Free Texas P&C Exam Prep
Texas General Lines Property & Casualty Insurance
Prepare for the Texas P&C exam without spending hundreds on expensive prep courses. Free study guides, practice questions, flashcards, and related exam resources.
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Texas Property and Casualty Insurance License Exam Prep - Full-Length Practice Tests, Secrets Study Guide and Review: [Detailed Answer Explanations]
By Matthew Bowling
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Texas Property & Casualty Insurance: Study Roadmap
Follow this path to organize your exam preparation
National P&C Fundamentals
Master foundational P&C insurance concepts: property insurance basics, casualty insurance principles, policy structures, and general insurance concepts tested on the exam.
Texas P&C RegulationsYou are here
Study Texas-specific laws including TDI regulations, TWIA (Texas Windstorm Insurance Association), TFPA (Texas FAIR Plan), and auto insurance requirements (30/60/25 minimums).
Texas Property Insurance
Learn homeowners requirements, TWIA for coastal wind/hail coverage, TFPA for high-risk properties, and Texas-specific property regulations.
Texas Casualty & Ethics
Study auto insurance (30/60/25), workers' compensation (voluntary in TX), TPCIGA guaranty association, and producer conduct requirements.
Can You Take the Texas P&C Exam?
Check if you meet the basic eligibility requirements
- •One-time 180-day temporary license available (sponsor request plus 40 hours of sponsor-provided training)
- •CPCU designation holders exempt from exam
- •Must apply for license within 12 months of passing exam
- •Must be trustworthy with good business reputation
- •No disqualifying criminal history (a felony conviction is a ground for license denial)
Texas P&C Quick Facts
Retake Policy
Temporary License
One-time 180-day temporary license, requested by a sponsoring insurer, agent or agency; 40 hours of sponsor-provided training within 30 days; cannot be renewed
Total Cost Breakdown
Exam Exemptions
Holders of these professional designations may be exempt from all or part of the exam:
Chartered Property Casualty Underwriter - exempt from General Lines P&C exam
Free Texas P&C Prep Tools
397+ Practice Questions
Practice by topic with detailed answer explanations
AI Tutor Explains Mistakes
Understand why answers are wrong, not just which ones
Independent Study Resources
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$0 Forever
Start without a credit card or trial
What You'll Study
8 chapters covering the exam topics in this guide
Introduction: Texas Property & Casualty Insurance Exam Overview
1 sections
Chapter 1: Insurance Fundamentals & General Concepts
4 sections
Chapter 2: Property Insurance Coverages
4 sections
Chapter 3: Casualty & Liability Insurance Coverages
4 sections
Chapter 1: Texas P&C Insurance Regulation & Licensing
3 sections
Chapter 2: Texas Property Insurance Laws
2 sections
Chapter 3: Texas Casualty Insurance Laws
3 sections
Chapter 4: Texas P&C Insurance Ethics & Prohibited Practices
3 sections
Texas P&C-Specific Topics Covered
Texas P&C Exam Details
Texas General Lines Property & Casualty Insurance
Administered by Texas Department of Insurance (TDI)
Exam Content Breakdown
Based on the official Texas Department of Insurance (TDI) content outline
Homeowners HO-2 to HO-8, dwelling policies, commercial lines, inland marine, the NFIP
Insurable interest, risk, hazard, peril, loss and loss valuation
Declarations, conditions, exclusions, proof of loss, contract elements, TRIA
CGL, personal and business auto, workers compensation, crime, bonds, professional liability, umbrella, BOP
Negligence, liability, occurrence, binders, damages, certificates of insurance
Duties after a loss, cancellation and nonrenewal, supplementary payments, loss settlement
Commissioner of Insurance, insurance definitions, licensing requirements, marketing practices, agent duties
Surplus lines, rates and forms, auto insurance, workers compensation, the guaranty association
What's Included
8 Chapters
Complete exam coverage
Practice Quizzes
With detailed explanations
Free to Start
No credit card required
Quality Exam Prep Shouldn't Cost Hundreds
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What's Next After the Texas P&C?
After passing the Texas P&C, you can pursue these career paths
Texas P&C Exam FAQ
Official Texas Department of Insurance (TDI) Resources
Verify information with these official sources
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Ready to Start Your Free Texas P&C Prep?
Review the study guide, practice key concepts, and use the free tools at your own pace.