200+ Free IN Life & Health Practice Questions

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What is the current fee to take the combined Indiana Life and Health producer licensing exam?

$59

$69

$79

$89

to track

2026 Statistics

Key Facts: IN Life & Health Exam

150

Total Questions

Indiana candidate handbook

180 min

Exam Time

Indiana candidate handbook

Passing Score

IDOI/Pearson VUE

$69

Exam Fee

Indiana exam fee table

40 hrs

Prelicense Education

IDOI resident producer requirements

11/26/2025

Current Outline Effective Date

Indiana content outline publication #121501

Indiana candidate materials list the combined Life and Health exam at 150 total questions, 180 minutes, and a 70 passing score with a $69 exam fee. The exam blueprint is 100 scored plus 10 pretest general questions and 35 scored plus 5 pretest Indiana state-law questions. Indiana also requires 40 hours of prelicensing education for this combined line, with course certificates valid for 6 months.

Sample IN Life & Health Practice Questions

Try these sample questions to test your IN Life & Health exam readiness. Each question includes a detailed explanation. Start the interactive quiz above for the full 200+ question experience with AI tutoring.

1What is the current fee to take the combined Indiana Life and Health producer licensing exam?

A.$59

B.$69

C.$79

D.$89

Explanation: Pearson lists the combined Indiana Life and Health exam fee at $69. Candidates should confirm payment and registration details before selecting a test date.

2What minimum passing score is required on the Indiana Life and Health producer exam?

A.65

B.70

C.75

D.80

Explanation: The Indiana passing standard for this exam is 70. The score reflects overall exam performance, not just one content section.

3How many total questions appear on the Indiana Life and Health licensing exam form?

A.120

B.130

C.140

D.150

Explanation: The exam form contains 150 total questions. Not all items are scored because pretest questions are included for statistical testing.

4How much testing time is provided for the Indiana Life and Health exam?

A.150 minutes

B.180 minutes

C.210 minutes

D.240 minutes

Explanation: Indiana allows 180 minutes for the combined Life and Health exam. Time management matters because candidates must work through both general and state content.

5Which breakdown correctly describes the general (national) portion of the Indiana Life and Health exam blueprint?

A.90 scored and 10 pretest questions

B.100 scored and 10 pretest questions

C.100 scored and 15 pretest questions

D.110 scored and 10 pretest questions

Explanation: The general section is structured as 100 scored items plus 10 unscored pretest items. Pretest questions do not count toward the candidate score, but they are mixed into the exam.

6How is the Indiana state-specific portion of the Life and Health exam structured?

A.30 scored and 5 pretest questions

B.35 scored and 5 pretest questions

C.40 scored and 5 pretest questions

D.35 scored and 10 pretest questions

Explanation: Indiana state content includes 35 scored questions and 5 pretest questions. This is why the full exam total reaches 150 items when combined with the general section.

7Before sitting for Indiana combined Life and Health licensing, how many prelicense education hours are required?

A.20 hours

B.30 hours

C.40 hours

D.60 hours

Explanation: Indiana requires 40 hours of prelicense education for the combined Life and Health line. Completing approved coursework is a licensing prerequisite, not just a study recommendation.

8In Indiana, how long is a Life and Health prelicense education certificate valid for exam eligibility?

A.3 months

B.6 months

C.12 months

D.24 months

Explanation: Indiana prelicense course certificates are valid for 6 months. If a candidate waits longer, they may need to complete prelicense education again before testing.

9How is the Indiana Insurance Commissioner selected?

A.Elected by statewide vote

B.Appointed by the Governor

C.Chosen by the Indiana Senate only

D.Nominated by insurers and confirmed by IDOI staff

Explanation: In Indiana, the Insurance Commissioner is appointed by the Governor. Knowing regulator structure helps candidates answer state authority and enforcement questions.

10What continuing education schedule applies to Indiana Life and Health producers for renewal?

A.12 hours annually including 2 ethics

B.24 hours biennially including 3 ethics

C.24 hours annually including 3 ethics

D.30 hours biennially including 6 ethics

Explanation: Indiana requires 24 CE hours every two years, and at least 3 hours must be ethics. Producers who ignore the ethics minimum can still fall short even if their total hour count is high.

About the IN Life & Health Exam

Indiana uses one combined Life and Health producer exam that blends national life/health knowledge with Indiana statutes, rules, and producer compliance duties. The current outline effective November 26, 2025 includes both a large general section and an Indiana-specific law section.

Questions

150 scored questions

Time Limit

3 hours (180 minutes)

Passing Score

70%

Exam Fee

$69 (Indiana Department of Insurance (IDOI) / Pearson VUE)

IN Life & Health Exam Content Outline

100/135 scored (~74%)

General Life & Health Knowledge

National product and policy concepts: life/annuity products, life and health provisions, underwriting, social insurance, retirement/tax concepts, and field practices

20/135 scored (~15%)

Indiana Common Insurance Law

IDOI authority, producer licensing, appointments, CE/renewal maintenance, unfair competition, and claims-practice standards common to all lines

8/135 scored (~6%)

Indiana Life Regulations

Indiana life-policy provisions, replacement requirements, advertising/solicitation standards, viaticals, and group-life state rules

7/135 scored (~5%)

Indiana Health Regulations

Indiana health contract rules, Medicare supplement, long-term care, CHIP/small-group references, and ACA-related state-tested requirements

How to Pass the IN Life & Health Exam

What You Need to Know

Passing score: 70%
Exam length: 150 questions
Time limit: 3 hours (180 minutes)
Exam fee: $69

Keys to Passing

Complete 500+ practice questions
Score 80%+ consistently before scheduling
Focus on highest-weighted sections
Use our AI tutor for tough concepts

IN Life & Health Study Tips from Top Performers

1Start with Indiana exam logistics and blueprint math so your pacing matches the real 180-minute format

2Prioritize Indiana common-law topics first because they are the largest state-specific slice of scored items

3Drill life and health policy provisions with Indiana wording, especially replacement, Med Supp, and LTC scenarios

4Use mixed timed sets that force switching between national product concepts and Indiana statutes

5Track misses by domain weight and reallocate study time weekly toward the heaviest weak areas

Frequently Asked Questions

How many questions and how much time are on the Indiana Life & Health exam?

The current Indiana candidate handbook lists 150 total questions with a 180-minute seat time for the combined Life and Health producer exam.

What passing score and fee apply in Indiana?

Indiana lists a 70 passing score and a $69 exam fee for the combined Life and Health line through Pearson VUE.

How is the Indiana exam blueprint split between general and state content?

The outline shows 100 scored + 10 pretest general questions and 35 scored + 5 pretest Indiana state-law questions, effective November 26, 2025.

What prelicensing education is required before testing in Indiana?

Indiana requires 40 hours of approved prelicensing education for the combined Life and Health line, and the course completion certificate is valid for 6 months.

What continuing education applies after licensure in Indiana?

Indiana resident producers generally complete 24 CE hours every two years, including 3 ethics hours, to maintain active licensing.