192+ Free IL Property & Casualty Practice Questions

Pass your Illinois Property & Casualty Insurance Exam exam on the first try — instant access, no signup required.

✓ No registration✓ No credit card✓ No hidden fees✓ Start practicing immediately

Not published Pass Rate

192+ Questions

100% Free

1 / 10

Question 1

Score: 0/0

Which agency is the primary insurance regulator in Illinois?

Illinois Department of Insurance (IDOI)

Illinois Secretary of State

Illinois Department of Financial and Professional Regulation

Illinois Attorney General Consumer Fraud Bureau

to track

2026 Statistics

Key Facts: IL Property & Casualty Exam

50+5 / 30+5

Property Sections

Pearson VUE IL outlines (effective Jan 1, 2026)

50+5 / 37+5

Casualty Sections

Pearson VUE IL outlines (effective Jan 1, 2026)

85m + 50m + 80m + 55m

Total Testing Time

Pearson VUE IL handbook (updated Feb 10, 2026)

70%

Passing Score

Pearson VUE IL handbook

$92

Fee Per Exam Pair

Pearson VUE IL handbook

25/50/20

IL Auto Minimums

625 ILCS 5/7-203

Pearson VUE's Illinois handbook (updated February 10, 2026) lists a 70% passing score for each section and a $92 fee per exam pair. The Illinois outlines effective January 1, 2026 use: Property General 50 scored + 5 pretest (85 min), Property State 30 + 5 (50 min), Casualty General 50 + 5 (80 min), and Casualty State 37 + 5 (55 min). Illinois also requires 20 prelicense hours per line with at least 7.5 classroom/webinar hours per line, and candidates must pass corresponding general and state exams within 90 days.

Sample IL Property & Casualty Practice Questions

Try these sample questions to test your IL Property & Casualty exam readiness. Each question includes a detailed explanation. Start the interactive quiz above for the full 192+ question experience with AI tutoring.

1Which agency is the primary insurance regulator in Illinois?

A.Illinois Department of Insurance (IDOI)

B.Illinois Secretary of State

C.Illinois Department of Financial and Professional Regulation

D.Illinois Attorney General Consumer Fraud Bureau

Explanation: The Illinois Department of Insurance is the state regulator for insurers and insurance producers. IDOI handles licensing, market conduct oversight, and enforcement of Illinois insurance law.

2Under the Pearson VUE Illinois insurance candidate handbook updated February 10, 2026, what passing score is required?

A.60

B.65

C.70

D.75

Explanation: The handbook lists 70 as the passing score for these Illinois producer exams. Candidates should verify current handbook details before testing, but 70 is the required threshold in the February 10, 2026 update.

3What is the structure of the Illinois Property General exam?

A.50 scored questions plus 5 pretest questions, 85 minutes

B.55 scored questions, 85 minutes

C.50 scored questions plus 10 pretest questions, 90 minutes

D.60 scored questions, 80 minutes

Explanation: Illinois Property General uses 50 scored items and 5 unscored pretest items with an 85-minute time limit. The pretest questions are mixed in and cannot be identified during the exam.

4What is the structure of the Illinois Property State exam?

A.30 scored questions plus 5 pretest questions, 50 minutes

B.35 scored questions, 50 minutes

C.30 scored questions plus 5 pretest questions, 55 minutes

D.25 scored questions plus 5 pretest questions, 50 minutes

Explanation: Illinois Property State includes 30 scored questions and 5 pretest questions in 50 minutes. The state portion focuses on Illinois-specific law and rules.

5What is the structure of the Illinois Casualty General exam?

A.50 scored questions plus 5 pretest questions, 80 minutes

B.45 scored questions plus 5 pretest questions, 80 minutes

C.50 scored questions plus 10 pretest questions, 85 minutes

D.55 scored questions, 80 minutes

Explanation: Illinois Casualty General is 50 scored questions plus 5 pretest questions with 80 minutes allowed. Time pacing matters because both scored and pretest questions appear in the same flow.

6What is the structure of the Illinois Casualty State exam?

A.37 scored questions plus 5 pretest questions, 55 minutes

B.35 scored questions plus 5 pretest questions, 55 minutes

C.37 scored questions, 50 minutes

D.42 scored questions, 55 minutes

Explanation: Illinois Casualty State uses 37 scored questions and 5 pretest questions with a 55-minute limit. This section emphasizes Illinois statutes and line-specific requirements.

7What exam fee applies in Illinois when ordering either one exam or a pair of exams in one order?

A.$72

B.$82

C.$92

D.$102

Explanation: The Illinois exam fee is $92 whether the order includes one exam or a pair in that same order. Ordering efficiently can therefore reduce total cost if taking both related exams together.

8How many prelicensing hours are required per line in Illinois for Property and for Casualty?

A.10 hours per line

B.15 hours per line

C.20 hours per line

D.30 hours per line

Explanation: Illinois requires 20 prelicensing hours for each line. A candidate seeking both Property and Casualty must complete each line requirement separately.

9What is the minimum Illinois classroom or webinar time required within each 20-hour prelicensing line course?

A.5 hours

B.7.5 hours

C.10 hours

D.12 hours

Explanation: Each Illinois line requires at least 7.5 hours in a classroom or webinar format. The rest can be completed through approved delivery methods that satisfy state rules.

10Before an Illinois candidate can rely on prelicensing completion for testing eligibility, what is required?

A.A notarized employer letter

B.A prelicensing completion certificate

C.A surety bond filing

D.A county residency affidavit

Explanation: Illinois requires proof of prelicensing completion through a completion certificate. Without that record, a candidate can run into eligibility or processing issues.

About the IL Property & Casualty Exam

Illinois licenses full Property & Casualty authority through four exam sections: Property General, Property State, Casualty General, and Casualty State. Tested content combines national policy knowledge with Illinois law, including producer licensing rules, prelicense requirements, 25/50/20 auto minimums, UM/UIM rules, assigned-risk auto access, and workers compensation obligations.

Questions

187 scored questions

Time Limit

4 hours 30 minutes total

Passing Score

70% on each exam section

Exam Fee

$92 per exam pair ($184 both lines) (Illinois Department of Insurance (IDOI) / Pearson VUE)

IL Property & Casualty Exam Content Outline

30%

Property General Knowledge

Types of property policies, insurance terms, and property contract provisions tested on the general property section (50 scored questions)

30%

Casualty General Knowledge

Casualty policy types, liability terms/concepts, and casualty contract provisions tested on the general casualty section (50 scored questions)

18%

Illinois Property Law Supplement

Illinois producer law common to all lines, common P&C law, and property-specific Illinois statutes/rules (30 scored state property questions)

22%

Illinois Casualty Law Supplement

Illinois producer law common to all lines, common P&C law, and casualty-specific Illinois statutes including auto, UM/UIM, and workers compensation (37 scored state casualty questions)

How to Pass the IL Property & Casualty Exam

What You Need to Know

Passing score: 70% on each exam section
Exam length: 187 questions
Time limit: 4 hours 30 minutes total
Exam fee: $92 per exam pair ($184 both lines)

Keys to Passing

Complete 500+ practice questions
Score 80%+ consistently before scheduling
Focus on highest-weighted sections
Use our AI tutor for tough concepts

IL Property & Casualty Study Tips from Top Performers

1Study Illinois as a four-section workflow and practice each section with its actual time limit

2Memorize Illinois exam logistics first: 70% passing score, $92 per exam pair, and the 90-day general/state pass window

3Lock in Illinois prelicense rules early: 20 hours per line with at least 7.5 classroom/webinar hours per line

4Drill Illinois casualty law numbers repeatedly, especially 25/50/20 minimums and UM/UIM offer mechanics

5Use mixed sets that blend national policy mechanics with Illinois statutes so you can switch contexts quickly on exam day

Frequently Asked Questions

Is Illinois a single combined Property & Casualty exam?

No. Illinois uses four sections for full P&C authority: Property General, Property State, Casualty General, and Casualty State. Candidates seeking both lines must complete all required sections.

How many questions and how much time are on Illinois P&C sections?

Property General is 50 scored + 5 pretest (85 minutes), Property State is 30 scored + 5 pretest (50 minutes), Casualty General is 50 scored + 5 pretest (80 minutes), and Casualty State is 37 scored + 5 pretest (55 minutes). Pretest items are unscored and mixed in.

What score do I need to pass Illinois producer exams?

Illinois uses a 70% passing score. Each section is scored separately, so candidates should practice well above 70% before scheduling test day.

What are Illinois prelicense education requirements for Property and Casualty?

Illinois requires 20 hours of prelicense education per line, and each line must include at least 7.5 hours of classroom or webinar instruction with approved course completion certificates. Candidates also must pass the corresponding general and state sections within 90 days.

What Illinois auto insurance minimums are commonly tested?

Illinois financial responsibility minimums are 25/50/20 for liability. Illinois law also requires uninsured motorist limits at least equal to those minimums, and underinsured motorist limits generally track UM unless lower limits are selected or coverage is rejected where permitted.

What 2026 Illinois updates should candidates know?

As of February 27, 2026, Pearson VUE's Illinois handbook updated February 10, 2026 and the Illinois content outlines effective January 1, 2026 are the key published exam references. Candidates should check IDOI and Pearson VUE for any newer bulletins before their exam date.