200+ Free DE Life & Health Practice Questions
Pass your Delaware Life & Health Insurance Producer (InsDE_Life01 + InsDE_Health02) exam on the first try — instant access, no signup required.
Which Delaware agency regulates insurance producers and insurers?
Key Facts: DE Life & Health Exam
50+10 / 40+6
Life Exam Split
Delaware Pearson VUE handbook (InsDE_Life01)
50+10 / 42+13
Health Exam Split
Delaware Pearson VUE handbook (InsDE_Health02)
75 + 60 min
Time per Line
General + state section timing
$90
Major-Line Exam Fee
Pearson VUE Delaware handbook
No required prelicense
Licensing Path
Delaware producer licensing FAQ
1 year
Window to pass both portions
Delaware score-report policy
As of February 27, 2026, Delaware Pearson VUE materials list InsDE_Life01 at 50+10 (75 min) general and 40+6 (60 min) state, and InsDE_Health02 at 50+10 (75 min) general and 42+13 (60 min) state. Delaware does not require prelicensing education, uses a $90 major-line exam fee with same-day two-major-line one-fee policy, and requires producers to pass both portions of each exam line within one year.
Sample DE Life & Health Practice Questions
Try these sample questions to test your DE Life & Health exam readiness. Each question includes a detailed explanation. Start the interactive quiz above for the full 200+ question experience with AI tutoring.
1Which Delaware agency regulates insurance producers and insurers?
2How is the Delaware Insurance Commissioner selected?
3Which title of Delaware law contains the core insurance statutes tested on producer exams?
4What is the Delaware Life Producer (InsDE_Life01) general exam format?
5What is the Delaware Life Producer (InsDE_Life01) state exam format?
6What is the Delaware Accident and Health Producer (InsDE_Health02) general exam format?
7What is the Delaware Accident and Health Producer (InsDE_Health02) state exam format?
8How does Delaware apply exam fees when a candidate schedules both major-line exams on the same day?
9Which statement best describes Delaware pre-licensing education for life and health producer applicants?
10What is the Delaware producer license application fee listed for both resident and nonresident applicants?
About the DE Life & Health Exam
Delaware tests Life and Accident & Health as separate producer exams, each split into general knowledge and Delaware law sections. The state content emphasizes producer licensing under Title 18 Chapter 17, ethics and unfair practices, Medicare supplement and LTC rules, and Delaware-specific replacement/solicitation standards.
Questions
182 scored questions
Time Limit
4 hours 30 minutes total (if both lines are taken same day)
Passing Score
70% (scaled score shown on score report)
Exam Fee
$90 per exam (one $90 fee if both major-line exams are scheduled the same day) (Delaware Department of Insurance / Pearson VUE)
DE Life & Health Exam Content Outline
Life General Knowledge
Life products, provisions/riders, application/underwriting/delivery, retirement concepts, and tax treatment of life/annuity products
Health General Knowledge
Health policy types, clauses/riders, social insurance, underwriting procedures, disability/LTC concepts, and medical plan structures
Delaware Licensing and Producer Law
Title 18 Chapter 17 producer rules, appointments, address/reporting duties, CE framework, and commissioner enforcement authority
Delaware Ethics and Common Life/Health Law
Chapter 23 unfair practices, Chapter 24 fraud, credit life/health, guaranty association, and ethics-heavy market conduct expectations
Delaware Life-Specific Statutes
Standard life provisions, nonforfeiture, replacement (Reg 1204), life solicitation (Reg 1203), and group life statutory requirements
Delaware Health-Specific Statutes
Individual/group health provisions, Regulation 1304 standards, Medicare supplement (Reg 1501), LTC (Reg 1404), and AIDS-testing references
How to Pass the DE Life & Health Exam
What You Need to Know
- Passing score: 70% (scaled score shown on score report)
- Exam length: 182 questions
- Time limit: 4 hours 30 minutes total (if both lines are taken same day)
- Exam fee: $90 per exam (one $90 fee if both major-line exams are scheduled the same day)
Keys to Passing
- Complete 500+ practice questions
- Score 80%+ consistently before scheduling
- Focus on highest-weighted sections
- Use our AI tutor for tough concepts
DE Life & Health Study Tips from Top Performers
Frequently Asked Questions
How are Delaware Life and Health producer exams structured?
Delaware uses separate major-line exams. Life (InsDE_Life01) has 50 scored + 10 pretest general questions (75 minutes) and 40 scored + 6 pretest state questions (60 minutes). Health (InsDE_Health02) has 50 scored + 10 pretest general questions (75 minutes) and 42 scored + 13 pretest state questions (60 minutes).
What does the Delaware exam fee policy look like for Life and Health?
Pearson VUE lists a $90 major-line exam fee. If you schedule both major-line exams on the same day, Delaware's policy applies one $90 exam fee for those two major-line reservations.
Does Delaware require prelicensing education before testing?
Delaware producer licensing FAQ guidance states prelicensing education is not required for resident or nonresident producer licensing. Many candidates still complete prep coursework to improve pass probability and reduce retakes.
What Delaware-specific compliance topics are high priority?
Expect strong emphasis on producer licensing/appointments under Title 18 Chapter 17, unfair-practice and fraud enforcement (Chapters 23 and 24), replacement and solicitation regulations, and senior-market topics such as Medicare supplement and LTC standards.
What are key post-pass maintenance rules in Delaware?
Resident producers generally renew by February 28 in even years and must complete CE requirements to renew. Delaware CE references include 24 total credits with 3 ethics for resident producers subject to CE, plus specific training triggers such as one-time annuity training and LTC/flood topic requirements when applicable.