Free CT L&H Exam Prep
Connecticut Life, Accident & Health Insurance
Prepare for the CT L&H exam without spending hundreds on expensive prep courses. Free study guides, practice questions, flashcards, and related exam resources.
Quick Facts
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Connecticut Life & Health Insurance License: Complete Roadmap
Follow this path to organize your licensing and exam preparation
Exam Format + Regulatory FoundationYou are here
Lock in exam logistics, CID authority, producer licensing steps, and CUIPA/unfair-practice framework.
Life Domains + Policy Provisions
Cover life policy types, provisions, riders, beneficiary/ownership rules, and Connecticut life statutory timelines.
Health Domains + CT Health Statutes
Study health policy types, disability/LTC, Medicare supplement concepts, Access Health CT, and claim timeline provisions.
Timed Mixed Sets + State-Law Drills
Run timed mixed practice and finish with statute-driven scenario review for high-weight state sections.
Can You Take the CT L&H Exam?
Check if you meet the basic eligibility requirements
- •Pass Connecticut exam 12-CT-03 (or receive an approved waiver where applicable)
- •Submit producer licensing application through Connecticut's licensing workflow
- •Maintain license with biennial renewal by birth month and required CE
CT L&H Quick Facts
Time to Get Licensed
3-6 weeks
From start to license in hand
Retake Policy
Retake scheduling and wait rules are administered through Pearson VUE/CID policies.
Total Cost Breakdown
Free CT L&H Prep Tools
Reported exam pass rate: Not publicly reported by CID/Pearson VUE. Check the exam sponsor for the latest official figure.
650+ Practice Questions
Practice by topic with detailed answer explanations
AI Tutor Explains Mistakes
Understand why answers are wrong, not just which ones
Updated for 2026
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What You'll Study
43 chapters covering the exam topics in this guide
Standalone Coverage Map
1 sections
Connecticut Federal and State-Law Addendum
2 sections
National Life & Health Portion: Introduction
1 sections
National Life & Health Portion: Chapter 1: Principles of Insurance
4 sections
National Life & Health Portion: Chapter 2: Insurance Contracts
3 sections
National Life & Health Portion: Chapter 3: The Insurance Marketplace
3 sections
National Life & Health Portion: Chapter 4: Life Insurance Basics
3 sections
National Life & Health Portion: Chapter 5: Term Life Insurance
3 sections
National Life & Health Portion: Chapter 6: Whole Life Insurance
3 sections
National Life & Health Portion: Chapter 7: Universal Life Insurance
4 sections
National Life & Health Portion: Chapter 8: Variable Life Insurance
4 sections
National Life & Health Portion: Chapter 9: Specialized Life Insurance Products
4 sections
National Life & Health Portion: Chapter 10: Life Insurance Policy Provisions
4 sections
National Life & Health Portion: Chapter 11: Policy Options and Riders
4 sections
National Life & Health Portion: Chapter 12: Underwriting and Policy Delivery
4 sections
National Life & Health Portion: Chapter 13: Group Life Insurance
5 sections
National Life & Health Portion: Chapter 14: Annuity Fundamentals
3 sections
National Life & Health Portion: Chapter 15: Types of Annuities
4 sections
National Life & Health Portion: Chapter 16: Annuity Payout Options
3 sections
National Life & Health Portion: Chapter 17: Taxation of Life Insurance
3 sections
National Life & Health Portion: Chapter 18: Taxation of Annuities
3 sections
National Life & Health Portion: Chapter 19: Qualified Retirement Plans
3 sections
National Life & Health Portion: Chapter 20: Health Insurance Basics
3 sections
National Life & Health Portion: Chapter 21: Medical Expense Insurance
4 sections
National Life & Health Portion: Chapter 22: Health Insurance Policy Provisions
3 sections
National Life & Health Portion: Chapter 23: Group Health Insurance
4 sections
National Life & Health Portion: Chapter 24: Disability Income Insurance
4 sections
National Life & Health Portion: Chapter 25: Long-Term Care Insurance
4 sections
National Life & Health Portion: Chapter 26: Dental and Other Health Products
4 sections
National Life & Health Portion: Chapter 27: Medicare
5 sections
National Life & Health Portion: Chapter 28: Medicare Supplement (Medigap)
2 sections
National Life & Health Portion: Chapter 29: Medicaid and Other Government Programs
3 sections
National Life & Health Portion: Chapter 30: The Affordable Care Act (ACA)
4 sections
National Life & Health Portion: Chapter 31: Health Insurance Taxation
4 sections
National Life & Health Portion: Chapter 32: Insurance Regulation
3 sections
National Life & Health Portion: Chapter 33: Producer Licensing and Conduct
3 sections
National Life & Health Portion: Chapter 34: Unfair Trade Practices
3 sections
National Life & Health Portion: Chapter 35: Policy Replacement and Ethics
3 sections
Introduction: Connecticut Life & Health Insurance Exam Overview
1 sections
Chapter 1: Connecticut Insurance Regulation & Licensing
3 sections
Chapter 2: Connecticut Life Insurance Laws
3 sections
Chapter 3: Connecticut Health Insurance Laws
3 sections
Chapter 4: Connecticut Insurance Ethics & Prohibited Practices
3 sections
CT L&H Exam Details
Connecticut Life, Accident & Health Insurance
Administered by Connecticut Insurance Department (CID) / Pearson VUE
Exam Content Breakdown
Based on the official Connecticut Insurance Department (CID) / Pearson VUE content outline
Life policy types (15) and life policy provisions/riders/options/exclusions (15)
Application/underwriting/policy delivery (12) and retirement/other concepts (8)
Health policy types (16), provisions/clauses/riders (15), social insurance (6), other concepts (5), field underwriting (8)
Common law/regulation (18), Connecticut life law (5), Connecticut health law (7)
What's Included
43 Chapters
Complete exam coverage
Practice Quizzes
With detailed explanations
Free to Start
No credit card required
Quality Exam Prep Shouldn't Cost Hundreds
I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.
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What's Next After the CT L&H?
After passing the CT L&H, you can pursue these career paths
CT L&H Exam FAQ
Official Connecticut Insurance Department (CID) / Pearson VUE Resources
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