200+ Free NC Property & Casualty Practice Questions
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Key Facts: NC Property & Casualty Exam
830 / 920
NC Exam Codes
Pearson VUE NC content outlines
60 each
Questions Per Exam
55 scored + 5 pretest per line
75 min
Time Per Exam
Pearson VUE NC outlines
Scaled 70
Passing Standard
Pearson VUE NC score reporting
$45
Fee Per Exam
Pearson VUE NC fee table
50/100/50
NC Auto Minimums (2025+)
G.S. 20-279.21 (issued/renewed on or after Jan 1, 2025)
North Carolina uses two separate producer exams: Property (830) and Casualty (920). Each exam delivers 60 items (55 scored + 5 pretest) in 75 minutes, requires a scaled score of 70, and costs $45 per attempt. State-law content is meaningful in both outlines, and major recent changes include the October 1, 2025 prelicensing repeal and the 50/100/50 auto minimums for policies issued or renewed on or after January 1, 2025.
About the NC Property & Casualty Exam
North Carolina licenses full Property and Casualty authority through separate Property (830) and Casualty (920) producer exams. Tested content combines national policy concepts with North Carolina law, including NCDOI licensing rules, CE obligations, NCJUA/NCIUA residual property mechanisms, NCRB rate-filing processes, and updated auto financial responsibility requirements.
Questions
120 scored questions
Time Limit
2 hours 30 minutes total (75 minutes each exam)
Passing Score
Scaled score of 70 (each exam)
Exam Fee
$45 per exam ($90 both) (North Carolina Department of Insurance (NCDOI) / Pearson VUE)
NC Property & Casualty Exam Content Outline
P&C Terms and Concepts
Core insurance terminology, contract concepts, and foundational principles tested across both NC line exams
Personal Lines Coverage
Homeowners, dwelling, and personal auto concepts representing the largest scored share across Property and Casualty outlines
Commercial Lines Coverage
Commercial property, BOP/CPP, CGL, workers compensation, and commercial auto concepts tested in both outlines
North Carolina Law and Regulation
NCDOI producer regulation, CE/compliance duties, NCRB processes, residual markets, and NC-specific casualty/property law topics
How to Pass the NC Property & Casualty Exam
What You Need to Know
- Passing score: Scaled score of 70 (each exam)
- Exam length: 120 questions
- Time limit: 2 hours 30 minutes total (75 minutes each exam)
- Exam fee: $45 per exam ($90 both)
Keys to Passing
- Complete 500+ practice questions
- Score 80%+ consistently before scheduling
- Focus on highest-weighted sections
- Use our AI tutor for tough concepts
NC Property & Casualty Study Tips from Top Performers
Frequently Asked Questions
Is North Carolina a single combined Property & Casualty exam?
No. North Carolina uses separate Property (830) and Casualty (920) producer exams. Most candidates take both to obtain full Property & Casualty authority.
How many questions and how much time are on each NC exam?
Each line exam has 60 total questions (55 scored plus 5 pretest) with a 75-minute time limit. Pretest items are unscored and mixed into the exam.
What score is required to pass North Carolina P&C exams?
Each North Carolina line exam requires a scaled passing score of 70. Because scoring is scaled, a raw percentage and scaled outcome are not always identical.
What did North Carolina change about prelicensing?
Session Law 2024-55 repealed prelicensing requirements effective October 1, 2025. Candidates still must satisfy other producer licensing steps, including exam passage and application requirements.
What auto minimums are tested now in North Carolina?
For policies issued or renewed on or after January 1, 2025, North Carolina minimum liability limits are 50/100/50. The exam may test date-sensitive scenarios comparing older and newer policy periods.