Free New York Life & Health Exam Prep
New York Life, Accident, and Health Insurance
Prepare for the New York Life & Health exam without spending hundreds on expensive prep courses. Free study guides, practice questions, flashcards, and related exam resources.
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New York Life & Health Insurance: Study Roadmap
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Complete Pre-License Education
Complete 40-hour DFS-approved pre-license course covering life insurance, health insurance, annuities, and New York Insurance Law. Must include 4 hours of ethics training.
Life Insurance & AnnuitiesYou are here
Master NY-specific life insurance requirements: policy types, Regulation 60 (annuity suitability), Regulation 187 (best interest standard), replacement requirements, and illustration rules.
Health Insurance Products
Study NY health insurance: individual/group plans, NY State of Health marketplace, disability income, long-term care, Medicare Supplement, and mental health parity requirements.
NY Insurance Law & Regulations
Focus intensively on New York Insurance Law, DFS regulations, guaranty fund, unfair trade practices, and producer licensing requirements. NY has extensive state-specific content.
Can You Take the New York Life & Health Exam?
Check if you meet the basic eligibility requirements
- •40 hours pre-license education must include 4 hours of ethics
- •Pre-license school certificate does not expire; apply within two years of passing the exam
- •Regulation 60 suitability requirements for annuity sales
- •CE requirements: 15 hours per 2-year period (includes 1 hour ethics)
Free New York Life & Health Prep Tools
625+ Practice Questions
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AI Tutor Explains Mistakes
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Independent Study Resources
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What You'll Study
7 chapters covering the exam topics in this guide
Introduction: New York Life & Health Insurance Exam Overview
1 sections
Chapter 1: New York Insurance Regulation & Licensing
3 sections
Chapter 2: New York Life Insurance Laws
3 sections
Chapter 3: New York Health Insurance Laws
3 sections
Chapter 4: New York Insurance Ethics & Prohibited Practices
3 sections
Chapter 5: New York Advanced Annuity Regulations
3 sections
Chapter 6: New York Group Insurance & Special Topics
3 sections
New York Life & Health-Specific Topics Covered
New York Life & Health Exam Details
New York Life, Accident, and Health Insurance
Administered by New York Department of Financial Services (DFS)
Exam Content Breakdown
Based on the official New York Department of Financial Services (DFS) content outline
New York licensing, laws and regulations (PSI Series 17-55 outline)
Insurance concepts, contracts and producer duties
Insurable interest, needs analysis and life basics
Term, whole life, universal and other policy types
Standard provisions, nonforfeiture and dividend options, riders
Annuity types, phases and suitability
Taxation of premiums, proceeds and annuity payments
Qualified retirement plans and their rules
Life settlement contracts and New York rules
Health insurance concepts and terms
Uniform mandatory and optional provisions
Disability income, business overhead and related coverage
Medical expense plans and managed care
ACA requirements and marketplaces
LTC coverage and New York LTC rules
Group and blanket health coverage
Medicare, Medicaid and other public programs
Medicare supplement and other senior products
What's Included
7 Chapters
Complete exam coverage
Practice Quizzes
With detailed explanations
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No credit card required
Quality Exam Prep Shouldn't Cost Hundreds
I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.
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What's Next After the New York Life & Health?
After passing the New York Life & Health, you can pursue these career paths
New York Life & Health Exam FAQ
Official New York Department of Financial Services (DFS) Resources
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