200+ Free DE Property & Casualty Practice Questions
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Key Facts: DE Property & Casualty Exam
50 + 10 / 35 + 7
Property Sections
Pearson VUE DE handbook (general + state)
50 + 10 / 45 + 9
Casualty Sections
Pearson VUE DE handbook (general + state)
70%
Passing Score
Pearson VUE DE handbook
$90
Same-Day Fee (Both Exams)
Pearson VUE DE handbook
25/50/10
DE Auto Minimums
21 Del. C. §2902
15,000 / 30,000
DE PIP Minimums
21 Del. C. §2118
Pearson VUE's Delaware handbook lists a two-exam path: Property (50 scored + 10 pretest general, then 35 scored + 7 pretest state) and Casualty (50 scored + 10 pretest general, then 45 scored + 9 pretest state). Each section requires a 70% passing score. Delaware lists no prelicense education requirement and no exam-waiver program in the handbook. Core state law numbers include 25/50/10 auto liability minimums (21 Del. C. §2902), PIP minimums of 15,000/30,000 (21 Del. C. §2118), and UM/UIM offer minimums of 25/50 (18 Del. C. §3902).
About the DE Property & Casualty Exam
Delaware licenses full P&C authority through separate Property and Casualty producer exams. Tested content combines national insurance fundamentals with Delaware law, including DOI regulation, producer compliance duties, auto minimums, no-fault PIP, and UM/UIM offer requirements.
Questions
180 scored questions
Time Limit
4 hours 30 minutes total
Passing Score
70% on each exam section
Exam Fee
$90 (both exams if taken same day) (Delaware Department of Insurance (DOI) / Pearson VUE)
DE Property & Casualty Exam Content Outline
Property General Content
National property concepts: policy forms, underwriting, valuation, endorsements, and claims principles from the general property section
Property Delaware Law
Delaware property regulation and state-specific producer/legal concepts tested in the property state section
Casualty General Content
National casualty concepts: personal/commercial auto, liability, workers compensation, and core casualty contract principles
Casualty Delaware Law
Delaware casualty law including producer compliance, auto minimums, PIP, UM/UIM offers, and ethics/prohibited practices
How to Pass the DE Property & Casualty Exam
What You Need to Know
- Passing score: 70% on each exam section
- Exam length: 180 questions
- Time limit: 4 hours 30 minutes total
- Exam fee: $90 (both exams if taken same day)
Keys to Passing
- Complete 500+ practice questions
- Score 80%+ consistently before scheduling
- Focus on highest-weighted sections
- Use our AI tutor for tough concepts
DE Property & Casualty Study Tips from Top Performers
Frequently Asked Questions
Is Delaware a single combined P&C exam?
No. Delaware uses separate Property and Casualty producer exams, and each exam has distinct general and state sections. Most candidates seeking full P&C authority complete both exams.
What are the Delaware exam question counts and time limits?
Property: General 50 scored + 10 pretest (75 minutes), then State 35 scored + 7 pretest (60 minutes). Casualty: General 50 scored + 10 pretest (75 minutes), then State 45 scored + 9 pretest (60 minutes).
What score do I need to pass Delaware P&C exams?
Delaware uses a 70% passing score. Because pretest questions are mixed into each section, candidates should target practice scores comfortably above 70% before scheduling.
Does Delaware require prelicense education before the P&C exams?
Delaware's candidate handbook lists prelicense education as not required (N/A) for this exam path. Many candidates still use prep courses for structure, but the state does not mandate prelicense hours.
What Delaware-specific auto law numbers are commonly tested?
Key Delaware numbers include 25/50/10 liability minimums under 21 Del. C. §2902, no-fault PIP minimums of 15,000 per person and 30,000 per accident under 21 Del. C. §2118, and UM/UIM offer minimums of at least 25/50 under 18 Del. C. §3902.
What 2026 Delaware regulatory updates are relevant for candidates?
DOI bulletins reissued/revised in early 2026 include Bulletin 151 (premium geographic allocation reporting), Bulletin 283 (data security requirements), Bulletin 159 with PA 38 (producer/business entity fees), and Bulletin 205 (payroll audit practices). Candidates should review current DOI bulletins before test day.