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Free Georgia P&C Exam Prep

Georgia Property & Casualty Insurance

Prepare for the Georgia P&C exam without spending hundreds on expensive prep courses. Free study guides, practice questions, flashcards, and related exam resources.

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Your Study Path

Georgia Property & Casualty Insurance License: Complete Roadmap

Follow this path to organize your licensing and exam preparation

1

Georgia Pre-License Course

Complete the required OCI-approved pre-license course covering Property and Casualty insurance fundamentals.

16-40
hours
2

National P&C Fundamentals

Master foundational P&C insurance concepts: property insurance basics, casualty insurance principles, policy structures, and general concepts.

20
hours
Start this step
3

Georgia P&C RegulationsYou are here

Study Georgia-specific laws including OCI regulations, auto insurance requirements (25/50/25), 50% bar rule, and workers' compensation.

15
hours
4

Georgia Property Insurance

Learn Georgia Underwriting Association, beach and brush plans, and Georgia-specific property regulations.

10
hours
Estimated total study time
61 hours
That's about 7 weeks at 10 hours/week

Can You Take the Georgia P&C Exam?

Check if you meet the basic eligibility requirements

Age
18 years or older
Education
16-40 hours OCI-approved pre-license education (Property 8 hrs + Casualty 8 hrs minimum)
Background Check
Required
Fingerprinting
Required via Fieldprint
Additional Requirements
  • Must select BOTH Property and Casualty when applying - Georgia does not license separately
  • Citizenship affidavit (GID-276-EN) required
  • Secure documents confirming lawful US presence required
  • CPCU designation holders can waive education and exam
  • Licensed producers from other states can apply within 90 days of moving (if license active)
  • Total licensing cost around $450 including prep course

Georgia P&C Quick Facts

Time to Get Licensed

3-5 weeks

From start to license in hand

Exam Provider

Pearson VUE

In-Person Only
Schedule Your Exam

Retake Policy

24-hour wait between attempts; must pass within 1 year of pre-license certificate

Temporary License

90-day temporary license available with sponsoring company

Total Cost Breakdown

Exam Fee$63
Application Fee$15-30
Fingerprint Fee~$50-70 (Fieldprint)
Pre-License Education$150-300 (16-40 hour course)
NIPR Transaction Fee$5.60
Total Estimated Cost$283-468

Exam Exemptions

Holders of these professional designations may be exempt from all or part of the exam:

CPCU

Chartered Property Casualty Underwriter - waiver of education and exam

CIC

Certified Insurance Counselor - may qualify for waiver

Why Choose Us

Free Georgia P&C Prep Tools

Reported exam pass rate: ~65-70% (varies by attempt). Check the exam sponsor for the latest official figure.

384+ Practice Questions

Practice by topic with detailed answer explanations

AI Tutor Explains Mistakes

Understand why answers are wrong, not just which ones

Updated for 2026

Review the latest update date on each resource

$0 Forever

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What You'll Study

24 chapters covering the exam topics in this guide

1

Standalone Coverage Map

1 sections

2

Introduction: Georgia Property & Casualty Insurance Exam Overview

1 sections

3

National Portion: Insurance Fundamentals

5 sections

4

National Portion: Property Insurance Concepts

5 sections

5

National Portion: Dwelling Policies (DP)

4 sections

6

National Portion: Homeowners Policies - Forms & Section I

4 sections

7

National Portion: Homeowners Policies - Section II & Endorsements

3 sections

8

National Portion: Personal Auto Policy - Liability & Injury

4 sections

9

National Portion: Personal Auto Policy - Physical Damage & Duties

3 sections

10

National Portion: Liability Insurance Concepts

4 sections

11

National Portion: Commercial Property Insurance

5 sections

12

National Portion: Commercial General Liability - Coverages

3 sections

13

National Portion: Commercial General Liability - Limits, Triggers & Exclusions

3 sections

14

National Portion: Commercial Auto Insurance

5 sections

15

National Portion: Workers Compensation

5 sections

16

National Portion: Other Commercial Lines - BOP, Crime & Marine

4 sections

17

National Portion: Other Commercial Lines - Specialty & Professional

4 sections

18

National Portion: Other Commercial Lines - Surety, Flood & Specialty

3 sections

19

National Portion: Insurance Regulation & Market Conduct

3 sections

20

National Portion: Ethics & Unfair Trade Practices

3 sections

21

Chapter 1: Georgia P&C Insurance Regulation & Licensing

3 sections

22

Chapter 2: Georgia Property Insurance Laws

3 sections

23

Chapter 3: Georgia Casualty Insurance Laws

3 sections

24

Chapter 4: Georgia P&C Insurance Ethics & Prohibited Practices

3 sections

Georgia P&C-Specific Topics Covered

Georgia Office of Insurance Commissioner (OCI) - Elected CommissionerPre-License Education RequirementsAuto Insurance Minimums (25/50/25)50% Bar Rule (Modified Comparative Fault)Georgia Underwriting AssociationBeach and Brush PlansGeorgia Insurers Insolvency Pool (GIGA)Citizenship Affidavit RequirementFieldprint FingerprintingWorkers' Compensation RequirementsProducer Licensing Requirements24 Hours CE Every 2 Years

Georgia P&C Exam Details

Georgia Property & Casualty Insurance

Administered by Georgia Office of Insurance Commissioner (OCI)

Official Source
70%
Passing Score
125
Questions
2.5
Hours
$65 exam fee + licensing fees
Exam Fee
Study time: 50-70 hours
Prerequisites: 16-40 hours pre-license education (varies by source - check OCI for current requirements)

Exam Content Breakdown

Based on the official Georgia Office of Insurance Commissioner (OCI) content outline

Georgia P&C Regulation15%

OCI structure (elected Commissioner), licensing requirements

Property Insurance Laws25%

Georgia Underwriting Association, beach/brush plans, property forms

Casualty Insurance Laws35%

At-fault auto 25/50/25, 50% bar rule, workers compensation

Ethics & Prohibited Practices25%

Claims handling, GIGA guaranty, unfair practices, producer conduct

What's Included

24 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

Free to Start

No credit card required

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CFP®
Why It's Free

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What's Next After the Georgia P&C?

After passing the Georgia P&C, you can pursue these career paths

Georgia P&C Exam FAQ

Official Georgia Office of Insurance Commissioner (OCI) Resources

Verify information with these official sources

More Free Resources

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