Free Pennsylvania Life & Health Exam Prep
Pennsylvania Life, Accident, and Health Insurance
Pass your Pennsylvania Life & Health exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.
Quick Facts
Pennsylvania Life & Health Insurance License: Complete Roadmap
Follow this path to maximize your chances of passing on the first try
General Insurance Concepts
Start with foundational insurance principles: risk management, contract law, policy provisions, and underwriting basics. These concepts form the basis for all insurance products.
Life Insurance & AnnuitiesYou are here
Master life insurance products (term, whole, universal, variable), annuities (fixed, variable, indexed), policy provisions, beneficiaries, and Pennsylvania replacement regulations.
Health Insurance Products
Study medical expense insurance, individual and group health plans, disability income, long-term care, Medicare Supplement, and Pennsylvania health insurance regulations.
Pennsylvania Laws & Regulations
Focus on Pennsylvania Insurance Department regulations, PA Insurance Code Title 40, PLHIGA guaranty association, unfair trade practices, and producer licensing requirements.
Can You Take the Pennsylvania Life & Health Exam?
Check if you meet the basic eligibility requirements
- •2025 Change: Pre-license education requirement eliminated as of April 2025
- •Pennsylvania no longer requires classroom or online pre-license courses
- •Exam must still be passed before license application
- •Must disclose any administrative actions or criminal convictions
- •License application valid for 1 year after passing exam
- •CE requirements: 24 hours per 2-year period (including 3 hours ethics)
Free Pennsylvania Life & Health Prep That Actually Works
The official pass rate is ~65-70% (first attempt). Our students do better.
500+ Practice Questions
More free questions than most paid courses
AI Tutor Explains Mistakes
Understand why answers are wrong, not just which ones
Updated for 2026
Content reflects latest exam changes
$0 Forever
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What You'll Study
7 chapters covering everything you need to pass
Introduction: Pennsylvania Life & Health Insurance Exam Overview
1 sections
Chapter 1: Pennsylvania Insurance Regulation & Licensing
3 sections
Chapter 2: Pennsylvania Life Insurance Laws
3 sections
Chapter 3: Pennsylvania Health Insurance Laws
3 sections
Chapter 4: Pennsylvania Insurance Ethics & Prohibited Practices
3 sections
Chapter 5: Pennsylvania Annuity Regulations
3 sections
Chapter 6: Pennsylvania Group Insurance & Special Topics
3 sections
Pennsylvania Life & Health-Specific Topics Covered
10 free AI interactions per day
Pennsylvania Life & Health Exam Details
Pennsylvania Life, Accident, and Health Insurance
Administered by Pennsylvania Insurance Department (PID)
Exam Content Breakdown
Based on the official Pennsylvania Insurance Department (PID) content outline
~33 questions: Risk principles, contract elements, policy provisions
~38 questions: Term, whole, universal life, policy features
~18 questions: Annuity types, taxation, suitability requirements
~30 questions: Medical expense, disability, LTC, Medicare Supplement
~12 questions: Group life, group health, COBRA, continuation
~19 questions: PID regulations, PLHIGA, unfair practices, licensing
What's Included
7 Chapters
Complete exam coverage
Practice Quizzes
With detailed explanations
Free to Start
No credit card required
Quality Exam Prep Shouldn't Cost Hundreds
I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.
Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.
What's Next After the Pennsylvania Life & Health?
After passing the Pennsylvania Life & Health, you can pursue these career paths
Pennsylvania Life & Health Exam FAQ
Official Pennsylvania Insurance Department (PID) Resources
Verify information with these official sources
More Free Resources
Ready to Start Your Free Pennsylvania Life & Health Prep?
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