200+ Free IL Property & Casualty Practice Questions
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Key Facts: IL Property & Casualty Exam
50+5 / 30+5
Property Sections
Pearson VUE IL outlines (effective Jan 1, 2026)
50+5 / 37+5
Casualty Sections
Pearson VUE IL outlines (effective Jan 1, 2026)
85m + 50m + 80m + 55m
Total Testing Time
Pearson VUE IL handbook (updated Feb 10, 2026)
70%
Passing Score
Pearson VUE IL handbook
$92
Fee Per Exam Pair
Pearson VUE IL handbook
25/50/20
IL Auto Minimums
625 ILCS 5/7-203
Pearson VUE's Illinois handbook (updated February 10, 2026) lists a 70% passing score for each section and a $92 fee per exam pair. The Illinois outlines effective January 1, 2026 use: Property General 50 scored + 5 pretest (85 min), Property State 30 + 5 (50 min), Casualty General 50 + 5 (80 min), and Casualty State 37 + 5 (55 min). Illinois also requires 20 prelicense hours per line with at least 7.5 classroom/webinar hours per line, and candidates must pass corresponding general and state exams within 90 days.
About the IL Property & Casualty Exam
Illinois licenses full Property & Casualty authority through four exam sections: Property General, Property State, Casualty General, and Casualty State. Tested content combines national policy knowledge with Illinois law, including producer licensing rules, prelicense requirements, 25/50/20 auto minimums, UM/UIM rules, assigned-risk auto access, and workers compensation obligations.
Questions
187 scored questions
Time Limit
4 hours 30 minutes total
Passing Score
70% on each exam section
Exam Fee
$92 per exam pair ($184 both lines) (Illinois Department of Insurance (IDOI) / Pearson VUE)
IL Property & Casualty Exam Content Outline
Property General Knowledge
Types of property policies, insurance terms, and property contract provisions tested on the general property section (50 scored questions)
Casualty General Knowledge
Casualty policy types, liability terms/concepts, and casualty contract provisions tested on the general casualty section (50 scored questions)
Illinois Property Law Supplement
Illinois producer law common to all lines, common P&C law, and property-specific Illinois statutes/rules (30 scored state property questions)
Illinois Casualty Law Supplement
Illinois producer law common to all lines, common P&C law, and casualty-specific Illinois statutes including auto, UM/UIM, and workers compensation (37 scored state casualty questions)
How to Pass the IL Property & Casualty Exam
What You Need to Know
- Passing score: 70% on each exam section
- Exam length: 187 questions
- Time limit: 4 hours 30 minutes total
- Exam fee: $92 per exam pair ($184 both lines)
Keys to Passing
- Complete 500+ practice questions
- Score 80%+ consistently before scheduling
- Focus on highest-weighted sections
- Use our AI tutor for tough concepts
IL Property & Casualty Study Tips from Top Performers
Frequently Asked Questions
Is Illinois a single combined Property & Casualty exam?
No. Illinois uses four sections for full P&C authority: Property General, Property State, Casualty General, and Casualty State. Candidates seeking both lines must complete all required sections.
How many questions and how much time are on Illinois P&C sections?
Property General is 50 scored + 5 pretest (85 minutes), Property State is 30 scored + 5 pretest (50 minutes), Casualty General is 50 scored + 5 pretest (80 minutes), and Casualty State is 37 scored + 5 pretest (55 minutes). Pretest items are unscored and mixed in.
What score do I need to pass Illinois producer exams?
Illinois uses a 70% passing score. Each section is scored separately, so candidates should practice well above 70% before scheduling test day.
What are Illinois prelicense education requirements for Property and Casualty?
Illinois requires 20 hours of prelicense education per line, and each line must include at least 7.5 hours of classroom or webinar instruction with approved course completion certificates. Candidates also must pass the corresponding general and state sections within 90 days.
What Illinois auto insurance minimums are commonly tested?
Illinois financial responsibility minimums are 25/50/20 for liability. Illinois law also requires uninsured motorist limits at least equal to those minimums, and underinsured motorist limits generally track UM unless lower limits are selected or coverage is rejected where permitted.
What 2026 Illinois updates should candidates know?
As of February 27, 2026, Pearson VUE's Illinois handbook updated February 10, 2026 and the Illinois content outlines effective January 1, 2026 are the key published exam references. Candidates should check IDOI and Pearson VUE for any newer bulletins before their exam date.