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Free Arkansas P&C Exam Prep

Arkansas Property & Casualty Insurance

Prepare for the Arkansas P&C exam without spending hundreds on expensive prep courses. Free study guides, practice questions, flashcards, and related exam resources.

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Your Study Path

Arkansas Property & Casualty Insurance License: Complete Roadmap

Follow this path to organize your licensing and exam preparation

1

National P&C Fundamentals

Master foundational P&C insurance concepts: property insurance basics, casualty insurance principles, policy structures, and general insurance concepts.

20
hours
Start this step
2

Arkansas P&C RegulationsYou are here

Study Arkansas-specific laws including AID regulations, tornado and severe weather coverage, 25/50/25 auto liability minimums, and UM/UIM offer and written-rejection rules.

15
hours
3

Arkansas Property Insurance

Learn homeowners requirements, tornado/severe weather coverage, flood insurance considerations, and Arkansas-specific property regulations.

10
hours
4

AR Pre-License Course

Complete the mandatory 40 hours of AID-approved pre-license education (20 hours each for the property and casualty lines) covering Arkansas Insurance Code and producer ethics.

40
hours
Estimated total study time
85 hours
That's about 9 weeks at 10 hours/week

Can You Take the Arkansas P&C Exam?

Check if you meet the basic eligibility requirements

Age
18 years or older
Education
40 hours pre-license education (20 hours per line) from approved provider
Background Check
Required - online criminal background check via ark.org before AID application review
Additional Requirements
  • Pre-license certificate valid for 2 years
  • Must pass exam within 90 days of approval to test
  • Maximum 3 exam attempts within 90-day permit period
  • After 3 failures or 90 days: 4-week wait and restart process
  • One current government-issued photo ID with signature required at testing center
  • Must bring pre-license course completion certificate

Arkansas P&C Quick Facts

Time to Get Licensed

3-5 weeks

From start to license in hand

Exam Provider

PSI Services

Remote Testing Available
Schedule Your Exam

Retake Policy

Max 3 attempts within 90-day permit; 4-week wait after 3 failures

Total Cost Breakdown

Exam Fee$50
Application Fee$20 (paid to NIPR)
Pre-License Education$100-200 (40-hour course required)
Total Estimated Cost$170-270
Why Choose Us

Free Arkansas P&C Prep Tools

Reported exam pass rate: Not published. These figures describe exam candidates, not OpenExamPrep user outcomes. Check the exam sponsor’s website for published statistics.

508+ Practice Questions

Practice by topic with detailed answer explanations

AI Tutor Explains Mistakes

Understand why answers are wrong, not just which ones

Independent Study Resources

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What You'll Study

24 chapters covering the exam topics in this guide

1

Standalone Coverage Map

1 sections

2

Introduction: Arkansas Property & Casualty Insurance Exam Overview

1 sections

3

National Portion: Insurance Fundamentals

5 sections

4

National Portion: Property Insurance Concepts

5 sections

5

National Portion: Dwelling Policies (DP)

4 sections

6

National Portion: Homeowners Policies - Forms & Section I

4 sections

7

National Portion: Homeowners Policies - Section II & Endorsements

3 sections

8

National Portion: Personal Auto Policy - Liability & Injury

4 sections

9

National Portion: Personal Auto Policy - Physical Damage & Duties

3 sections

10

National Portion: Liability Insurance Concepts

4 sections

11

National Portion: Commercial Property Insurance

5 sections

12

National Portion: Commercial General Liability - Coverages

3 sections

13

National Portion: Commercial General Liability - Limits, Triggers & Exclusions

3 sections

14

National Portion: Commercial Auto Insurance

5 sections

15

National Portion: Workers Compensation

5 sections

16

National Portion: Other Commercial Lines - BOP, Crime & Marine

4 sections

17

National Portion: Other Commercial Lines - Specialty & Professional

4 sections

18

National Portion: Other Commercial Lines - Surety, Flood & Specialty

3 sections

19

National Portion: Insurance Regulation & Market Conduct

3 sections

20

National Portion: Ethics & Unfair Trade Practices

3 sections

21

Chapter 1: Arkansas P&C Insurance Regulation & Licensing

3 sections

22

Chapter 2: Arkansas Property Insurance

2 sections

23

Chapter 3: Arkansas Casualty & Auto Insurance

3 sections

24

Chapter 4: Arkansas Ethics & Professional Conduct

1 sections

Arkansas P&C-Specific Topics Covered

Arkansas Insurance Department (AID) RegulationsAID Commissioner (appointed by Governor)Arkansas Insurance CodeAuto Insurance Minimums (25/50/25)UM/UIM Coverage (rejectable in writing)Tornado and Severe Weather CoverageRural Risk UnderwritingArkansas Automobile Insurance PlanWorkers' Compensation RequirementsProducer Licensing RequirementsContinuing Education (24 hours/2 years, 3 ethics)Pre-License Education Requirements (40 hours; 20 per line)

Arkansas P&C Exam Details

Arkansas Property & Casualty Insurance

Administered by Arkansas Insurance Department (AID)

Official Source
70%
Passing Score
160
Questions
3
Hours
$50 exam fee + $20 license application (paid to NIPR)
Exam Fee
Study time: 60-80 hours
Prerequisites: 40 hours pre-license education (20 hours per line; certificate required at every exam attempt)

Exam Content Breakdown

Based on the official Arkansas Insurance Department (AID) content outline

General Knowledge (Property & Casualty)125 scored questions

National P&C content: insurance basics, policy structure, dwelling and homeowners forms, personal and commercial auto, commercial lines, and workers compensation (PSI publishes no percentage weights)

Arkansas Laws & Regulations25 scored questions

Commissioner authority, licensing and CE, producer duties, guaranty association, unfair practices, rural risk underwriting, and auto statutes including 25/50/25 limits and UM/UIM rejection

What's Included

24 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

Free to Start

No credit card required

Ran Chen - AI Engineer, CFP®
CFP®
Why It's Free

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What's Next After the Arkansas P&C?

After passing the Arkansas P&C, you can pursue these career paths

Arkansas P&C Exam FAQ

Official Arkansas Insurance Department (AID) Resources

Verify information with these official sources

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