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Questions by Category

Oh-Lh-Health-Laws78 questions
Oh-Lh-Life-Laws64 questions
Oh-Lh-Regulation44 questions
Oh-Lh-Ethics14 questions
2026 Statistics

Key Facts: OH Life & Health Exam

150

Series 11-35 Questions

PSI Ohio candidate bulletin (updated 9/3/2025)

2.5h

Testing Time

PSI Ohio candidate bulletin

70%

Passing Score

PSI Ohio content outline

$49

Exam Fee

PSI Ohio payment section

20+20 hrs

Prelicense Hours (Life + A&H)

Ohio prelicense requirements

10/1/2025

Remote Life-Series Change

Bulletin notice on remote-proctored availability

As of February 27, 2026, Ohio PSI's current candidate bulletin lists Series 11-35 at 150 questions in 2.5 hours with a 70% passing score and a $49 exam fee. Ohio requires 20 prelicense hours per major line and, for Series 11-35, valid completion certificates for both Life and Accident & Health. The bulletin also states remote-proctored Ohio Life Agent Series exams were unavailable effective October 1, 2025 while new security measures were implemented.

About the OH Life & Health Exam

Ohio's Series 11-35 Life, Accident and Health exam tests producer licensing law, life and annuity products, health/disability coverage, Medicare and long-term care, and Ohio-specific compliance duties under Title 39 and ODI rules.

Questions

150 scored questions

Time Limit

2 hours 30 minutes (150 minutes)

Passing Score

70%

Exam Fee

$49 (Ohio Department of Insurance (ODI) / PSI)

OH Life & Health Exam Content Outline

10%

Ohio Insurance Regulation

Producer licensing, appointments, disciplinary standards, unfair practices, and ODI authority under Ohio law

5%

General Insurance Concepts

Risk, contract structure, insurer types, agency authority, and core policy principles

29%

Life Insurance and Annuities

Life policy classes, provisions/riders, nonforfeiture, annuities, replacement, and related suitability issues

8%

Federal Tax Considerations

Tax treatment of life insurance, annuities, IRAs, MECs, and related transfer/distribution scenarios

36%

Health, Disability, and Group Coverage

Accident and health basics, policy provisions, disability income, medical plans, HICs, group coverage, and dental plans

8%

Senior and Special-Needs Markets

Medicare Parts A-D, Medicare supplement standards, long-term care, and senior-consumer protections

How to Pass the OH Life & Health Exam

What You Need to Know

  • Passing score: 70%
  • Exam length: 150 questions
  • Time limit: 2 hours 30 minutes (150 minutes)
  • Exam fee: $49

Keys to Passing

  • Complete 500+ practice questions
  • Score 80%+ consistently before scheduling
  • Focus on highest-weighted sections
  • Use our AI tutor for tough concepts

OH Life & Health Study Tips from Top Performers

1Anchor your prep to the official 11-35 blueprint domains rather than generic national-only life/health notes
2Memorize Ohio licensing and enforcement triggers early: appointments, reporting duties, unfair practices, CE, and renewal timing
3Drill life-policy provisions and annuity taxation because those domains carry heavy scoring weight
4Use scenario sets for Medicare supplement, disability income, and long-term care to strengthen health-section reasoning
5Practice timed mixed sets at full 150-minute pacing and review misses by bulletin domain label

Frequently Asked Questions

What are the core logistics for Ohio Series 11-35?

The current PSI Ohio bulletin lists Series 11-35 at 150 questions, 2.5 hours, a 70% passing score, and a $49 exam fee. Candidates should train for a full mixed outline that includes both national and Ohio law-heavy content.

What prelicense education does Ohio require for the combined life and health exam?

Ohio requires 20 prelicense hours per major line. For Series 11-35 specifically, you must present valid completion certificates for both Life and Accident & Health lines, and certificates are valid for 180 calendar days from issuance.

Does Ohio cap the number of exam retakes?

The PSI checklist states there is no limit to the number of retakes, but required prelicense certificates must still be valid when you test. If your certificate window expires, you must satisfy prelicense requirements again.

What are key Ohio post-pass compliance and maintenance rules?

Resident licensing requires BCI/FBI fingerprint-based background checks under ORC 3905.051. After licensure, major-line resident agents complete 24 CE hours every two years including 3 ethics, renew by the last day of the birth month, and face late/suspension/reinstatement rules if renewal deadlines are missed.

Was there a recent Ohio testing update that affects scheduling?

Yes. The current bulletin notes that remote-proctored examinations for the Ohio Life Agent Series became unavailable effective October 1, 2025 while new security measures were being implemented. In-person PSI testing remained available.

OH Life & Health Resources