Free NC P&C Exam Prep
North Carolina Property & Casualty Insurance
Prepare for the NC P&C exam without spending hundreds on expensive prep courses. Free study guides, practice questions, flashcards, and related exam resources.
Quick Facts
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North Carolina Property & Casualty Insurance License: Complete Roadmap
Follow this path to organize your licensing and exam preparation
Memorize NC Exam Logistics and Timing
Lock in exam mechanics first: 830 and 920 line exams, 55 questions each, 75 minutes each, 70% to pass each exam, and $45 per-attempt fee.
Build Personal and Commercial Coverage DepthYou are here
Prioritize homeowners/dwelling and personal auto first, then commercial property, CGL, workers compensation, and commercial auto scenarios.
Master North Carolina Law and Compliance
Focus on NCDOI producer law, CE obligations, surplus lines, NCIGA basics, and residual market mechanisms including NCJUA and NCIUA.
Drill Date-Sensitive NC Changes
Practice scenarios involving July 1, 2025 auto limit changes and October 1, 2025 prelicensing repeal to avoid timeline-based mistakes.
Run Timed Dual-Line Simulations
Complete timed mixed sets under line-specific pacing and review misses by domain and NC statute theme before scheduling.
Can You Take the NC P&C Exam?
Check if you meet the basic eligibility requirements
- •Pass NC Property (830) and NC Casualty (920), 70% required on each exam
- •Each exam has 55 questions and a 75-minute time limit
- •Prelicensing education requirement was repealed effective October 1, 2025
- •Complete resident producer application and appointment steps through NCDOI/NIPR
NC P&C Quick Facts
Time to Get Licensed
4-8 weeks for most candidates
From start to license in hand
Retake Policy
Retakes are scheduled through Pearson VUE, and each attempt requires a new exam fee.
Total Cost Breakdown
Free NC P&C Prep Tools
Reported exam pass rate: Not publicly reported by NCDOI/Pearson VUE. Check the exam sponsor for the latest official figure.
382+ Practice Questions
Practice by topic with detailed answer explanations
AI Tutor Explains Mistakes
Understand why answers are wrong, not just which ones
Updated for 2026
Review the latest update date on each resource
$0 Forever
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What You'll Study
24 chapters covering the exam topics in this guide
Standalone Coverage Map
1 sections
Introduction: North Carolina Property & Casualty Insurance Exam Overview
1 sections
National Portion: Insurance Fundamentals
5 sections
National Portion: Property Insurance Concepts
5 sections
National Portion: Dwelling Policies (DP)
4 sections
National Portion: Homeowners Policies - Forms & Section I
4 sections
National Portion: Homeowners Policies - Section II & Endorsements
3 sections
National Portion: Personal Auto Policy - Liability & Injury
4 sections
National Portion: Personal Auto Policy - Physical Damage & Duties
3 sections
National Portion: Liability Insurance Concepts
4 sections
National Portion: Commercial Property Insurance
5 sections
National Portion: Commercial General Liability - Coverages
3 sections
National Portion: Commercial General Liability - Limits, Triggers & Exclusions
3 sections
National Portion: Commercial Auto Insurance
5 sections
National Portion: Workers Compensation
5 sections
National Portion: Other Commercial Lines - BOP, Crime & Marine
4 sections
National Portion: Other Commercial Lines - Specialty & Professional
4 sections
National Portion: Other Commercial Lines - Surety, Flood & Specialty
3 sections
National Portion: Insurance Regulation & Market Conduct
3 sections
National Portion: Ethics & Unfair Trade Practices
3 sections
Chapter 1: North Carolina P&C Insurance Regulation & Licensing
3 sections
Chapter 2: North Carolina Property Insurance Laws
2 sections
Chapter 3: North Carolina Casualty Insurance Laws
3 sections
Chapter 4: North Carolina P&C Insurance Ethics & Prohibited Practices
3 sections
NC P&C-Specific Topics Covered
NC P&C Exam Details
North Carolina Property & Casualty Insurance
Administered by North Carolina Department of Insurance (NCDOI) / Pearson VUE
Exam Content Breakdown
Based on the official North Carolina Department of Insurance (NCDOI) / Pearson VUE content outline
Core insurance terminology, contract principles, and foundational concepts across both outlines
Homeowners, dwelling, and personal auto concepts representing the largest combined scoring share
Commercial property, CGL, workers compensation, and commercial auto fundamentals
NCDOI producer rules, CE standards, NCRB rate filing process, residual markets, and NC-specific casualty/property law
What's Included
24 Chapters
Complete exam coverage
Practice Quizzes
With detailed explanations
Free to Start
No credit card required
Quality Exam Prep Shouldn't Cost Hundreds
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What's Next After the NC P&C?
After passing the NC P&C, you can pursue these career paths
NC P&C Exam FAQ
Official North Carolina Department of Insurance (NCDOI) / Pearson VUE Resources
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