Free DE Life & Health Exam Prep
Delaware Life & Health Insurance Producer (InsDE_Life01 + InsDE_Health02)
Prepare for the DE Life & Health exam without spending hundreds on expensive prep courses. Free study guides, practice questions, flashcards, and related exam resources.
Quick Facts
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Delaware Life & Health Insurance License: Complete Roadmap
Follow this path to organize your licensing and exam preparation
Build Life and Health National Core
Start with policy structure, provisions, underwriting, annuities, disability, and medical-plan fundamentals before drilling Delaware law sections.
Master Delaware Producer Law and EthicsYou are here
Prioritize Chapter 17 licensing and appointment rules, Chapter 23 unfair-practice standards, Chapter 24 fraud references, and commissioner enforcement powers.
Drill Delaware Line-Specific Law
Focus on life replacement/solicitation references (Regs 1204 and 1203), Medicare supplement (Reg 1501), LTC (Reg 1404), and health minimum standards (Reg 1304).
Practice Timed Section Blocks
Use separate 60- and 75-minute sets to match Delaware general/state section timing and reinforce passing both portions within one year.
Can You Take the DE Life & Health Exam?
Check if you meet the basic eligibility requirements
- •Producer applications and renewals are processed electronically through NIPR for standard workflows
- •Insurers generally must appoint producers acting as insurer agents within 15 days of contract execution or first application submission
- •Resident producer renewals are due by February 28 in even years; nonresident producer renewals are due by February 28 in odd years
- •Resident producers subject to CE complete 24 credits per biennium including 3 ethics credits; nonresident producers are generally exempt from Delaware CE
- •A resident or nonresident producer selling annuity products in Delaware must complete a one-time 4-hour approved annuity training course
- •For split producer exams, failed portions must be passed within one year of the first passed portion or the full exam must be retaken
DE Life & Health Quick Facts
Time to Get Licensed
4-8 weeks for most candidates
From start to license in hand
Retake Policy
Delaware handbook states candidates must wait 24 hours before rescheduling; for split producer exams, both portions must be passed within one year or the full exam must be retaken.
Total Cost Breakdown
Free DE Life & Health Prep Tools
Reported exam pass rate: Not publicly published by Delaware DOI / Pearson VUE. Check the exam sponsor for the latest official figure.
625+ Practice Questions
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AI Tutor Explains Mistakes
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Updated for 2026
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What You'll Study
24 chapters covering the exam topics in this guide
Standalone Coverage Map
1 sections
Introduction: Delaware Life & Health Insurance Exam Overview
1 sections
National Portion: Principles of Insurance
4 sections
National Portion: Insurance Contracts & the Marketplace
4 sections
National Portion: Life Insurance Basics & Term
3 sections
National Portion: Whole Life & Universal Life
4 sections
National Portion: Variable & Specialized Life Products
4 sections
National Portion: Life Insurance Policy Provisions
4 sections
National Portion: Policy Options, Riders, Dividends & Nonforfeiture
4 sections
National Portion: Underwriting, Policy Delivery & Group Life
3 sections
National Portion: Annuity Fundamentals & Types
4 sections
National Portion: Annuity Payouts & Taxation of Life/Annuities
3 sections
National Portion: Qualified Retirement Plans
3 sections
National Portion: Health Insurance Basics & Medical Expense
4 sections
National Portion: Health Policy Provisions & Group Health
3 sections
National Portion: Disability Income Insurance
4 sections
National Portion: Long-Term Care & Other Health Products
3 sections
National Portion: Medicare & Medicare Supplements
3 sections
National Portion: Medicaid, ACA & Health Insurance Taxation
3 sections
National Portion: Insurance Regulation, Licensing & Ethics
4 sections
Chapter 1: Delaware Insurance Regulation & Licensing
3 sections
Chapter 2: Delaware Life Insurance Laws
3 sections
Chapter 3: Delaware Health Insurance Laws
3 sections
Chapter 4: Delaware Insurance Ethics & Prohibited Practices
3 sections
DE Life & Health-Specific Topics Covered
DE Life & Health Exam Details
Delaware Life & Health Insurance Producer (InsDE_Life01 + InsDE_Health02)
Administered by Delaware Department of Insurance / Pearson VUE
Exam Content Breakdown
Based on the official Delaware Department of Insurance / Pearson VUE content outline
Life policy types, provisions/riders, underwriting and delivery, retirement concepts, and life-tax fundamentals
Health policy types, provisions/clauses/riders, social insurance, underwriting, disability and medical plan concepts
Title 18 Chapter 17 licensing, appointments, reporting duties, CE references, and commissioner authority tested in both state sections
Chapter 23 unfair practices, Chapter 24 fraud, producer conduct expectations, and ethics-heavy state testing blocks
Credit life/health and guaranty association references common to both life and health state sections
Life-specific statutes (replacement/solicitation/nonforfeiture) and health-specific statutes (Medicare supplement, LTC, and health standards)
What's Included
24 Chapters
Complete exam coverage
Practice Quizzes
With detailed explanations
Free to Start
No credit card required
Quality Exam Prep Shouldn't Cost Hundreds
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What's Next After the DE Life & Health?
After passing the DE Life & Health, you can pursue these career paths
DE Life & Health Exam FAQ
Official Delaware Department of Insurance / Pearson VUE Resources
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