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Free Kansas P&C Exam Prep

Kansas Property & Casualty Insurance

Prepare for the Kansas P&C exam without spending hundreds on expensive prep courses. Free study guides, practice questions, flashcards, and related exam resources.

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Your Study Path

Kansas Property & Casualty Insurance License: Complete Roadmap

Follow this path to organize your licensing and exam preparation

1

National P&C Fundamentals

Master foundational P&C insurance concepts: property insurance basics, casualty insurance principles, policy structures, and general insurance concepts.

25
hours
Start this step
2

Kansas P&C RegulationsYou are here

Study Kansas-specific laws including KID regulations, tornado/hail coverage, 25/50/25 auto liability minimums, and mandatory $4,500 PIP requirements.

15
hours
3

Kansas Property Insurance

Learn homeowners requirements, tornado and severe weather coverage, hail damage policies, and Kansas-specific property regulations.

10
hours
4

Practice Exams

Complete practice exams and review all topic areas. Focus on Kansas state-specific regulations and PIP requirements.

15
hours
Estimated total study time
65 hours
That's about 7 weeks at 10 hours/week

Can You Take the Kansas P&C Exam?

Check if you meet the basic eligibility requirements

Age
18 years or older
Education
No pre-license education required (self-study permitted)
Background Check
Required via KBI fingerprinting ($60)
Fingerprinting
Required - fingerprint impressions for state and national background check
Additional Requirements
  • Tax Clearance Certificate required from Kansas Dept of Revenue
  • Must upload Tax Clearance to NIPR Attachment Warehouse
  • Exam via Pearson VUE (test center or remote proctored)
  • Two forms of government-issued ID required (one with photo)
  • 7-calendar-day waiting period required after a failed exam attempt before retesting (no limit on number of attempts)

Kansas P&C Quick Facts

Time to Get Licensed

3-5 weeks

From start to license in hand

Exam Provider

Pearson VUE

Remote Testing Available
Schedule Your Exam

Retake Policy

7-calendar-day waiting period required after a failed attempt before retesting (no limit on number of attempts)

Temporary License

Not available in Kansas

Total Cost Breakdown

Exam Fee$64
Application Fee$30
Fingerprint Fee$60 (KBI)
NIPR Transaction Fee$5.60
Total Estimated Cost$160-180

Exam Exemptions

Holders of these professional designations may be exempt from all or part of the exam:

CPCU

Chartered Property Casualty Underwriter - may qualify for exam exemption

CIC

Certified Insurance Counselor - may qualify for exam exemption

Why Choose Us

Free Kansas P&C Prep Tools

Reported exam pass rate: ~65-70% (varies by attempt). Check the exam sponsor for the latest official figure.

414+ Practice Questions

Practice by topic with detailed answer explanations

AI Tutor Explains Mistakes

Understand why answers are wrong, not just which ones

Updated for 2026

Review the latest update date on each resource

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What You'll Study

24 chapters covering the exam topics in this guide

1

Standalone Coverage Map

1 sections

2

Introduction: Kansas Property & Casualty Insurance Exam Overview

1 sections

3

National Portion: Insurance Fundamentals

5 sections

4

National Portion: Property Insurance Concepts

5 sections

5

National Portion: Dwelling Policies (DP)

4 sections

6

National Portion: Homeowners Policies - Forms & Section I

4 sections

7

National Portion: Homeowners Policies - Section II & Endorsements

3 sections

8

National Portion: Personal Auto Policy - Liability & Injury

4 sections

9

National Portion: Personal Auto Policy - Physical Damage & Duties

3 sections

10

National Portion: Liability Insurance Concepts

4 sections

11

National Portion: Commercial Property Insurance

5 sections

12

National Portion: Commercial General Liability - Coverages

3 sections

13

National Portion: Commercial General Liability - Limits, Triggers & Exclusions

3 sections

14

National Portion: Commercial Auto Insurance

5 sections

15

National Portion: Workers Compensation

5 sections

16

National Portion: Other Commercial Lines - BOP, Crime & Marine

4 sections

17

National Portion: Other Commercial Lines - Specialty & Professional

4 sections

18

National Portion: Other Commercial Lines - Surety, Flood & Specialty

3 sections

19

National Portion: Insurance Regulation & Market Conduct

3 sections

20

National Portion: Ethics & Unfair Trade Practices

3 sections

21

Chapter 1: Kansas P&C Insurance Regulation & Licensing

4 sections

22

Chapter 2: Kansas Property Insurance

4 sections

23

Chapter 3: Kansas Casualty & Auto Insurance

2 sections

24

Chapter 4: Kansas Ethics & Professional Conduct

4 sections

Kansas P&C-Specific Topics Covered

Kansas Insurance Department (KID) RegulationsElected Insurance CommissionerKansas Insurance CodeAuto Insurance Minimums (25/50/25)Mandatory PIP Coverage ($4,500 minimum)Tornado and Severe Weather CoverageHail Damage InsuranceTax Clearance Certificate RequirementWorkers' Compensation RequirementsProducer Licensing RequirementsContinuing Education (18 hours/2 years, 3 ethics)

Kansas P&C Exam Details

Kansas Property & Casualty Insurance

Administered by Kansas Insurance Department (KID)

Official Source
70%
Passing Score
154
Questions
2
Hours
$64 exam fee + $30 application + $60 fingerprint + $5.60 NIPR
Exam Fee
Study time: 60-80 hours
Prerequisites: None (no pre-license education required)

Exam Content Breakdown

Based on the official Kansas Insurance Department (KID) content outline

KS Regulation15%

KID structure, elected Commissioner, licensing requirements, tax clearance

Property Insurance Laws25%

Homeowners, tornado/hail coverage, severe weather

Casualty Insurance Laws35%

Auto 25/50/25 minimums, mandatory $4,500 PIP, liability

Ethics & Prohibited Practices25%

Claims handling, unfair practices, producer conduct

What's Included

24 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

Free to Start

No credit card required

Ran Chen - AI Engineer, CFP®
CFP®
Why It's Free

Quality Exam Prep Shouldn't Cost Hundreds

I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.

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What's Next After the Kansas P&C?

After passing the Kansas P&C, you can pursue these career paths

Kansas P&C Exam FAQ

Official Kansas Insurance Department (KID) Resources

Verify information with these official sources

More Free Resources

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