200+ Free HI Property & Casualty Practice Questions
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Key Facts: HI Property & Casualty Exam
88 Q
Property Exam (83 + 5)
Pearson VUE HI content outline (effective Jan 1, 2026)
97 Q
Casualty Exam (91 + 6)
Pearson VUE HI content outline (effective Jan 1, 2026)
120m + 135m
Exam Time
Pearson VUE HI candidate handbook (updated Feb 10, 2026)
70%
Passing Score
Pearson VUE HI content outlines
$75
Fee Per Exam
Pearson VUE HI candidate handbook
20/40/10 + $10K PIP
HI Auto Minimums
Hawaii Insurance Division consumer guide
Hawaii uses two exams instead of one combined P&C test: Property (88 total questions, 120 minutes) and Casualty (97 total questions, 135 minutes). Each exam requires a 70% passing score and costs $75. The 2026 Hawaii content outlines are effective January 1, 2026, and Hawaii-specific items heavily emphasize producer licensing, no-fault auto minimums (20/40/10 with $10,000 PIP), and employer workers compensation obligations.
About the HI Property & Casualty Exam
Hawaii licenses Property and Casualty producers through two separate Pearson VUE exams. The outlines combine national policy knowledge with Hawaii-specific licensing rules, no-fault auto law, workers compensation requirements, and producer conduct standards.
Questions
185 scored questions
Time Limit
4 hours 15 minutes total
Passing Score
70% on each exam
Exam Fee
$75 per exam ($150 both) (Hawaii DCCA Insurance Division / Pearson VUE)
HI Property & Casualty Exam Content Outline
National Property Knowledge
Property terms, policy provisions, homeowners/commercial property forms, and endorsements tested in the national Property section
National Casualty Knowledge
Casualty policy types, auto and liability concepts, and producer duties tested in the national Casualty section
Hawaii Producer Licensing & CE
DCCA Insurance Division regulation, resident producer requirements, fingerprints/background checks, and continuing education rules
Hawaii Auto, Workers Comp & State Law
No-fault auto framework, 20/40/10 minimum liability with $10,000 PIP, UM/UIM offer rules, workers compensation, and state law/guaranty topics
How to Pass the HI Property & Casualty Exam
What You Need to Know
- Passing score: 70% on each exam
- Exam length: 185 questions
- Time limit: 4 hours 15 minutes total
- Exam fee: $75 per exam ($150 both)
Keys to Passing
- Complete 500+ practice questions
- Score 80%+ consistently before scheduling
- Focus on highest-weighted sections
- Use our AI tutor for tough concepts
HI Property & Casualty Study Tips from Top Performers
Frequently Asked Questions
Is the Hawaii Property & Casualty exam one combined test?
No. Hawaii uses two separate producer exams: Property and Casualty. Most candidates who want full P&C authority take and pass both exams.
How many questions are on each Hawaii exam?
Property is 88 total questions (83 scored + 5 pretest). Casualty is 97 total questions (91 scored + 6 pretest). Pretest questions are unscored and mixed into each exam.
What score do I need to pass Hawaii P&C exams?
You need a 70% passing score on each exam. Passing one exam does not automatically satisfy the other line's requirement.
What are Hawaii's key auto insurance minimums tested on the exam?
Hawaii's no-fault baseline includes 20/40/10 liability minimums plus at least $10,000 Personal Injury Protection (PIP). Policies must also offer UM/UIM, which may be rejected in writing.
What continuing education does Hawaii require after licensing?
Hawaii generally requires 24 CE credits every 2 years, including 3 ethics credits. Dual-line producers must satisfy the line-distribution rule, which effectively requires balanced credits across both lines.