Free Hawaii P&C Exam Prep
Hawaii Property & Casualty Insurance
Prepare for the Hawaii P&C exam without spending hundreds on expensive prep courses. Free study guides, practice questions, flashcards, and related exam resources.
Quick Facts
Study guide on MometrixExplore More Property & Casualty Insurance
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Hawaii Property & Casualty Insurance License: Complete Roadmap
Follow this path to organize your licensing and exam preparation
National P&C Fundamentals
Master foundational P&C insurance concepts: property insurance basics, casualty insurance principles, policy structures, and general insurance concepts.
Hawaii P&C RegulationsYou are here
Study Hawaii-specific laws including Insurance Division regulations, hurricane coverage, volcanic risks, and unique 40/80/20 auto liability minimums.
Hawaii Property Insurance
Learn homeowners requirements, Hawaii Hurricane Relief Fund, volcanic and lava zone coverage, and coastal property regulations.
Practice Exams
Complete separate practice exams for Property (93 questions) and Casualty (103 questions) sections.
Can You Take the Hawaii P&C Exam?
Check if you meet the basic eligibility requirements
- •Property and Casualty are TWO separate exams
- •Property: 93 questions (78 scored + 15 pretest)
- •Casualty: 103 questions (86 scored + 17 pretest)
- •Exam via Pearson VUE ($75 per exam)
- •Apply for license within 60 days of fingerprinting
- •Reciprocity available for licensed agents from other states
Hawaii P&C Quick Facts
Time to Get Licensed
3-5 weeks
From start to license in hand
Retake Policy
24-hour wait between attempts; 60 days to apply after fingerprinting
Temporary License
Not available in Hawaii
Total Cost Breakdown
Exam Exemptions
Holders of these professional designations may be exempt from all or part of the exam:
Chartered Property Casualty Underwriter - may qualify for exam exemption
Certified Insurance Counselor - may qualify for exam exemption
Free Hawaii P&C Prep Tools
Reported exam pass rate: ~65-70% (varies by attempt). Check the exam sponsor for the latest official figure.
387+ Practice Questions
Practice by topic with detailed answer explanations
AI Tutor Explains Mistakes
Understand why answers are wrong, not just which ones
Updated for 2026
Review the latest update date on each resource
$0 Forever
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What You'll Study
24 chapters covering the exam topics in this guide
Standalone Coverage Map
1 sections
Introduction: Hawaii Property & Casualty Insurance Exam Overview
1 sections
National Portion: Insurance Fundamentals
5 sections
National Portion: Property Insurance Concepts
5 sections
National Portion: Dwelling Policies (DP)
4 sections
National Portion: Homeowners Policies - Forms & Section I
4 sections
National Portion: Homeowners Policies - Section II & Endorsements
3 sections
National Portion: Personal Auto Policy - Liability & Injury
4 sections
National Portion: Personal Auto Policy - Physical Damage & Duties
3 sections
National Portion: Liability Insurance Concepts
4 sections
National Portion: Commercial Property Insurance
5 sections
National Portion: Commercial General Liability - Coverages
3 sections
National Portion: Commercial General Liability - Limits, Triggers & Exclusions
3 sections
National Portion: Commercial Auto Insurance
5 sections
National Portion: Workers Compensation
5 sections
National Portion: Other Commercial Lines - BOP, Crime & Marine
4 sections
National Portion: Other Commercial Lines - Specialty & Professional
4 sections
National Portion: Other Commercial Lines - Surety, Flood & Specialty
3 sections
National Portion: Insurance Regulation & Market Conduct
3 sections
National Portion: Ethics & Unfair Trade Practices
3 sections
Chapter 1: Hawaii P&C Insurance Regulation & Licensing
3 sections
Chapter 2: Hawaii Property Insurance
3 sections
Chapter 3: Hawaii Auto & Casualty Insurance
2 sections
Chapter 4: Hawaii Ethics & Professional Conduct
2 sections
Hawaii P&C-Specific Topics Covered
Hawaii P&C Exam Details
Hawaii Property & Casualty Insurance
Administered by Hawaii Insurance Division (DCCA)
Exam Content Breakdown
Based on the official Hawaii Insurance Division (DCCA) content outline
Insurance Division structure, Commissioner appointed, licensing requirements
Hurricane Fund, volcanic risks, lava zones, coastal coverage
Auto 40/80/20 minimums, mandatory UM/UIM, $10K PIP
Claims handling, unfair practices, producer conduct
What's Included
24 Chapters
Complete exam coverage
Practice Quizzes
With detailed explanations
Free to Start
No credit card required
Quality Exam Prep Shouldn't Cost Hundreds
I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.
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What's Next After the Hawaii P&C?
After passing the Hawaii P&C, you can pursue these career paths
Hawaii P&C Exam FAQ
Official Hawaii Insurance Division (DCCA) Resources
Verify information with these official sources
More Free Resources
Ready to Start Your Free Hawaii P&C Prep?
Review the study guide, practice key concepts, and use the free tools at your own pace.