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200+ Free IN Life & Health Practice Questions

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Questions by Category

In-Lh-Regulation64 questions
In-Lh-Life-Laws57 questions
In-Lh-Health-Laws46 questions
In-Lh-Ethics33 questions
2026 Statistics

Key Facts: IN Life & Health Exam

150

Total Questions

Indiana candidate handbook

180 min

Exam Time

Indiana candidate handbook

70

Passing Score

IDOI/Pearson VUE

$69

Exam Fee

Indiana exam fee table

40 hrs

Prelicense Education

IDOI resident producer requirements

11/26/2025

Current Outline Effective Date

Indiana content outline publication #121501

Indiana candidate materials list the combined Life and Health exam at 150 total questions, 180 minutes, and a 70 passing score with a $69 exam fee. The exam blueprint is 100 scored plus 10 pretest general questions and 35 scored plus 5 pretest Indiana state-law questions. Indiana also requires 40 hours of prelicensing education for this combined line, with course certificates valid for 6 months.

About the IN Life & Health Exam

Indiana uses one combined Life and Health producer exam that blends national life/health knowledge with Indiana statutes, rules, and producer compliance duties. The current outline effective November 26, 2025 includes both a large general section and an Indiana-specific law section.

Questions

150 scored questions

Time Limit

3 hours (180 minutes)

Passing Score

70%

Exam Fee

$69 (Indiana Department of Insurance (IDOI) / Pearson VUE)

IN Life & Health Exam Content Outline

100/135 scored (~74%)

General Life & Health Knowledge

National product and policy concepts: life/annuity products, life and health provisions, underwriting, social insurance, retirement/tax concepts, and field practices

20/135 scored (~15%)

Indiana Common Insurance Law

IDOI authority, producer licensing, appointments, CE/renewal maintenance, unfair competition, and claims-practice standards common to all lines

8/135 scored (~6%)

Indiana Life Regulations

Indiana life-policy provisions, replacement requirements, advertising/solicitation standards, viaticals, and group-life state rules

7/135 scored (~5%)

Indiana Health Regulations

Indiana health contract rules, Medicare supplement, long-term care, CHIP/small-group references, and ACA-related state-tested requirements

How to Pass the IN Life & Health Exam

What You Need to Know

  • Passing score: 70%
  • Exam length: 150 questions
  • Time limit: 3 hours (180 minutes)
  • Exam fee: $69

Keys to Passing

  • Complete 500+ practice questions
  • Score 80%+ consistently before scheduling
  • Focus on highest-weighted sections
  • Use our AI tutor for tough concepts

IN Life & Health Study Tips from Top Performers

1Start with Indiana exam logistics and blueprint math so your pacing matches the real 180-minute format
2Prioritize Indiana common-law topics first because they are the largest state-specific slice of scored items
3Drill life and health policy provisions with Indiana wording, especially replacement, Med Supp, and LTC scenarios
4Use mixed timed sets that force switching between national product concepts and Indiana statutes
5Track misses by domain weight and reallocate study time weekly toward the heaviest weak areas

Frequently Asked Questions

How many questions and how much time are on the Indiana Life & Health exam?

The current Indiana candidate handbook lists 150 total questions with a 180-minute seat time for the combined Life and Health producer exam.

What passing score and fee apply in Indiana?

Indiana lists a 70 passing score and a $69 exam fee for the combined Life and Health line through Pearson VUE.

How is the Indiana exam blueprint split between general and state content?

The outline shows 100 scored + 10 pretest general questions and 35 scored + 5 pretest Indiana state-law questions, effective November 26, 2025.

What prelicensing education is required before testing in Indiana?

Indiana requires 40 hours of approved prelicensing education for the combined Life and Health line, and the course completion certificate is valid for 6 months.

What continuing education applies after licensure in Indiana?

Indiana resident producers generally complete 24 CE hours every two years, including 3 ethics hours, to maintain active licensing.

IN Life & Health Resources