Free Study GuidePractice questions, flashcards, and related resources

Free Arkansas P&C Exam Prep

Arkansas Property & Casualty Insurance

Prepare for the Arkansas P&C exam without spending hundreds on expensive prep courses. Free study guides, practice questions, flashcards, and related exam resources.

Same family resources

Explore More Property & Casualty Insurance

Continue into nearby exams from the same family. Each card keeps practice questions, study guides, flashcards, videos, and articles in one place.

Your Study Path

Arkansas Property & Casualty Insurance License: Complete Roadmap

Follow this path to organize your licensing and exam preparation

1

National P&C Fundamentals

Master foundational P&C insurance concepts: property insurance basics, casualty insurance principles, policy structures, and general insurance concepts.

20
hours
Start this step
2

Arkansas P&C RegulationsYou are here

Study Arkansas-specific laws including AID regulations, tornado and severe weather coverage, 25/50/25 auto liability minimums, and mandatory UM/UIM requirements.

15
hours
3

Arkansas Property Insurance

Learn homeowners requirements, tornado/severe weather coverage, flood insurance considerations, and Arkansas-specific property regulations.

10
hours
4

AR Pre-License Course

Complete mandatory 20-hour AID-approved pre-license education course covering Arkansas Insurance Code and producer ethics.

20
hours
Estimated total study time
65 hours
That's about 7 weeks at 10 hours/week

Can You Take the Arkansas P&C Exam?

Check if you meet the basic eligibility requirements

Age
18 years or older
Education
20 hours pre-license education from approved provider
Background Check
Required via AID fingerprinting ($24)
Fingerprinting
Required - submit before examination
Additional Requirements
  • Pre-license certificate valid for 2 years
  • Must pass exam within 90 days of approval to test
  • Maximum 3 exam attempts within 90-day permit period
  • After 3 failures or 90 days: 4-week wait and restart process
  • Two forms of ID required at testing center
  • Must bring pre-license course completion certificate

Arkansas P&C Quick Facts

Time to Get Licensed

3-5 weeks

From start to license in hand

Exam Provider

PSI Services

Remote Testing Available
Schedule Your Exam

Retake Policy

Max 3 attempts within 90-day permit; 4-week wait after 3 failures

Temporary License

90-day temporary license available with qualified sponsor

Total Cost Breakdown

Exam Fee$50
Application Fee$15
Fingerprint Fee$24
Pre-License Education$100-200 (20-hour course required)
NIPR Transaction Fee$5.60
Total Estimated Cost$194-294

Exam Exemptions

Holders of these professional designations may be exempt from all or part of the exam:

CPCU

Chartered Property Casualty Underwriter - may qualify for exam exemption

CIC

Certified Insurance Counselor - may qualify for exam exemption

Why Choose Us

Free Arkansas P&C Prep Tools

Reported exam pass rate: ~65-70% (varies by attempt). Check the exam sponsor for the latest official figure.

460+ Practice Questions

Practice by topic with detailed answer explanations

AI Tutor Explains Mistakes

Understand why answers are wrong, not just which ones

Updated for 2026

Review the latest update date on each resource

$0 Forever

Start without a credit card or trial

Compare:
Kaplan $300+Achievable $200+OpenExamPrep $0

What You'll Study

24 chapters covering the exam topics in this guide

1

Standalone Coverage Map

1 sections

2

Introduction: Arkansas Property & Casualty Insurance Exam Overview

1 sections

3

National Portion: Insurance Fundamentals

5 sections

4

National Portion: Property Insurance Concepts

5 sections

5

National Portion: Dwelling Policies (DP)

4 sections

6

National Portion: Homeowners Policies - Forms & Section I

4 sections

7

National Portion: Homeowners Policies - Section II & Endorsements

3 sections

8

National Portion: Personal Auto Policy - Liability & Injury

4 sections

9

National Portion: Personal Auto Policy - Physical Damage & Duties

3 sections

10

National Portion: Liability Insurance Concepts

4 sections

11

National Portion: Commercial Property Insurance

5 sections

12

National Portion: Commercial General Liability - Coverages

3 sections

13

National Portion: Commercial General Liability - Limits, Triggers & Exclusions

3 sections

14

National Portion: Commercial Auto Insurance

5 sections

15

National Portion: Workers Compensation

5 sections

16

National Portion: Other Commercial Lines - BOP, Crime & Marine

4 sections

17

National Portion: Other Commercial Lines - Specialty & Professional

4 sections

18

National Portion: Other Commercial Lines - Surety, Flood & Specialty

3 sections

19

National Portion: Insurance Regulation & Market Conduct

3 sections

20

National Portion: Ethics & Unfair Trade Practices

3 sections

21

Chapter 1: Arkansas P&C Insurance Regulation & Licensing

3 sections

22

Chapter 2: Arkansas Property Insurance

2 sections

23

Chapter 3: Arkansas Casualty & Auto Insurance

3 sections

24

Chapter 4: Arkansas Ethics & Professional Conduct

1 sections

Arkansas P&C-Specific Topics Covered

Arkansas Insurance Department (AID) RegulationsAID Commissioner (appointed by Governor)Arkansas Insurance CodeAuto Insurance Minimums (25/50/25)Mandatory UM/UIM CoverageTornado and Severe Weather CoverageArkansas FAIR Plan EquivalentWorkers' Compensation RequirementsProducer Licensing RequirementsNational Flood Insurance Program (NFIP) - 3hr course first renewalContinuing Education (24 hours/2 years, 3 ethics)Pre-License Education Requirements (20 hours)

Arkansas P&C Exam Details

Arkansas Property & Casualty Insurance

Administered by Arkansas Insurance Department (AID)

Official Source
70%
Passing Score
160
Questions
3
Hours
$50 exam fee + $15 license application + $24 fingerprint + $5.60 NIPR
Exam Fee
Study time: 60-80 hours
Prerequisites: 20 hours pre-license education (course certificate required)

Exam Content Breakdown

Based on the official Arkansas Insurance Department (AID) content outline

AR Regulation15%

AID structure, Commissioner oversight, licensing requirements

Property Insurance Laws25%

Homeowners, tornado coverage, flood, severe weather

Casualty Insurance Laws35%

Auto 25/50/25 minimums, mandatory UM/UIM, liability

Ethics & Prohibited Practices25%

Claims handling, unfair practices, producer conduct

What's Included

24 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

Free to Start

No credit card required

Ran Chen - AI Engineer, CFP®
CFP®
Why It's Free

Quality Exam Prep Shouldn't Cost Hundreds

I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.

Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.

Connect with Ran

What's Next After the Arkansas P&C?

After passing the Arkansas P&C, you can pursue these career paths

Arkansas P&C Exam FAQ

Official Arkansas Insurance Department (AID) Resources

Verify information with these official sources

More Free Resources

Loading...
No Credit Card Required

Ready to Start Your Free Arkansas P&C Prep?

Review the study guide, practice key concepts, and use the free tools at your own pace.