Free Texas P&C Exam Prep
Texas General Lines Property & Casualty Insurance
Pass your Texas P&C exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.
Quick Facts
Texas Property & Casualty Insurance License: Complete Roadmap
Follow this path to maximize your chances of passing on the first try
National P&C Fundamentals
Master foundational P&C insurance concepts: property insurance basics, casualty insurance principles, policy structures, and general insurance concepts tested on the exam.
Texas P&C RegulationsYou are here
Study Texas-specific laws including TDI regulations, TWIA (Texas Windstorm Insurance Association), TFPA (Texas FAIR Plan), and auto insurance requirements (30/60/25 minimums).
Texas Property Insurance
Learn homeowners requirements, TWIA for coastal wind/hail coverage, TFPA for high-risk properties, and Texas-specific property regulations.
Texas Casualty & Ethics
Study auto insurance (30/60/25), workers' compensation (voluntary in TX), TPCIGA guaranty association, and producer conduct requirements.
Can You Take the Texas P&C Exam?
Check if you meet the basic eligibility requirements
- •Temporary 90-day license available (requires 40 hours pre-license + sponsoring agent)
- •CPCU designation holders exempt from exam
- •Must apply for license within 12 months of passing exam
- •Must be trustworthy with good business reputation
- •No felony convictions involving fraud or dishonesty
Texas P&C Quick Facts
Time to Get Licensed
2-4 weeks
From start to license in hand
Retake Policy
No waiting period between attempts; unlimited retakes
Temporary License
90-day temporary license available (requires 40 hours pre-license + sponsoring agent/agency)
Total Cost Breakdown
Exam Exemptions
Holders of these professional designations may be exempt from all or part of the exam:
Chartered Property Casualty Underwriter - exempt from General Lines P&C exam
Free Texas P&C Prep That Actually Works
The official pass rate is ~65-70% (varies by attempt). Our students do better.
500+ Practice Questions
More free questions than most paid courses
AI Tutor Explains Mistakes
Understand why answers are wrong, not just which ones
Updated for 2026
Content reflects latest exam changes
$0 Forever
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What You'll Study
5 chapters covering everything you need to pass
Introduction: Texas Property & Casualty Insurance Exam Overview
1 sections
Chapter 1: Texas P&C Insurance Regulation & Licensing
3 sections
Chapter 2: Texas Property Insurance Laws
2 sections
Chapter 3: Texas Casualty Insurance Laws
3 sections
Chapter 4: Texas P&C Insurance Ethics & Prohibited Practices
3 sections
Texas P&C-Specific Topics Covered
10 free AI interactions per day
Texas P&C Exam Details
Texas General Lines Property & Casualty Insurance
Administered by Texas Department of Insurance (TDI)
Exam Content Breakdown
Based on the official Texas Department of Insurance (TDI) content outline
TDI structure, file and use rating system, producer licensing requirements
TWIA coastal coverage, TFPA high-risk properties, Texas HO forms, flood insurance
Auto 30/60/25 minimums, voluntary workers compensation, commercial liability
Claims handling requirements, TPCIGA, unfair practices, producer conduct
What's Included
5 Chapters
Complete exam coverage
Practice Quizzes
With detailed explanations
Free to Start
No credit card required
Quality Exam Prep Shouldn't Cost Hundreds
I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.
Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.
What's Next After the Texas P&C?
After passing the Texas P&C, you can pursue these career paths
Texas P&C Exam FAQ
Official Texas Department of Insurance (TDI) Resources
Verify information with these official sources
More Free Resources
Ready to Start Your Free Texas P&C Prep?
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