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Key Facts: DE Property & Casualty Exam
50 + 10 / 35 + 7
Property Sections
Pearson VUE DE handbook (general + state)
50 + 10 / 45 + 9
Casualty Sections
Pearson VUE DE handbook (general + state)
70%
Passing Score
Pearson VUE DE handbook
$90
Same-Day Fee (Both Exams)
Pearson VUE DE handbook
25/50/10
DE Auto Minimums
21 Del. C. §2902
15,000 / 30,000
DE PIP Minimums
21 Del. C. §2118
Pearson VUE's Delaware handbook lists a two-exam path: Property (50 scored + 10 pretest general, then 35 scored + 7 pretest state) and Casualty (50 scored + 10 pretest general, then 45 scored + 9 pretest state). Each section requires a 70% passing score. Delaware lists no prelicense education requirement and no exam-waiver program in the handbook. Core state law numbers include 25/50/10 auto liability minimums (21 Del. C. §2902), PIP minimums of 15,000/30,000 (21 Del. C. §2118), and UM/UIM offer minimums of 25/50 (18 Del. C. §3902).
Sample DE Property & Casualty Practice Questions
Try these sample questions to review concepts for the DE Property & Casualty exam. Each question includes a detailed explanation. Start the interactive quiz above for the full 428+ question experience with AI tutoring.
1Which agency regulates property and casualty insurance in Delaware?
2How is the Delaware Insurance Commissioner selected?
3What is the required passing score for Delaware property and casualty licensing exams?
4What is the Delaware Property General exam structure?
5What is the Delaware Property State exam structure?
6What is the Delaware Casualty General exam structure?
7What is the Delaware Casualty State exam structure?
8If a candidate takes both Delaware property and casualty exams on the same day, how is the exam fee handled?
9What is Delaware's prelicense education requirement for producer candidates according to the candidate handbook?
10What does the Delaware candidate handbook indicate about an exam waiver program for P&C licensing?
About the DE Property & Casualty Exam
Delaware licenses full P&C authority through separate Property and Casualty producer exams. Tested content combines national insurance fundamentals with Delaware law, including DOI regulation, producer compliance duties, auto minimums, no-fault PIP, and UM/UIM offer requirements.
Exam sponsor: Delaware Department of Insurance (DOI) / Pearson VUE. The requirements and fees below concern the certification or admission exam, separate from our free practice resources.
Questions
180 questions
Time Limit
4 hours 30 minutes total
Passing Score
70% on each exam section
Reported exam pass rate: Not published. Delaware DOI/Pearson VUE do not publish a current statewide first-time pass rate Exam sponsor website
Fees, eligibility, and exam policies can change. Confirm them with the exam sponsor before applying or paying.
Our practice resources: topics covered
We aim to reflect publicly available exam outlines and topic information in our study resources. Coverage, format, and difficulty may differ from the actual exam, and we cannot guarantee that every detail is accurate or current. Confirm exam requirements, fees, and policies with the official exam sponsor.
Property General Content
National property concepts: policy forms, underwriting, valuation, endorsements, and claims principles from the general property section
Property Delaware Law
Delaware property regulation and state-specific producer/legal concepts tested in the property state section
Casualty General Content
National casualty concepts: personal/commercial auto, liability, workers compensation, and core casualty contract principles
Casualty Delaware Law
Delaware casualty law including producer compliance, auto minimums, PIP, UM/UIM offers, and ethics/prohibited practices
Preparing for the DE Property & Casualty Exam
What You Need to Know
- Passing score: 70% on each exam section
- Exam length: 180 questions
- Time limit: 4 hours 30 minutes total
- Exam / certification fees: $90 (both exams if taken same day) Official sources
Using Our Practice Resources
- Work through all 428 available questions
- Review every answer and explanation
- Track weak areas and revisit them
- Use our AI tutor for tough concepts
DE Property & Casualty: Suggested Study Strategy
Frequently Asked Questions
Is Delaware a single combined P&C exam?
No. Delaware uses separate Property and Casualty producer exams, and each exam has distinct general and state sections. Most candidates seeking full P&C authority complete both exams.
What are the Delaware exam question counts and time limits?
Property: General 50 scored + 10 pretest (75 minutes), then State 35 scored + 7 pretest (60 minutes). Casualty: General 50 scored + 10 pretest (75 minutes), then State 45 scored + 9 pretest (60 minutes).
What score do I need to pass Delaware P&C exams?
Delaware uses a 70% passing score. Because pretest questions are mixed into each section, candidates should target practice scores comfortably above 70% before scheduling.
Does Delaware require prelicense education before the P&C exams?
Delaware's candidate handbook lists prelicense education as not required (N/A) for this exam path. Many candidates still use prep courses for structure, but the state does not mandate prelicense hours.
What Delaware-specific auto law numbers are commonly tested?
Key Delaware numbers include 25/50/10 liability minimums under 21 Del. C. §2902, no-fault PIP minimums of 15,000 per person and 30,000 per accident under 21 Del. C. §2118, and UM/UIM offer minimums of at least 25/50 under 18 Del. C. §3902.
What 2026 Delaware regulatory updates are relevant for candidates?
DOI bulletins reissued/revised in early 2026 include Bulletin 151 (premium geographic allocation reporting), Bulletin 283 (data security requirements), Bulletin 159 with PA 38 (producer/business entity fees), and Bulletin 205 (payroll audit practices). Candidates should review current DOI bulletins before test day.