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Free Illinois P&C Exam Prep

Illinois Property & Casualty Insurance

Prepare for the Illinois P&C exam without spending hundreds on expensive prep courses. Free study guides, practice questions, flashcards, and related exam resources.

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Your Study Path

Illinois Property & Casualty Insurance License: Complete Roadmap

Follow this path to organize your licensing and exam preparation

1

Illinois 40-Hour Pre-License Course

Complete the required 40-hour DOI-approved course (20 hours Property + 20 hours Casualty). At least 7.5 hours per line must be webinar or classroom instruction.

40
hours
2

National P&C Fundamentals

Master foundational P&C insurance concepts: property insurance basics, casualty insurance principles, policy structures, and general concepts.

20
hours
Start this step
3

Illinois P&C RegulationsYou are here

Study Illinois-specific laws including DOI regulations, auto insurance requirements (25/50/20), mandatory UM/UIM, and workers' compensation.

15
hours
4

Illinois Property Insurance

Learn IL FAIR Plan, homeowners policies, NFIP flood insurance, and Illinois-specific property regulations.

10
hours
Estimated total study time
85 hours
That's about 9 weeks at 10 hours/week

Can You Take the Illinois P&C Exam?

Check if you meet the basic eligibility requirements

Age
18 years or older
Education
40 hours DOI-approved pre-license education (20 hours Property + 20 hours Casualty)
Background Check
Required via fingerprinting
Fingerprinting
Required - must provide proof of residency
Additional Requirements
  • At least 7.5 hours of each 20-hour course must be webinar or classroom (not self-study)
  • Training provider furnishes certificate of completion needed for exam
  • Exam has two parts: National section and Illinois State Law section
  • Must pass both sections to obtain license
  • 24 hours CE every 2 years including 3 hours ethics

Illinois P&C Quick Facts

Time to Get Licensed

3-5 weeks

From start to license in hand

Exam Provider

Pearson VUE

In-Person Only
Schedule Your Exam

Retake Policy

Must pass both sections within 90 days of first attempt; 24-hour wait for retakes

Temporary License

Not available in Illinois

Total Cost Breakdown

Exam Fee$92 per exam ($184 total with discount)
Application Fee$215
Fingerprint Fee~$50-70
Pre-License Education$200-400 (40-hour course required)
NIPR Transaction Fee$5.60
Total Estimated Cost$550-875

Exam Exemptions

Holders of these professional designations may be exempt from all or part of the exam:

CPCU

Chartered Property Casualty Underwriter - may qualify for exam exemption

CIC

Certified Insurance Counselor - may qualify for exam exemption

Why Choose Us

Free Illinois P&C Prep Tools

Reported exam pass rate: ~65-70% (varies by attempt). Check the exam sponsor for the latest official figure.

365+ Practice Questions

Practice by topic with detailed answer explanations

AI Tutor Explains Mistakes

Understand why answers are wrong, not just which ones

Updated for 2026

Review the latest update date on each resource

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What You'll Study

24 chapters covering the exam topics in this guide

1

Standalone Coverage Map

1 sections

2

Introduction: Illinois Property & Casualty Insurance Exam Overview

1 sections

3

National Portion: Insurance Fundamentals

5 sections

4

National Portion: Property Insurance Concepts

5 sections

5

National Portion: Dwelling Policies (DP)

4 sections

6

National Portion: Homeowners Policies - Forms & Section I

4 sections

7

National Portion: Homeowners Policies - Section II & Endorsements

3 sections

8

National Portion: Personal Auto Policy - Liability & Injury

4 sections

9

National Portion: Personal Auto Policy - Physical Damage & Duties

3 sections

10

National Portion: Liability Insurance Concepts

4 sections

11

National Portion: Commercial Property Insurance

5 sections

12

National Portion: Commercial General Liability - Coverages

3 sections

13

National Portion: Commercial General Liability - Limits, Triggers & Exclusions

3 sections

14

National Portion: Commercial Auto Insurance

5 sections

15

National Portion: Workers Compensation

5 sections

16

National Portion: Other Commercial Lines - BOP, Crime & Marine

4 sections

17

National Portion: Other Commercial Lines - Specialty & Professional

4 sections

18

National Portion: Other Commercial Lines - Surety, Flood & Specialty

3 sections

19

National Portion: Insurance Regulation & Market Conduct

3 sections

20

National Portion: Ethics & Unfair Trade Practices

3 sections

21

Chapter 1: Illinois P&C Insurance Regulation & Licensing

3 sections

22

Chapter 2: Illinois Property Insurance Laws

2 sections

23

Chapter 3: Illinois Casualty Insurance Laws

3 sections

24

Chapter 4: Illinois P&C Insurance Ethics & Prohibited Practices

3 sections

Illinois P&C-Specific Topics Covered

Illinois Department of Insurance (DOI) Regulations40-Hour Pre-License Requirement (7.5 hrs webinar/classroom)Auto Insurance Minimums (25/50/20)Mandatory UM/UIM CoverageIllinois FAIR PlanIllinois Life & Property Insurance Guaranty Association (ILPLIGA)National Flood Insurance Program (NFIP)Workers' Compensation RequirementsIllinois Insurance CodeUnfair Claims Settlement PracticesProducer Licensing Requirements24 Hours CE Every 2 Years

Illinois P&C Exam Details

Illinois Property & Casualty Insurance

Administered by Illinois Department of Insurance (DOI)

Official Source
70%
Passing Score
150
Questions
2.5
Hours
$60 exam fee + licensing fees
Exam Fee
Study time: 40-60 hours
Prerequisites: 40 hours pre-license education (20 hours per line, 7.5 hours must be webinar/classroom)

Exam Content Breakdown

Based on the official Illinois Department of Insurance (DOI) content outline

Illinois P&C Regulation15%

DOI structure, 40-hour pre-license, licensing requirements

Property Insurance Laws25%

IL FAIR Plan, homeowners, NFIP flood, cancellation rules

Casualty Insurance Laws35%

At-fault auto 25/50/20, mandatory UM/UIM, workers compensation

Ethics & Prohibited Practices25%

Claims handling, ILPLIGA guaranty, unfair practices, producer conduct

What's Included

24 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

Free to Start

No credit card required

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What's Next After the Illinois P&C?

After passing the Illinois P&C, you can pursue these career paths

Illinois P&C Exam FAQ

Official Illinois Department of Insurance (DOI) Resources

Verify information with these official sources

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