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Free Illinois P&C Exam Prep

Illinois Property & Casualty Insurance

Prepare for the Illinois P&C exam without spending hundreds on expensive prep courses. Free study guides, practice questions, flashcards, and related exam resources.

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Your Study Path

Illinois Property & Casualty Insurance License: Complete Roadmap

Follow this path to organize your licensing and exam preparation

1

Illinois 40-Hour Pre-License Course

Complete the required 40-hour DOI-approved course (20 hours Property + 20 hours Casualty). At least 7.5 hours per line must be webinar or classroom instruction.

40
hours
2

National P&C Fundamentals

Prepare separately for the Property General and Casualty General sections.

20
hours
Start this step
3

Illinois P&C RegulationsYou are here

Study Illinois-specific laws including DOI regulations, auto insurance requirements (25/50/20), mandatory UM/UIM, and workers' compensation.

15
hours
4

Illinois Property Insurance

Learn IL FAIR Plan, homeowners policies, NFIP flood insurance, and Illinois-specific property regulations.

10
hours
Estimated total study time
85 hours
That's about 9 weeks at 10 hours/week

Can You Take the Illinois P&C Exam?

Check if you meet the basic eligibility requirements

Age
18 years or older
Education
40 hours DOI-approved pre-license education (20 hours Property + 20 hours Casualty)
Additional Requirements
  • At least 7.5 hours of each 20-hour course must be webinar or classroom (not self-study)
  • Training provider furnishes certificate of completion needed for exam
  • Full P&C authority requires Property General, Property State, Casualty General, and Casualty State
  • Corresponding General and State sections must be passed within 90 days
  • 24 hours CE every 2 years including 3 hours ethics

Illinois P&C Quick Facts

Time to Get Licensed

Not published; corresponding General and State passes must fall within 90 days

From start to license in hand

Exam Provider

Pearson VUE

Remote Testing Available
Schedule Your Exam

Retake Policy

Corresponding General and State sections must be passed within 90 days; Pearson requires 24 hours before making a new test-center reservation after failure

Temporary License

Illinois may issue one temporary producer license for up to 90 days in the limited circumstances listed in 215 ILCS 5/500-65; it is not a general substitute for ordinary licensing.

Total Cost Breakdown

Exam Fee$92 per exam ($184 total with discount)
Application Fee$215
Pre-License Education$200-400 (40-hour course required)
NIPR Transaction Fee$5.60
Total Estimated Cost$550-875
Why Choose Us

Free Illinois P&C Prep Tools

Reported exam pass rate: Not published by IDOI or Pearson VUE. These figures describe exam candidates, not OpenExamPrep user outcomes. Check the exam sponsor’s website for published statistics.

413+ Practice Questions

Practice by topic with detailed answer explanations

AI Tutor Explains Mistakes

Understand why answers are wrong, not just which ones

Independent Study Resources

Check the exam sponsor for current requirements

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What You'll Study

24 chapters covering the exam topics in this guide

1

Standalone Coverage Map

1 sections

2

Introduction: Illinois Property & Casualty Insurance Exam Overview

1 sections

3

National Portion: Insurance Fundamentals

5 sections

4

National Portion: Property Insurance Concepts

5 sections

5

National Portion: Dwelling Policies (DP)

4 sections

6

National Portion: Homeowners Policies - Forms & Section I

4 sections

7

National Portion: Homeowners Policies - Section II & Endorsements

3 sections

8

National Portion: Personal Auto Policy - Liability & Injury

4 sections

9

National Portion: Personal Auto Policy - Physical Damage & Duties

3 sections

10

National Portion: Liability Insurance Concepts

4 sections

11

National Portion: Commercial Property Insurance

5 sections

12

National Portion: Commercial General Liability - Coverages

3 sections

13

National Portion: Commercial General Liability - Limits, Triggers & Exclusions

3 sections

14

National Portion: Commercial Auto Insurance

5 sections

15

National Portion: Workers Compensation

5 sections

16

National Portion: Other Commercial Lines - BOP, Crime & Marine

4 sections

17

National Portion: Other Commercial Lines - Specialty & Professional

4 sections

18

National Portion: Other Commercial Lines - Surety, Flood & Specialty

3 sections

19

National Portion: Insurance Regulation & Market Conduct

3 sections

20

National Portion: Ethics & Unfair Trade Practices

3 sections

21

Chapter 1: Illinois P&C Insurance Regulation & Licensing

3 sections

22

Chapter 2: Illinois Property Insurance Laws

2 sections

23

Chapter 3: Illinois Casualty Insurance Laws

3 sections

24

Chapter 4: Illinois P&C Insurance Ethics & Prohibited Practices

3 sections

Illinois P&C-Specific Topics Covered

Illinois Department of Insurance (DOI) Regulations40-Hour Pre-License Requirement (7.5 hrs webinar/classroom)Auto Insurance Minimums (25/50/20)Mandatory UM/UIM CoverageIllinois FAIR PlanIllinois Insurance Guaranty Fund (property and casualty)National Flood Insurance Program (NFIP)Workers' Compensation RequirementsIllinois Insurance CodeUnfair Claims Settlement PracticesProducer Licensing Requirements24 Hours CE Every 2 Years

Illinois P&C Exam Details

Illinois Property & Casualty Insurance

Administered by Illinois Department of Insurance (DOI)

Official Source
Scaled score 70 on each section
Passing Score
Four
Questions
270
Minutes
$92 per section; a same-line General + State pair in one order costs $92 total
Exam Fee
Study time: Not published by IDOI or Pearson VUE
Prerequisites: 40 hours pre-license education (20 hours per line, 7.5 hours must be webinar/classroom)

Exam Content Breakdown

Based on the official Illinois Department of Insurance (DOI) content outline

Property General50 scored + 5 pretest

Property policies, concepts, and contract provisions

Property State30 scored + 5 pretest

Common producer law and Illinois property law

Casualty General50 scored + 5 pretest

Casualty policies, concepts, and contract provisions

Casualty State37 scored + 5 pretest

Common producer law and Illinois casualty law

What's Included

24 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

Free to Start

No credit card required

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CFP®
Why It's Free

Quality Exam Prep Shouldn't Cost Hundreds

I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.

Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.

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What's Next After the Illinois P&C?

After passing the Illinois P&C, you can pursue these career paths

Illinois P&C Exam FAQ

Official Illinois Department of Insurance (DOI) Resources

Verify information with these official sources

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