200+ Free CT Life & Health Practice Questions
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Key Facts: CT Life & Health Exam
12-CT-03
Exam Code
Pearson VUE Connecticut handbook
95 total
Delivered Questions
CT outline (80 scored + 15 pretest)
2h 30m
Exam Time
Pearson VUE Connecticut handbook
70%
Passing Score
Pearson VUE Connecticut handbook
$105
Exam Fee
Pearson VUE Connecticut handbook
24 CE / 3 law-ethics
Renewal Standard
CID producer licensing guidance
Pearson VUE lists exam 12-CT-03 at 2.5 hours, 70% passing, and a $105 fee. The current CT outline shows 95 total delivered items (80 scored + 15 pretest): 50 scored national questions and 30 scored Connecticut questions, with common CT law carrying the largest state-law weight. Resident licensing uses 20 prelicense hours per single line or 40 for the combined line, and renews every 2 years with 24 CE hours including 3 in law/regulations/ethics.
About the CT Life & Health Exam
Connecticut's combined Life, Accident and Health producer exam (12-CT-03) blends national life/health insurance content with Connecticut statutes and CID compliance rules. State-law scoring is weighted most heavily toward common regulation and producer conduct topics.
Questions
95 scored questions
Time Limit
2 hours 30 minutes
Passing Score
70%
Exam Fee
$105 (Connecticut Insurance Department (CID) / Pearson VUE)
CT Life & Health Exam Content Outline
National Life Policy Types + Provisions
Life policy types (15%) plus life policy provisions/riders/options (15%) from the general section blueprint
National Life Operations + Retirement
Applications/underwriting/delivery (12%) and retirement/other life concepts (8%)
National Health Policy Content
Health policy types (16%) and health policy provisions/clauses/riders (15%) with overlap in mixed questions
Connecticut State Law Supplement
30 scored CT questions: common law/regulation (18), CT life law (5), and CT health law (7)
How to Pass the CT Life & Health Exam
What You Need to Know
- Passing score: 70%
- Exam length: 95 questions
- Time limit: 2 hours 30 minutes
- Exam fee: $105
Keys to Passing
- Complete 500+ practice questions
- Score 80%+ consistently before scheduling
- Focus on highest-weighted sections
- Use our AI tutor for tough concepts
CT Life & Health Study Tips from Top Performers
Frequently Asked Questions
How many questions are on Connecticut exam 12-CT-03?
The Connecticut outline lists 95 total delivered questions: 80 scored and 15 pretest. General knowledge includes 50 scored + 10 pretest, and the Connecticut state supplement includes 30 scored + 5 pretest.
What are the time limit, passing score, and exam fee?
Pearson VUE lists 2 hours 30 minutes, a 70% passing score, and a $105 exam fee for Connecticut Life, Accident and Health Producer exam 12-CT-03.
What prelicensing hours does Connecticut require?
Connecticut resident applicants need 20 hours for each single major line (Life or Accident/Health) or 40 hours for the combined Life and Accident/Health path. Waiver candidates and nonresidents have separate rules.
What continuing education applies after licensure?
Resident producers renew every 2 years by birth month and complete 24 CE hours each cycle, including at least 3 hours in law, regulations, or ethics.
What is the latest 2026 blueprint/update status?
As of February 27, 2026, Pearson's published CT life/health content outline remains effective October 27, 2025, and CID producer guidance shows a February 6, 2026 update marker. Always verify both sites near your appointment date.