Free CT L&H Exam Prep
Connecticut Life, Accident & Health Insurance
Pass your CT L&H exam without spending hundreds on expensive prep courses. Free study guides, practice questions, flashcards, and related exam resources.
Quick Facts
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Connecticut Life & Health Insurance License: Complete Roadmap
Follow this path to maximize your chances of passing on the first try
Exam Format + Regulatory FoundationYou are here
Lock in exam logistics, CID authority, producer licensing steps, and CUIPA/unfair-practice framework.
Life Domains + Policy Provisions
Cover life policy types, provisions, riders, beneficiary/ownership rules, and Connecticut life statutory timelines.
Health Domains + CT Health Statutes
Study health policy types, disability/LTC, Medicare supplement concepts, Access Health CT, and claim timeline provisions.
Timed Mixed Sets + State-Law Drills
Run timed mixed practice and finish with statute-driven scenario review for high-weight state sections.
Can You Take the CT L&H Exam?
Check if you meet the basic eligibility requirements
- •Pass Connecticut exam 12-CT-03 (or receive an approved waiver where applicable)
- •Submit producer licensing application through Connecticut's licensing workflow
- •Maintain license with biennial renewal by birth month and required CE
CT L&H Quick Facts
Time to Get Licensed
3-6 weeks
From start to license in hand
Retake Policy
Retake scheduling and wait rules are administered through Pearson VUE/CID policies.
Total Cost Breakdown
Free CT L&H Prep That Actually Works
The official pass rate is Not publicly reported by CID/Pearson VUE. Our students do better.
200+ Practice Questions
More free questions than most paid courses
AI Tutor Explains Mistakes
Understand why answers are wrong, not just which ones
Updated for 2026
Content reflects latest exam changes
$0 Forever
No credit card, no trial, no upsells
What You'll Study
5 chapters covering everything you need to pass
Introduction: Connecticut Life & Health Insurance Exam Overview
1 sections
Chapter 1: Connecticut Insurance Regulation & Licensing
3 sections
Chapter 2: Connecticut Life Insurance Laws
3 sections
Chapter 3: Connecticut Health Insurance Laws
3 sections
Chapter 4: Connecticut Insurance Ethics & Prohibited Practices
3 sections
CT L&H Exam Details
Connecticut Life, Accident & Health Insurance
Administered by Connecticut Insurance Department (CID) / Pearson VUE
Exam Content Breakdown
Based on the official Connecticut Insurance Department (CID) / Pearson VUE content outline
Life policy types (15) and life policy provisions/riders/options/exclusions (15)
Application/underwriting/policy delivery (12) and retirement/other concepts (8)
Health policy types (16), provisions/clauses/riders (15), social insurance (6), other concepts (5), field underwriting (8)
Common law/regulation (18), Connecticut life law (5), Connecticut health law (7)
What's Included
5 Chapters
Complete exam coverage
Practice Quizzes
With detailed explanations
Free to Start
No credit card required

Quality Exam Prep Shouldn't Cost Hundreds
I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.
Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.
What's Next After the CT L&H?
After passing the CT L&H, you can pursue these career paths
CT L&H Exam FAQ
Official Connecticut Insurance Department (CID) / Pearson VUE Resources
Verify information with these official sources
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Ready to Start Your Free CT L&H Prep?
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