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Free Delaware P&C Exam Prep

Delaware Property & Casualty Insurance

Prepare for the Delaware P&C exam without spending hundreds on expensive prep courses. Free study guides, practice questions, flashcards, and related exam resources.

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Your Study Path

Delaware Property & Casualty Insurance License: Complete Roadmap

Follow this path to organize your licensing and exam preparation

1

National P&C Fundamentals

Master foundational P&C insurance concepts: property insurance basics, casualty insurance principles, policy structures, and general insurance concepts.

25
hours
Start this step
2

Delaware P&C RegulationsYou are here

Study Delaware-specific laws including DOI regulations, coastal property risks, 25/50/10 auto liability minimums, and mandatory PIP requirements.

15
hours
3

Delaware Property Insurance

Learn homeowners requirements, coastal risks, hurricane and flood coverage, and Delaware-specific property regulations.

10
hours
4

Practice Exams

Complete separate practice exams for Property (85 questions) and Casualty (95 questions) sections.

15
hours
Estimated total study time
65 hours
That's about 7 weeks at 10 hours/week

Can You Take the Delaware P&C Exam?

Check if you meet the basic eligibility requirements

Age
18 years or older
Education
No pre-license education required (highly recommended)
Background Check
Required via Delaware State Police ($65)
Fingerprinting
Required - submit criminal history report within 90 days of application
Additional Requirements
  • Property and Casualty are TWO separate exams
  • Single $90 fee covers both exams if taken same day
  • Exam via Pearson VUE (test center or remote proctored)
  • Two forms of ID required (one government photo ID with signature)
  • Must apply for license within 12 months of passing exam
  • NFIP 3-hour course required for flood insurance sales

Delaware P&C Quick Facts

Time to Get Licensed

3-5 weeks

From start to license in hand

Exam Provider

Pearson VUE

Remote Testing Available
Schedule Your Exam

Retake Policy

24-hour wait between attempts; 12 months to apply after passing

Temporary License

90-day temporary license available

Total Cost Breakdown

Exam Fee$90 (both exams same day)
Application Fee$50
Fingerprint Fee~$50 (DSP)
NIPR Transaction Fee$5.60
Total Estimated Cost$195-220

Exam Exemptions

Holders of these professional designations may be exempt from all or part of the exam:

CPCU

Chartered Property Casualty Underwriter - may qualify for exam exemption

CIC

Certified Insurance Counselor - may qualify for exam exemption

Why Choose Us

Free Delaware P&C Prep Tools

Reported exam pass rate: ~65-70% (varies by attempt). Check the exam sponsor for the latest official figure.

380+ Practice Questions

Practice by topic with detailed answer explanations

AI Tutor Explains Mistakes

Understand why answers are wrong, not just which ones

Updated for 2026

Review the latest update date on each resource

$0 Forever

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What You'll Study

24 chapters covering the exam topics in this guide

1

Standalone Coverage Map

1 sections

2

Introduction: Delaware Property & Casualty Insurance Exam Overview

1 sections

3

National Portion: Insurance Fundamentals

5 sections

4

National Portion: Property Insurance Concepts

5 sections

5

National Portion: Dwelling Policies (DP)

4 sections

6

National Portion: Homeowners Policies - Forms & Section I

4 sections

7

National Portion: Homeowners Policies - Section II & Endorsements

3 sections

8

National Portion: Personal Auto Policy - Liability & Injury

4 sections

9

National Portion: Personal Auto Policy - Physical Damage & Duties

3 sections

10

National Portion: Liability Insurance Concepts

4 sections

11

National Portion: Commercial Property Insurance

5 sections

12

National Portion: Commercial General Liability - Coverages

3 sections

13

National Portion: Commercial General Liability - Limits, Triggers & Exclusions

3 sections

14

National Portion: Commercial Auto Insurance

5 sections

15

National Portion: Workers Compensation

5 sections

16

National Portion: Other Commercial Lines - BOP, Crime & Marine

4 sections

17

National Portion: Other Commercial Lines - Specialty & Professional

4 sections

18

National Portion: Other Commercial Lines - Surety, Flood & Specialty

3 sections

19

National Portion: Insurance Regulation & Market Conduct

3 sections

20

National Portion: Ethics & Unfair Trade Practices

3 sections

21

Chapter 1: Delaware P&C Insurance Regulation & Licensing

4 sections

22

Chapter 2: Delaware Property Insurance

2 sections

23

Chapter 3: Delaware Auto & Casualty Insurance

2 sections

24

Chapter 4: Delaware Ethics & Professional Conduct

2 sections

Delaware P&C-Specific Topics Covered

Delaware Department of Insurance (DOI) RegulationsCommissioner (appointed by Governor)Delaware Insurance CodeAuto Insurance Minimums (25/50/10)Mandatory UM/UIM CoverageMandatory PIP Coverage (15/30)Coastal Property RisksHurricane and Flood CoverageWorkers' Compensation RequirementsProducer Licensing RequirementsNational Flood Insurance Program (NFIP) - 3hr course first renewalContinuing Education (24 hours/2 years, 3 ethics)Biennial Renewal (February even years)

Delaware P&C Exam Details

Delaware Property & Casualty Insurance

Administered by Delaware Department of Insurance (DOI)

Official Source
70%
Passing Score
180
Questions
4
Hours
$90 exam fee + $100 application + $65 fingerprint + $5.60 NIPR
Exam Fee
Study time: 50-70 hours
Prerequisites: None (no pre-license education required)

Exam Content Breakdown

Based on the official Delaware Department of Insurance (DOI) content outline

DE Regulation15%

DOI structure, Commissioner appointed, licensing requirements

Property Insurance Laws25%

Homeowners, coastal risks, hurricane/flood coverage

Casualty Insurance Laws35%

Auto 25/50/10 minimums, mandatory UM/UIM, PIP 15/30

Ethics & Prohibited Practices25%

Claims handling, 5-year record retention, producer conduct

What's Included

24 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

Free to Start

No credit card required

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Why It's Free

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What's Next After the Delaware P&C?

After passing the Delaware P&C, you can pursue these career paths

Delaware P&C Exam FAQ

Official Delaware Department of Insurance (DOI) Resources

Verify information with these official sources

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