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508+ Free AR Property & Casualty Practice Questions

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2026 Statistics

Key Facts: AR Property & Casualty Exam

160 Q

Total Questions

PSI Arkansas P&C content outline

150 + 10

Scored + Pretest Split

PSI Arkansas P&C content outline

210 min

Exam Time

PSI Arkansas candidate bulletin

70%

Passing Score

PSI Arkansas candidate bulletin

$50

Exam Fee

PSI Arkansas candidate bulletin

25/50/25

AR Auto Minimums

Arkansas Insurance Department consumer guidance

The Arkansas combined Property & Casualty exam has 160 total questions (150 scored + 10 pretest), a 210-minute time limit, a 70% passing score, and a $50 PSI exam fee. PSI publishes no property-versus-casualty weights: the exam is delivered as a 125-scored-question general knowledge section (160 minutes) plus a 25-scored-question Arkansas-specific section (50 minutes). Arkansas-specific topics emphasize AID authority, licensing/CE compliance, producer ethics, and core state casualty requirements such as 25/50/25 auto minimum limits.

Sample AR Property & Casualty Practice Questions

Try these sample questions to test your AR Property & Casualty exam readiness. Each question includes a detailed explanation. Start the interactive quiz above for the full 508+ question experience with AI tutoring.

1Which Arkansas agency is responsible for regulating property and casualty insurance producers and insurers?
A.Arkansas Insurance Department (AID)
B.Arkansas Department of Finance and Administration
C.Arkansas Real Estate Commission
D.Arkansas Secretary of State
Explanation: The Arkansas Insurance Department is the primary state regulator for insurance in Arkansas. It oversees licensing, compliance, market conduct, and consumer protection for property and casualty lines.
2In Arkansas, what is generally required before a person may solicit property and casualty insurance for compensation?
A.A valid Arkansas producer license for the line of authority
B.A business license from the county clerk only
C.A letter of recommendation from an insurer
D.Completion of continuing education only
Explanation: Soliciting insurance for compensation is a licensed activity in Arkansas. A producer must hold the proper Arkansas line of authority before performing that function.
3What passing score is required for the Arkansas property and casualty producer licensing exam?
A.70%
B.A score determined by percentile ranking only
C.A pass/fail decision based only on Arkansas-specific questions
D.A passing standard set independently by each insurer
Explanation: Arkansas uses a 70% passing score for this exam. Candidates should prepare for both national and Arkansas-specific content because all scored questions contribute to that result.
4How is the Arkansas property and casualty exam structured?
A.150 scored questions and 10 pretest questions, for 160 total
B.The exam contains only scored questions and no pretest items
C.Property and casualty are tested in separate sessions with no combined total
D.Pretest questions are identified in advance and may be skipped
Explanation: The Arkansas exam contains 160 total questions, of which 150 are scored and 10 are pretest. You must treat every question seriously because pretest items are mixed in and not labeled.
5How much testing time is provided for the Arkansas property and casualty licensing exam?
A.210 minutes
B.A time limit that varies by testing center
C.An untimed testing session
D.A time limit assigned by the prelicense education provider
Explanation: Arkansas allows 210 minutes for the exam session (160 minutes for the national section and 50 minutes for the Arkansas-specific section). A pacing strategy matters because the test combines national insurance concepts with Arkansas-specific law.
6What is the PSI exam fee for the Arkansas property and casualty producer exam?
A.$50
B.A fee that changes by insurer appointment
C.No fee for first-time Arkansas candidates
D.A fee determined after exam scoring
Explanation: The verified PSI exam fee is $50 for this Arkansas exam. Candidates should confirm payment instructions when scheduling, but the fee amount itself is fixed in the provided requirement.
7Which breakdown matches the Arkansas scored exam outline weights?
A.125 national property and casualty questions and 25 Arkansas-specific questions
B.Property and casualty are scored equally, with no Arkansas-specific scored section
C.Only Arkansas-specific content is scored on the exam
D.Scored domain weights are unpublished and cannot be inferred from question counts
Explanation: The Arkansas exam has 150 scored questions: 125 cover national property and casualty topics (property, casualty, auto, homeowners, commercial, workers compensation, and specialty lines) and 25 cover Arkansas-specific law. That is roughly 83% national and 17% state-specific.
8What prelicense education is required for Arkansas property and casualty licensing?
A.40 total hours: 20 property and 20 casualty
B.All required hours may be completed in one line of authority
C.Required hours are set individually by each insurer
D.Prelicense education is replaced by biennial continuing education
Explanation: Arkansas requires 40 prelicense hours total for this pathway, divided into 20 property and 20 casualty hours. The split matters because the state expects preparation across both major coverage domains.
9What continuing education standard applies to Arkansas property and casualty producers?
A.24 hours every two years, including 3 hours of ethics
B.Ethics education is recommended but not required
C.Only total hours matter, regardless of ethics content
D.Continuing education applies only when changing insurers
Explanation: Arkansas requires 24 CE hours on a biennial cycle, and 3 of those hours must be ethics. This ensures producers maintain both technical competence and professional conduct awareness.
10An Arkansas producer completes 24 CE hours in technical topics but no ethics content. What is the best conclusion?
A.The CE is incomplete because Arkansas requires ethics within the total hours
B.The CE is complete because only total hours matter
C.The CE is complete if the producer is appointed by one insurer
D.The CE is complete only if the producer also retakes the exam
Explanation: Arkansas specifically requires 3 ethics hours as part of the 24-hour biennial CE requirement. Meeting the total hour count alone is not enough when a required ethics component is missing.

About the AR Property & Casualty Exam

Arkansas uses a combined property and casualty producer exam that blends national P&C concepts with Arkansas-specific law. Tested content includes policy fundamentals, producer licensing, producer duties, unfair claims practices, auto financial responsibility, workers compensation, and AID regulatory authority.

Questions

160 scored questions

Time Limit

3 hours 30 minutes (210 minutes)

Passing Score

70%

Exam Fee

$50 (Arkansas Insurance Department (AID) / PSI)

AR Property & Casualty Exam Content Outline

125 scored questions

General Knowledge (Property & Casualty)

One 160-minute national section covering property policy types, homeowners and dwelling forms, commercial property, liability concepts, personal/commercial auto, general liability, and workers compensation. PSI publishes no percentage weights within this section.

25 scored questions

Arkansas Law & Regulation

A 50-minute state section covering AID authority, producer licensing and CE, producer duties, guaranty association, unfair trade/claims practices, rural risk underwriting, and Arkansas auto statutes

How to Pass the AR Property & Casualty Exam

What You Need to Know

  • Passing score: 70%
  • Exam length: 160 questions
  • Time limit: 3 hours 30 minutes (210 minutes)
  • Exam fee: $50

Keys to Passing

  • Work through all 508 available questions
  • Review every answer and explanation
  • Track weak areas and revisit them
  • Use our AI tutor for tough concepts

AR Property & Casualty Study Tips from Top Performers

1Memorize Arkansas exam logistics first: 160 total questions (150 scored + 10 pretest), 210 minutes, 70% passing score, and $50 exam fee
2Match prep to the official structure: 125 scored general knowledge questions in 160 minutes plus 25 scored Arkansas questions in 50 minutes
3Drill Arkansas regulation points such as producer duties, unfair practices, and license maintenance responsibilities
4Practice mixed policy-form scenarios (HO, DP, CGL, PAP, workers compensation) to handle national + state crossover items
5Lock in core Arkansas auto law numbers early, especially 25/50/25 minimum liability limits

Frequently Asked Questions

How many questions are on the Arkansas Property & Casualty exam?

Arkansas uses a combined exam with 160 total questions: 150 scored and 10 pretest, delivered as a 125-scored-question general knowledge section (160 minutes) and a 25-scored-question Arkansas section (50 minutes). Because pretest items are mixed in and not identified, candidates should treat every question as scored.

How much time do I get and what score do I need to pass in Arkansas?

The Arkansas exam allows 210 minutes (3 hours 30 minutes) and requires a 70% passing score. The test is administered through PSI for the Arkansas Insurance Department.

What is the Arkansas P&C exam fee?

PSI lists the Arkansas Property & Casualty exam fee as $50 per attempt. Separate licensing costs can apply after passing, such as application and background-related fees.

What are key Arkansas-specific topics tested on the state section?

High-priority Arkansas topics include AID regulatory authority, producer licensing and continuing education rules, producer duties, unfair trade and claims settlement practices, and Arkansas auto financial responsibility standards including 25/50/25 minimum liability limits.

Were there major Arkansas P&C exam blueprint changes in 2026?

No. As of August 2026, the current PSI Arkansas candidate information bulletin (dated June 18, 2025) and the PSI content outline keep the same structure: 150 scored plus 10 pretest questions in 210 minutes with a 70% passing score. Candidates should still check AID and PSI notices close to test day for newly issued bulletins or rule updates.