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Free NE L&H Exam Prep

Nebraska Life, Annuities, Accident & Health Insurance

Pass your NE L&H exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.

Your Study Path

Nebraska Life & Health Insurance License: Complete Roadmap

Follow this path to maximize your chances of passing on the first try

1

Exam Logistics + Nebraska Producer LawYou are here

Memorize the 13-03 format, then lock in licensing deadlines and reporting duties under sections 44-4054, 44-4061, 44-4062, and 44-4065.

16
hours
2

Life Policy Provisions + Annuities

Drill life clauses (free look, grace period, incontestability, reinstatement), nonforfeiture, and annuity suitability/best-interest obligations.

24
hours
3

Accident & Health + Senior Products

Cover health policy provisions, renewability, disability, medical plans, Medicare supplement, and LTC requirements.

24
hours
4

Timed Mixed Sets + Statute Review

Finish with timed mixed practice and targeted review of high-frequency Nebraska statute references.

20
hours
Estimated total study time
84 hours
That's about 9 weeks at 10 hours/week

Can You Take the NE L&H Exam?

Check if you meet the basic eligibility requirements

Age
18 years or older
Education
Nebraska resident producer applicants must satisfy DOI qualification requirements
Additional Requirements
  • Pass Nebraska producer exam series 13-03
  • Submit resident producer application after passing
  • Maintain license with renewal and CE compliance under Nebraska law

NE L&H Quick Facts

Time to Get Licensed

4-8 weeks for most candidates

From start to license in hand

Exam Provider

PSI

Remote Testing Available
Schedule Your Exam

Retake Policy

Candidates may retest through PSI scheduling; verify current Nebraska/PSI retake timing before booking.

Total Cost Breakdown

Exam Fee$47
Total Estimated Cost$47+ exam fee, plus any separate licensing, fingerprinting, and filing costs
Why Choose Us

Free NE L&H Prep That Actually Works

The official pass rate is Not publicly published by Nebraska DOI/PSI. Our students do better.

200+ Practice Questions

More free questions than most paid courses

AI Tutor Explains Mistakes

Understand why answers are wrong, not just which ones

Updated for 2026

Content reflects latest exam changes

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What You'll Study

5 chapters covering everything you need to pass

NE L&H-Specific Topics Covered

Nebraska producer licensing renewal cycle and late-renewal windows (44-4054)Appointment and termination filing deadlines (44-4061 and 44-4062)Producer self-reporting timelines for actions/prosecutions (44-4065)Life-policy required provisions and 2026 lapse-notice update (44-502 and 44-502(15))Annuity best-interest standard and training duties (44-8106 to 44-8108)Accident and health mandatory/optional policy provisions (44-710.03 and 44-710.04)Medicare supplement 30-day free look and health-policy free look rules (44-3608 and 44-710.18)Unfair trade practices penalties and recent enforcement updates (44-1529)
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NE L&H Exam Details

Nebraska Life, Annuities, Accident & Health Insurance

Administered by Nebraska Department of Insurance / PSI

Official Source
Pass/fail result reported by PSI (numeric cut score not publicly published)
Passing Score
150
Questions
2
Hours
$47 exam fee (series 13-03)
Exam Fee
Study time: 60-100 hours
Prerequisites: Nebraska resident producer applicants must meet DOI qualification standards and complete licensing steps after passing series 13-03

Exam Content Breakdown

Based on the official Nebraska Department of Insurance / PSI content outline

Nebraska Insurance Regulation15%

Producer licensing, appointments/terminations, CE, unfair practices, and DOI powers

General Insurance10%

Risk principles, contracts, agency authority, and insurer types

Life, Annuity, and Life Tax Domains37%

Life basics, policy provisions, annuities, and federal tax treatment of life/annuity products

Accident & Health, Group, Senior, and A&H Tax Domains38%

Underwriting, individual/group health, disability, dental, Medicare/LTC, and federal tax for A&H

What's Included

5 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

Free to Start

No credit card required

Ran Chen - AI Engineer, CFP®
CFP®
Why It's Free

Quality Exam Prep Shouldn't Cost Hundreds

I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.

Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.

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What's Next After the NE L&H?

After passing the NE L&H, you can pursue these career paths

NE L&H Exam FAQ

Official Nebraska Department of Insurance / PSI Resources

Verify information with these official sources

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