Free Colorado P&C Exam Prep
Colorado Property & Casualty Insurance
Pass your Colorado P&C exam without spending hundreds on expensive prep courses. Free study guides, practice questions, flashcards, and related exam resources.
Quick Facts
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Colorado Property & Casualty Insurance License: Complete Roadmap
Follow this path to maximize your chances of passing on the first try
National P&C Fundamentals
Master foundational P&C insurance concepts: property insurance basics, casualty insurance principles, policy structures, and general insurance concepts tested on the exam.
Colorado P&C RegulationsYou are here
Study Colorado-specific laws including DORA DOI regulations, CO FAIR Plan, hail disclosure requirements, auto insurance minimums (25/50/15), and Pinnacol workers compensation.
Colorado Property Insurance
Learn CO FAIR Plan for hard-to-place property risks, hail disclosure requirements, percentage deductibles, homeowners coverage, and Colorado-specific property regulations.
Colorado Casualty & Ethics
Master auto insurance minimums, 50% comparative fault bar, Pinnacol workers comp, CPCIGA guaranty association, and producer conduct standards.
Can You Take the Colorado P&C Exam?
Check if you meet the basic eligibility requirements
- •50 hours pre-license education required per line (incl. 3 ethics, 3 general CO law, 4 line-specific CO law)
- •Must pass BOTH Property (75 scored q) AND Casualty (81 scored q) exams separately
- •Pearson VUE administers exams - online and test center options
- •$41 for both exams when scheduled together at test center
- •Pre-license certificate valid for 1 year from completion
- •Must apply for license within 12 months of passing exam
- •DORA licensing fee schedule updated effective March 1, 2026
Colorado P&C Quick Facts
Time to Get Licensed
4-6 weeks
From start to license in hand
Retake Policy
24-hour wait between attempts; no limit on retakes; certificate valid 1 year
Temporary License
Not available in Colorado
Total Cost Breakdown
Exam Exemptions
Holders of these professional designations may be exempt from all or part of the exam:
Chartered Property Casualty Underwriter - may qualify for exam exemption
Certified Insurance Counselor - may qualify for exam exemption
Free Colorado P&C Prep That Actually Works
The official pass rate is Not published by Colorado DOI or Pearson VUE. Our students do better.
388+ Practice Questions
More free questions than most paid courses
AI Tutor Explains Mistakes
Understand why answers are wrong, not just which ones
Updated for 2026
Content reflects latest exam changes
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What You'll Study
24 chapters covering everything you need to pass
Standalone Coverage Map
1 sections
Introduction: Colorado Property & Casualty Insurance Exam Overview
1 sections
National Portion: Insurance Fundamentals
5 sections
National Portion: Property Insurance Concepts
5 sections
National Portion: Dwelling Policies (DP)
4 sections
National Portion: Homeowners Policies - Forms & Section I
4 sections
National Portion: Homeowners Policies - Section II & Endorsements
3 sections
National Portion: Personal Auto Policy - Liability & Injury
4 sections
National Portion: Personal Auto Policy - Physical Damage & Duties
3 sections
National Portion: Liability Insurance Concepts
4 sections
National Portion: Commercial Property Insurance
5 sections
National Portion: Commercial General Liability - Coverages
3 sections
National Portion: Commercial General Liability - Limits, Triggers & Exclusions
3 sections
National Portion: Commercial Auto Insurance
5 sections
National Portion: Workers Compensation
5 sections
National Portion: Other Commercial Lines - BOP, Crime & Marine
4 sections
National Portion: Other Commercial Lines - Specialty & Professional
4 sections
National Portion: Other Commercial Lines - Surety, Flood & Specialty
3 sections
National Portion: Insurance Regulation & Market Conduct
3 sections
National Portion: Ethics & Unfair Trade Practices
3 sections
Chapter 1: Colorado P&C Insurance Regulation & Licensing
3 sections
Chapter 2: Colorado Property Insurance Laws
3 sections
Chapter 3: Colorado Casualty Insurance Laws
3 sections
Chapter 4: Colorado P&C Insurance Ethics & Prohibited Practices
3 sections
Colorado P&C-Specific Topics Covered
Colorado P&C Exam Details
Colorado Property & Casualty Insurance
Administered by Colorado Division of Insurance (DORA)
Exam Content Breakdown
Based on the official Colorado Division of Insurance (DORA) content outline
DORA DOI structure, 50-hour pre-license requirement, licensing
CO FAIR Plan, hail disclosure, percentage deductibles, homeowners
At-fault auto, 25/50/15 minimums, 50% bar, Pinnacol workers comp
Claims handling, CPCIGA guaranty fund, producer conduct
What's Included
24 Chapters
Complete exam coverage
Practice Quizzes
With detailed explanations
Free to Start
No credit card required
Quality Exam Prep Shouldn't Cost Hundreds
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What's Next After the Colorado P&C?
After passing the Colorado P&C, you can pursue these career paths
Colorado P&C Exam FAQ
Official Colorado Division of Insurance (DORA) Resources
Verify information with these official sources
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