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198+ Free AR Property & Casualty Practice Questions

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Which Arkansas agency is responsible for regulating property and casualty insurance producers and insurers?

A
B
C
D
to track
2026 Statistics

Key Facts: AR Property & Casualty Exam

135 Q

Total Questions

PSI Arkansas candidate bulletin

125 + 10

Scored + Pretest Split

PSI Arkansas candidate bulletin

210 min

Exam Time

PSI Arkansas candidate bulletin

70%

Passing Score

PSI Arkansas candidate bulletin

$50

Exam Fee

PSI Arkansas candidate bulletin

25/50/25

AR Auto Minimums

Arkansas Insurance Department consumer guidance

The Arkansas combined Property & Casualty exam has 135 total questions (125 scored + 10 pretest), a 210-minute time limit, a 70% passing score, and a $50 PSI exam fee. Based on the Arkansas outline, scored content is weighted 40% Property, 40% Casualty, and 20% Arkansas law/regulation. Arkansas-specific topics emphasize AID authority, licensing/CE compliance, producer ethics, and core state casualty requirements such as 25/50/25 auto minimum limits.

Sample AR Property & Casualty Practice Questions

Try these sample questions to test your AR Property & Casualty exam readiness. Each question includes a detailed explanation. Start the interactive quiz above for the full 198+ question experience with AI tutoring.

1Which Arkansas agency is responsible for regulating property and casualty insurance producers and insurers?
A.Arkansas Insurance Department (AID)
B.Arkansas Department of Finance and Administration
C.Arkansas Real Estate Commission
D.Arkansas Secretary of State
Explanation: The Arkansas Insurance Department is the primary state regulator for insurance in Arkansas. It oversees licensing, compliance, market conduct, and consumer protection for property and casualty lines.
2In Arkansas, what is generally required before a person may solicit property and casualty insurance for compensation?
A.A valid Arkansas producer license for the line of authority
B.A business license from the county clerk only
C.A letter of recommendation from an insurer
D.Completion of continuing education only
Explanation: Soliciting insurance for compensation is a licensed activity in Arkansas. A producer must hold the proper Arkansas line of authority before performing that function.
3What passing score is required for the Arkansas property and casualty producer licensing exam?
A.70%
B.A score determined by percentile ranking only
C.A pass/fail decision based only on Arkansas-specific questions
D.A passing standard set independently by each insurer
Explanation: Arkansas uses a 70% passing score for this exam. Candidates should prepare for both national and Arkansas-specific content because all scored questions contribute to that result.
4How is the Arkansas property and casualty exam structured?
A.125 scored questions and 10 pretest questions, for 135 total
B.The exam contains only scored questions and no pretest items
C.Property and casualty are tested in separate sessions with no combined total
D.Pretest questions are identified in advance and may be skipped
Explanation: The Arkansas exam contains 135 total questions, of which 125 are scored and 10 are pretest. You must treat every question seriously because pretest items are mixed in and not labeled.
5How much testing time is provided for the Arkansas property and casualty licensing exam?
A.195 minutes
B.A time limit that varies by testing center
C.An untimed testing session
D.A time limit assigned by the prelicense education provider
Explanation: Arkansas allows 195 minutes for the exam session. A pacing strategy matters because the test combines national insurance concepts with Arkansas-specific law.
6What is the PSI exam fee for the Arkansas property and casualty producer exam?
A.$50
B.A fee that changes by insurer appointment
C.No fee for first-time Arkansas candidates
D.A fee determined after exam scoring
Explanation: The verified PSI exam fee is $50 for this Arkansas exam. Candidates should confirm payment instructions when scheduling, but the fee amount itself is fixed in the provided requirement.
7Which breakdown matches the Arkansas scored exam outline weights?
A.Property 50, Casualty 50, Arkansas-specific 25
B.Property and casualty are scored equally, with no Arkansas-specific scored section
C.Only Arkansas-specific content is scored on the exam
D.Scored domain weights are unpublished and cannot be inferred from question counts
Explanation: Arkansas uses 125 scored questions with this distribution: Property 50, Casualty 50, and Arkansas-specific 25. That equals 40%, 40%, and 20% of the scored exam, respectively.
8What prelicense education is required for Arkansas property and casualty licensing?
A.40 total hours: 20 property and 20 casualty
B.All required hours may be completed in one line of authority
C.Required hours are set individually by each insurer
D.Prelicense education is replaced by biennial continuing education
Explanation: Arkansas requires 40 prelicense hours total for this pathway, divided into 20 property and 20 casualty hours. The split matters because the state expects preparation across both major coverage domains.
9What continuing education standard applies to Arkansas property and casualty producers?
A.24 hours every two years, including 3 hours of ethics
B.Ethics education is recommended but not required
C.Only total hours matter, regardless of ethics content
D.Continuing education applies only when changing insurers
Explanation: Arkansas requires 24 CE hours on a biennial cycle, and 3 of those hours must be ethics. This ensures producers maintain both technical competence and professional conduct awareness.
10An Arkansas producer completes 24 CE hours in technical topics but no ethics content. What is the best conclusion?
A.The CE is incomplete because Arkansas requires ethics within the total hours
B.The CE is complete because only total hours matter
C.The CE is complete if the producer is appointed by one insurer
D.The CE is complete only if the producer also retakes the exam
Explanation: Arkansas specifically requires 3 ethics hours as part of the 24-hour biennial CE requirement. Meeting the total hour count alone is not enough when a required ethics component is missing.

About the AR Property & Casualty Exam

Arkansas uses a combined property and casualty producer exam that blends national P&C concepts with Arkansas-specific law. Tested content includes policy fundamentals, producer licensing, producer duties, unfair claims practices, auto financial responsibility, workers compensation, and AID regulatory authority.

Questions

135 scored questions

Time Limit

3 hours 30 minutes (210 minutes)

Passing Score

70%

Exam Fee

$50 (Arkansas Insurance Department (AID) / PSI)

AR Property & Casualty Exam Content Outline

40%

Property Insurance

Property policy types, homeowners and dwelling forms, commercial property concepts, and core property contract provisions

40%

Casualty Insurance

Liability concepts, personal/commercial auto, general liability, workers compensation, and casualty policy provisions

20%

Arkansas Law & Regulation

AID authority, producer licensing and CE, producer duties, unfair trade/claims practices, and Arkansas-specific compliance requirements

How to Pass the AR Property & Casualty Exam

What You Need to Know

  • Passing score: 70%
  • Exam length: 135 questions
  • Time limit: 3 hours 30 minutes (210 minutes)
  • Exam fee: $50

Keys to Passing

  • Complete 500+ practice questions
  • Score 80%+ consistently before scheduling
  • Focus on highest-weighted sections
  • Use our AI tutor for tough concepts

AR Property & Casualty Study Tips from Top Performers

1Memorize Arkansas exam logistics first: 135 total questions, 210 minutes, 70% passing score, and $50 exam fee
2Use the scored blueprint during prep: 40% property, 40% casualty, and 20% Arkansas law/regulation
3Drill Arkansas regulation points such as producer duties, unfair practices, and license maintenance responsibilities
4Practice mixed policy-form scenarios (HO, DP, CGL, PAP, workers compensation) to handle national + state crossover items
5Lock in core Arkansas auto law numbers early, especially 25/50/25 minimum liability limits

Frequently Asked Questions

How many questions are on the Arkansas Property & Casualty exam?

Arkansas uses a combined exam with 135 total questions: 125 scored and 10 pretest. Because pretest items are mixed in and not identified, candidates should treat every question as scored.

How much time do I get and what score do I need to pass in Arkansas?

The Arkansas exam allows 210 minutes (3 hours 30 minutes) and requires a 70% passing score. The test is administered through PSI for the Arkansas Insurance Department.

What is the Arkansas P&C exam fee?

PSI lists the Arkansas Property & Casualty exam fee as $50 per attempt. Separate licensing costs can apply after passing, such as application and background-related fees.

What are key Arkansas-specific topics tested on the state section?

High-priority Arkansas topics include AID regulatory authority, producer licensing and continuing education rules, producer duties, unfair trade and claims settlement practices, and Arkansas auto financial responsibility standards including 25/50/25 minimum liability limits.

Were there major Arkansas P&C exam blueprint changes in 2026?

As of February 27, 2026, the PSI Arkansas candidate bulletin effective March 1, 2023 remains the published exam structure for this line. Candidates should still check AID and PSI notices close to test day for newly issued bulletins or rule updates.