Free WV L&H Exam Prep
West Virginia Life & Health Insurance (InsWV-Life01 + InsWV-AcSi02)
Pass your WV L&H exam without spending hundreds on expensive prep courses. Free study guides, practice questions, flashcards, and related exam resources.
Quick Facts
Study guide on MometrixExplore More Life & Health Insurance
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West Virginia Life & Health Insurance License: Complete Roadmap
Follow this path to maximize your chances of passing on the first try
Build Core National L&H Knowledge
Start with life, annuity, and health fundamentals before deep WV law memorization.
Master WV Common Producer LawYou are here
Drill licensing, commissioner powers, unfair-practice rules, and producer-conduct standards that appear across both line exams.
Focus on WV Line-Specific Law
Practice life replacement and annuity suitability, then health law topics including Medicare supplement and LTC references.
Run Timed Two-Line Simulations
Simulate two 120-minute sessions to build pacing and endurance for same-day Life and A&H testing.
Can You Take the WV L&H Exam?
Check if you meet the basic eligibility requirements
- •Bring a paper prelicensing certificate (or approved equivalent form) to the exam center
- •Prelicensing completion certificate is valid for 6 months from completion
- •Pass all required parts within 12 months of the first passed part or retake all required parts
- •Resident producers generally complete 24 CE hours every 2 years, including 3 ethics hours
- •Annuity producers complete one-time 4-hour annuity training before selling annuities
- •LTC producers complete one-time 8-hour training and 4 hours of ongoing LTC training each CE biennium
WV L&H Quick Facts
Time to Get Licensed
4-8 weeks for most candidates preparing both lines
From start to license in hand
Retake Policy
Each retake requires a new exam reservation fee; both required parts must be completed within the 12-month window tied to the first passed part.
Total Cost Breakdown
Free WV L&H Prep That Actually Works
The official pass rate is Not publicly reported by WV OIC/Pearson VUE. Our students do better.
200+ Practice Questions
More free questions than most paid courses
AI Tutor Explains Mistakes
Understand why answers are wrong, not just which ones
Updated for 2026
Content reflects latest exam changes
$0 Forever
No credit card, no trial, no upsells
What You'll Study
5 chapters covering everything you need to pass
Introduction: West Virginia Life & Health Insurance Exam Overview
1 sections
Chapter 1: West Virginia Insurance Regulation & Licensing
3 sections
Chapter 2: West Virginia Life Insurance Laws
3 sections
Chapter 3: West Virginia Health Insurance Laws
3 sections
Chapter 4: West Virginia Insurance Ethics & Prohibited Practices
3 sections
WV L&H-Specific Topics Covered
WV L&H Exam Details
West Virginia Life & Health Insurance (InsWV-Life01 + InsWV-AcSi02)
Administered by West Virginia Offices of the Insurance Commissioner / Pearson VUE
Exam Content Breakdown
Based on the official West Virginia Offices of the Insurance Commissioner / Pearson VUE content outline
General life/annuity and health/disability coverage concepts tested in both line exams
Producer licensing, commissioner authority, unfair practices, and common state law across life and A&H lines
Life-only state law emphasis including replacement and life-policy statutory references
A&H-only state law emphasis including Medicare supplement, HMO/newborn, and LTC references
What's Included
5 Chapters
Complete exam coverage
Practice Quizzes
With detailed explanations
Free to Start
No credit card required
Quality Exam Prep Shouldn't Cost Hundreds
I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.
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What's Next After the WV L&H?
After passing the WV L&H, you can pursue these career paths
WV L&H Exam FAQ
Official West Virginia Offices of the Insurance Commissioner / Pearson VUE Resources
Verify information with these official sources
More Free Resources
Ready to Start Your Free WV L&H Prep?
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