200+ Free WV Life & Health Practice Questions
Pass your West Virginia Life & Health Insurance (InsWV-Life01 + InsWV-AcSi02) exam on the first try — instant access, no signup required.
Which state agency regulates insurance producers and insurers in West Virginia?
Key Facts: WV Life & Health Exam
90 + 90
Scored Questions
WV candidate handbook exam table
120 + 120 min
Exam Time
WV candidate handbook exam table
70%
Passing Score
WV candidate handbook
$84 each
Exam Fee
WV candidate handbook fee table
12 months
Two-Part Completion Window
WV handbook waiver policy
24 CE + 3 ethics
Biennial CE
WV OIC producer CE requirements
As of February 28, 2026, West Virginia's current candidate handbook (March 2025) lists InsWV-Life01 and InsWV-AcSi02 at 90 questions and 120 minutes each, with a 70% passing score and an $84 exam fee per line. WV also requires a paper prelicensing certificate at the test center, and both required parts must be passed within 12 months of the first passed part.
Sample WV Life & Health Practice Questions
Try these sample questions to test your WV Life & Health exam readiness. Each question includes a detailed explanation. Start the interactive quiz above for the full 200+ question experience with AI tutoring.
1Which state agency regulates insurance producers and insurers in West Virginia?
2How is the West Virginia Insurance Commissioner selected?
3What is the exam code for the West Virginia Life producer examination?
4What is the exam code for the West Virginia Accident and Health or Sickness producer examination?
5What is the published length and scored-question count for InsWV-Life01?
6What is the published length and scored-question count for InsWV-AcSi02?
7What passing score does West Virginia use for Life and Accident & Health producer exams?
8What is the examination fee listed in the March 2025 West Virginia candidate handbook?
9A candidate takes both WV Life and WV A&H exams. Based on official exam tables, what is the combined scored-question count and total testing time?
10For Life, A&H, P&C, and Personal Lines candidates, what prelicense document format must be brought to the test center?
About the WV Life & Health Exam
West Virginia uses separate Life (InsWV-Life01) and Accident & Health or Sickness (InsWV-AcSi02) producer exams. Candidates seeking both authorities must pass both lines, including WV-specific law content on licensing, unfair practices, replacement, Medicare supplement, and long-term care training requirements.
Questions
180 scored questions
Time Limit
2 hours per exam (4 hours total)
Passing Score
70% on each exam
Exam Fee
$84 per exam ($168 total for both) (WV Offices of the Insurance Commissioner / Pearson VUE)
WV Life & Health Exam Content Outline
National Life and Health Concepts
Core insurance principles, life policy types/provisions, annuities, health/disability products, group coverage, and federal-health/tax concepts tested in both line exams
WV Common Insurance Law
WV producer licensing, commissioner authority, unfair trade practices, guaranty-association concepts, and producer conduct rules common to both line exams
WV Life-Specific Law
State-specific life and annuity law emphasis, including replacement and life-policy statutory requirements
WV Health-Specific Law
State-specific health law emphasis including Medicare supplement references, HMO/newborn/small-employer topics, and LTC training-linked compliance
How to Pass the WV Life & Health Exam
What You Need to Know
- Passing score: 70% on each exam
- Exam length: 180 questions
- Time limit: 2 hours per exam (4 hours total)
- Exam fee: $84 per exam ($168 total for both)
Keys to Passing
- Complete 500+ practice questions
- Score 80%+ consistently before scheduling
- Focus on highest-weighted sections
- Use our AI tutor for tough concepts
WV Life & Health Study Tips from Top Performers
Frequently Asked Questions
Does West Virginia use one combined life-and-health producer exam?
No. West Virginia uses separate exams: InsWV-Life01 and InsWV-AcSi02. Each exam is listed at 90 questions with a 120-minute time limit.
What passing score and exam fee apply in West Virginia?
Each line exam uses a 70% passing score. The March 2025 handbook lists an $84 exam fee per exam attempt.
What prelicense document must be presented at the test center?
For major lines such as Life and A&H, candidates must bring a paper copy of the required prelicensing completion document. The handbook states candidates without the required paper document may be denied admission and forfeit fees.
How long can I wait between passing one line and passing the other?
WV handbook policy says both required parts must be passed within 12 months of the first passed part. If that window is missed, the candidate must retake and pass all required parts again.
What ongoing education rules matter after licensing in West Virginia?
Resident producers generally complete 24 CE hours per biennium, including 3 ethics hours. Producers selling annuities and LTC products must also meet product-specific training requirements (annuity one-time 4 hours; LTC one-time 8 hours plus 4 hours each CE biennium).