200+ Free OH Life & Health Practice Questions

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Question 1

Score: 0/0

Which Ohio agency regulates insurance producers and insurers in the state?

Ohio Department of Commerce, Insurance Bureau

Ohio Department of Insurance (ODI)

Ohio Office of Financial Regulation

Ohio Consumer Insurance Authority

to track

2026 Statistics

Key Facts: OH Life & Health Exam

150

Series 11-35 Questions

PSI Ohio candidate bulletin (updated 9/3/2025)

2.5h

Testing Time

PSI Ohio candidate bulletin

70%

Passing Score

PSI Ohio content outline

$49

Exam Fee

PSI Ohio payment section

20+20 hrs

Prelicense Hours (Life + A&H)

Ohio prelicense requirements

10/1/2025

Remote Life-Series Change

Bulletin notice on remote-proctored availability

As of February 27, 2026, Ohio PSI's current candidate bulletin lists Series 11-35 at 150 questions in 2.5 hours with a 70% passing score and a $49 exam fee. Ohio requires 20 prelicense hours per major line and, for Series 11-35, valid completion certificates for both Life and Accident & Health. The bulletin also states remote-proctored Ohio Life Agent Series exams were unavailable effective October 1, 2025 while new security measures were implemented.

Sample OH Life & Health Practice Questions

Try these sample questions to test your OH Life & Health exam readiness. Each question includes a detailed explanation. Start the interactive quiz above for the full 200+ question experience with AI tutoring.

1Which Ohio agency regulates insurance producers and insurers in the state?

A.Ohio Department of Commerce, Insurance Bureau

B.Ohio Department of Insurance (ODI)

C.Ohio Office of Financial Regulation

D.Ohio Consumer Insurance Authority

Explanation: The Ohio Department of Insurance is the state regulator for producer licensing, market conduct, and insurance enforcement. The PSI bulletin and Ohio exam outline consistently reference ODI authority and Ohio Revised Code Title 39 compliance.

2What exam series code does Ohio use for the combined Life, Accident and Health Insurance Agent exam?

A.11-33

B.11-34

C.11-35

D.11-36

Explanation: Ohio identifies the combined Life, Accident and Health exam as Series 11-35. Series 11-36 is the combined Property and Casualty exam, so mixing up these codes can cause scheduling errors.

3What is the PSI examination fee for Ohio insurance licensing exams listed in the current candidate bulletin?

A.$39

B.$49

C.$59

D.$72.25

Explanation: The Ohio PSI candidate bulletin lists the examination fee as $49. The $72.25 figure is for fingerprinting at a PSI center, not the exam reservation itself.

4How many questions are delivered on Ohio Series 11-35?

A.120 questions

B.130 questions

C.140 questions

D.150 questions

Explanation: The Ohio 11-35 outline lists 150 questions total. Candidates should pace the exam for the full mixed national-plus-Ohio blueprint rather than assuming a shorter state section format.

5What is the testing time limit for Ohio Series 11-35?

A.2 hours

B.2 hours 30 minutes

C.3 hours

D.3 hours 30 minutes

Explanation: Ohio Series 11-35 provides 2.5 hours of seat time. That is 150 minutes total, so time management matters across regulation, life, health, and federal-tax domains.

6What minimum passing score does Ohio publish for its producer licensing examinations?

A.65%

B.68%

C.70%

D.75%

Explanation: The Ohio bulletin states the minimum passing score is 70%. This standard applies to the examination content outlines in the PSI bulletin and should guide your target practice score.

7How many prelicensing education hours does Ohio require for each major line such as Life or Accident & Health?

A.10 hours

B.15 hours

C.20 hours

D.24 hours

Explanation: Ohio requires 20 hours of prelicensing education per major line. Candidates seeking both life and accident/health authority must complete each required line course before testing and licensing.

8For Ohio Series 11-35, what must a candidate present on test day regarding prelicensing completion?

A.Only one combined certificate

B.Two course completion certificates, one for Life and one for Accident & Health

C.A transcript from any college insurance class

D.Only an emailed certificate on a phone

Explanation: The Ohio bulletin specifically states that Series 11-35 candidates must present both required course completion certificates. This is a state-specific procedural difference from jurisdictions that use one combined prelicense certificate.

9How long are Ohio prelicensing course completion certificates and approved education waivers valid?

A.90 calendar days

B.120 calendar days

C.180 calendar days

D.1 year

Explanation: Ohio sets certificate and waiver validity at 180 calendar days from issuance. If the candidate does not pass within that period, prelicensing must be completed again before testing.

10Which statement about Ohio prelicensing certificates is correct at the exam site?

A.Electronic copies are accepted if shown from an app

B.Paper copies are required; electronic copies are not accepted

C.Unsigned certificates are accepted if provider confirms by phone

D.Only the provider signature is required

Explanation: The PSI Ohio checklist states course completion certificates must be paper copies. The certificate also must be valid and properly completed, so relying on electronic display can result in denial of testing.

About the OH Life & Health Exam

Ohio's Series 11-35 Life, Accident and Health exam tests producer licensing law, life and annuity products, health/disability coverage, Medicare and long-term care, and Ohio-specific compliance duties under Title 39 and ODI rules.

Questions

150 scored questions

Time Limit

2 hours 30 minutes (150 minutes)

Passing Score

70%

Exam Fee

$49 (Ohio Department of Insurance (ODI) / PSI)

OH Life & Health Exam Content Outline

10%

Ohio Insurance Regulation

Producer licensing, appointments, disciplinary standards, unfair practices, and ODI authority under Ohio law

General Insurance Concepts

Risk, contract structure, insurer types, agency authority, and core policy principles

29%

Life Insurance and Annuities

Life policy classes, provisions/riders, nonforfeiture, annuities, replacement, and related suitability issues

Federal Tax Considerations

Tax treatment of life insurance, annuities, IRAs, MECs, and related transfer/distribution scenarios

36%

Health, Disability, and Group Coverage

Accident and health basics, policy provisions, disability income, medical plans, HICs, group coverage, and dental plans

Senior and Special-Needs Markets

Medicare Parts A-D, Medicare supplement standards, long-term care, and senior-consumer protections

How to Pass the OH Life & Health Exam

What You Need to Know

Passing score: 70%
Exam length: 150 questions
Time limit: 2 hours 30 minutes (150 minutes)
Exam fee: $49

Keys to Passing

Complete 500+ practice questions
Score 80%+ consistently before scheduling
Focus on highest-weighted sections
Use our AI tutor for tough concepts

OH Life & Health Study Tips from Top Performers

1Anchor your prep to the official 11-35 blueprint domains rather than generic national-only life/health notes

2Memorize Ohio licensing and enforcement triggers early: appointments, reporting duties, unfair practices, CE, and renewal timing

3Drill life-policy provisions and annuity taxation because those domains carry heavy scoring weight

4Use scenario sets for Medicare supplement, disability income, and long-term care to strengthen health-section reasoning

5Practice timed mixed sets at full 150-minute pacing and review misses by bulletin domain label

Frequently Asked Questions

What are the core logistics for Ohio Series 11-35?

The current PSI Ohio bulletin lists Series 11-35 at 150 questions, 2.5 hours, a 70% passing score, and a $49 exam fee. Candidates should train for a full mixed outline that includes both national and Ohio law-heavy content.

What prelicense education does Ohio require for the combined life and health exam?

Ohio requires 20 prelicense hours per major line. For Series 11-35 specifically, you must present valid completion certificates for both Life and Accident & Health lines, and certificates are valid for 180 calendar days from issuance.

Does Ohio cap the number of exam retakes?

The PSI checklist states there is no limit to the number of retakes, but required prelicense certificates must still be valid when you test. If your certificate window expires, you must satisfy prelicense requirements again.

What are key Ohio post-pass compliance and maintenance rules?

Resident licensing requires BCI/FBI fingerprint-based background checks under ORC 3905.051. After licensure, major-line resident agents complete 24 CE hours every two years including 3 ethics, renew by the last day of the birth month, and face late/suspension/reinstatement rules if renewal deadlines are missed.

Was there a recent Ohio testing update that affects scheduling?

Yes. The current bulletin notes that remote-proctored examinations for the Ohio Life Agent Series became unavailable effective October 1, 2025 while new security measures were being implemented. In-person PSI testing remained available.