Free New York P&C Exam Prep
New York Property & Casualty Insurance
Pass your New York P&C exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.
Quick Facts
New York Property & Casualty Insurance License: Complete Roadmap
Follow this path to maximize your chances of passing on the first try
New York 90-Hour Pre-License Course
Complete the required 90-hour DFS-approved course covering property and casualty insurance fundamentals and New York regulations.
National P&C Fundamentals
Master foundational P&C insurance concepts: property insurance basics, casualty insurance principles, policy structures, and general concepts.
New York P&C RegulationsYou are here
Study New York-specific laws including DFS regulations, no-fault auto (25/50/10), NYPIUA, SUM coverage, and workers' compensation requirements.
New York Property Insurance
Learn NYPIUA (Property Insurance Underwriting Association), cancellation rules, free look periods, and New York-specific property regulations.
Can You Take the New York P&C Exam?
Check if you meet the basic eligibility requirements
- •Maximum 8 hours of study per day allowed
- •CPCU designation holders can waive education and take Laws & Regulations exam only
- •1 year insurance work experience can waive broker education requirement
- •Must pass exam within 2 years of applying for license
- •30 hours CE every 2 years for dual-line agents
New York P&C Quick Facts
Time to Get Licensed
3-6 weeks (90-hour pre-license required)
From start to license in hand
Retake Policy
Must wait 24 hours between attempts; unlimited retakes
Temporary License
Not available in New York
Total Cost Breakdown
Exam Exemptions
Holders of these professional designations may be exempt from all or part of the exam:
Chartered Property Casualty Underwriter - exempt from exam
Certified Insurance Counselor - may qualify for partial exemption
Free New York P&C Prep That Actually Works
The official pass rate is ~65-70% (varies by attempt). Our students do better.
500+ Practice Questions
More free questions than most paid courses
AI Tutor Explains Mistakes
Understand why answers are wrong, not just which ones
Updated for 2026
Content reflects latest exam changes
$0 Forever
No credit card, no trial, no upsells
What You'll Study
5 chapters covering everything you need to pass
Introduction: New York Property & Casualty Insurance Exam Overview
1 sections
Chapter 1: New York P&C Insurance Regulation & Licensing
3 sections
Chapter 2: New York Property Insurance Laws
3 sections
Chapter 3: New York Casualty Insurance Laws
3 sections
Chapter 4: New York P&C Insurance Ethics & Prohibited Practices
3 sections
New York P&C-Specific Topics Covered
10 free AI interactions per day
New York P&C Exam Details
New York Property & Casualty Insurance
Administered by New York Department of Financial Services (DFS)
Exam Content Breakdown
Based on the official New York Department of Financial Services (DFS) content outline
DFS structure, 90-hour pre-license, licensing requirements
NYPIUA, cancellation rules, free look periods, property forms
No-fault auto 25/50/10, SUM coverage, workers compensation
Claims handling, NY Security Fund, unfair practices, producer conduct
What's Included
5 Chapters
Complete exam coverage
Practice Quizzes
With detailed explanations
Free to Start
No credit card required
Quality Exam Prep Shouldn't Cost Hundreds
I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.
Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.
What's Next After the New York P&C?
After passing the New York P&C, you can pursue these career paths
New York P&C Exam FAQ
Official New York Department of Financial Services (DFS) Resources
Verify information with these official sources
More Free Resources
Ready to Start Your Free New York P&C Prep?
Join thousands of candidates who passed their exams using our free study materials.