under Nebraska producer licensing law §44-4054?
A.Producer licenses renew every month
B.Producer licenses renew annually
C.Producer licenses renew on a biennial cycle
D.Producer licenses never expire once issued
Explanation: Nebraska uses a biennial renewal framework for producer licenses under its licensing statutes. Producers need to track their renewal cycle closely because expiration and lapse consequences are tied to timely renewal.
9What is the maximum term of a temporary producer license under Neb. Rev. Stat. §44-4058?
A.90 days
B.120 days
C.180 days
D.1 year
Explanation: Section 44-4058 authorizes temporary licensing for a limited period up to 180 days. Temporary authority is not a substitute for full licensure and is intended for specific qualifying situations.
10Under Neb. Rev. Stat. §44-4061, within how many days must an insurer notify DOI of a producer appointment?
A.10 days
B.15 days
C.30 days
D.45 days
Explanation: Section 44-4061 sets a 15-day timeframe for appointment notice filing. Appointment compliance is a key insurer duty and supports DOI oversight of who is authorized to represent carriers.

About the NE Life & Health Exam

Nebraska combined producer exam series 13-03 covers Life (including annuities), Accident and Health or Sickness, general insurance, and Nebraska law. It is distinct from the insurance consultant examination.

Exam sponsor: Nebraska Department of Insurance / PSI. The requirements and fees below concern the certification or admission exam, separate from our free practice resources.

Questions

155 questions

Time Limit

2 hours 30 minutes

Passing Score

70%: 105 correct answers out of 150 scored questions

Exam / Certification Fees

$47

Exam sponsor website

Reported exam pass rate: 54.7% first-time pass rate (July 2026: 58 of 106 attempts). Latest DOI-linked monthly report: July 1–31, 2026, combined producer exam. First time: 58/106 (54.7%); repeat: 23/80 (28.8%); all attempts: 81/186 (43.5%). These are separate attempt cohorts for one month. This describes exam candidates, not OpenExamPrep users or results from using our resources. Exam sponsor website

Fees, eligibility, and exam policies can change. Confirm them with the exam sponsor before applying or paying.

Our practice resources: topics covered

We aim to reflect publicly available exam outlines and topic information in our study resources. Coverage, format, and difficulty may differ from the actual exam, and we cannot guarantee that every detail is accurate or current. Confirm exam requirements, fees, and policies with the official exam sponsor.

15%

Insurance Regulation

Official series 13-03 domain 1

10%

General Insurance

Official series 13-03 domain 2

8%

Life Insurance Basics

Official series 13-03 domain 3

9%

Life Insurance Policies

Official series 13-03 domain 4

9%

Life Policy Provisions, Options and Riders

Official series 13-03 domain 5

6%

Annuities

Official series 13-03 domain 6

4%

Life and Annuity Taxation

Official series 13-03 domain 7

1%

Customer Relations and Privacy

Official series 13-03 domain 8

8%

Sickness and Accident Risk and Underwriting

Official series 13-03 domain 9

6%

Individual Accident and Sickness Policy Provisions

Official series 13-03 domain 10

3%

Disability

Official series 13-03 domain 11

6%

Medical Plans

Official series 13-03 domain 12

6%

Group Plans

Official series 13-03 domain 13

2%

Dental Insurance

Official series 13-03 domain 14

5%

Senior Citizens and Special Needs

Official series 13-03 domain 15

2%

Sickness and Accident Taxation

Official series 13-03 domain 16

Preparing for the NE Life & Health Exam

What You Need to Know

  • Passing score: 70%: 105 correct answers out of 150 scored questions
  • Exam length: 155 questions
  • Time limit: 2 hours 30 minutes
  • Exam / certification fees: $47 Official sources

Using Our Practice Resources

  • Work through all 640 available questions
  • Review every answer and explanation
  • Track weak areas and revisit them
  • Use our AI tutor for tough concepts

NE Life & Health: Suggested Study Strategy

1Anchor your pacing to the official format: 155 delivered items in 2.5 hours
2Memorize Nebraska producer deadlines under sections 44-4054, 44-4061, 44-4062, and 44-4065
3Drill life-policy clauses and timeline rules (free look, grace period, incontestability, reinstatement)
4Practice annuity best-interest scenarios using Nebraska Protection in Annuity Transactions Act duties
5Reserve final review for Medicare supplement/LTC rules and unfair-trade-practice enforcement

Frequently Asked Questions

Is a separate national Life and Health exam required first?

No. This deck covers Nebraska’s combined producer exam, PSI series 13-03. General insurance concepts and Nebraska law are tested together in that state exam.

How many questions are delivered, and what score passes?

The outline lists 150 scored questions plus 5 unscored items in 2 hours 30 minutes. PSI explicitly publishes 70%, or 105 correct scored answers, as the passing cut.

Can I take the exam remotely?

No. Nebraska ended remote-proctored insurance examinations effective March 16, 2026. Schedule a physical PSI testing-center appointment.

What does the published pass rate mean?

The latest DOI-linked report covers July 2026. First-time combined-producer attempts passed at 54.7% (58 of 106); all attempts passed at 43.5% (81 of 186). These are monthly results, not a forecast.

What happens after a failed attempt?

Nebraska permits unlimited attempts without a state waiting period. PSI does not book a new appointment on the day of the exam; the next test depends on processing and an available seat.