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Free North Dakota P&C Exam Prep

North Dakota Property & Casualty Insurance

Pass your North Dakota P&C exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.

Your Study Path

North Dakota Property & Casualty Insurance License: Complete Roadmap

Follow this path to maximize your chances of passing on the first try

1

National P&C Fundamentals

Master foundational P&C insurance concepts: property insurance basics, casualty insurance principles, policy structures, and general insurance concepts.

25
hours
Start this step
2

North Dakota P&C RegulationsYou are here

Study North Dakota-specific laws including elected Commissioner regulations, file-and-use rate system, 25/50/25 auto liability minimums, and WSI monopolistic workers' comp.

15
hours
3

North Dakota Property Insurance

Learn homeowners requirements, hail and tornado coverage, farm and agricultural coverage, and North Dakota-specific property regulations.

10
hours
4

Practice Exams

Complete practice exams for both Property (110 questions) and Casualty (110 questions) sections. Note: Exams are long (5 hours total)!

15
hours
Estimated total study time
65 hours
That's about 7 weeks at 10 hours/week

Can You Take the North Dakota P&C Exam?

Check if you meet the basic eligibility requirements

Age
18 years or older
Education
No pre-license education required (classroom or self-study allowed)
Background Check
Required via fingerprinting ($29 PSI + $40 ND Attorney General = $69)
Fingerprinting
Required at PSI test center during regular testing hours on exam day
Additional Requirements
  • Property exam: 110 scored questions across 10 sections, 150 minutes
  • Casualty exam: 110 scored questions across 10 sections, 150 minutes
  • Exam via PSI (different from most states using Pearson VUE)
  • Fingerprinting must be done with check/money order payable to ND Attorney General
  • Exam scores valid for 1 year - must apply within that time
  • Initial license fee is $100
  • Birth month renewal (biennial)

North Dakota P&C Quick Facts

Time to Get Licensed

3-5 weeks

From start to license in hand

Exam Provider

PSI Services

In-Person Only
Schedule Your Exam

Retake Policy

24-hour wait between attempts; 1 year to apply after passing

Temporary License

Not available in North Dakota

Total Cost Breakdown

Exam Fee$128 ($64 Property + $64 Casualty)
Application Fee$100
Fingerprint Fee$69 ($29 PSI + $40 ND AG)
NIPR Transaction Fee$5.60
Total Estimated Cost$302-350

Exam Exemptions

Holders of these professional designations may be exempt from all or part of the exam:

CPCU

Chartered Property Casualty Underwriter - may qualify for exam exemption

CIC

Certified Insurance Counselor - may qualify for exam exemption

Why Choose Us

Free North Dakota P&C Prep That Actually Works

The official pass rate is ~50-70% first-time (national average). Our students do better.

400+ Practice Questions

More free questions than most paid courses

AI Tutor Explains Mistakes

Understand why answers are wrong, not just which ones

Updated for 2026

Content reflects latest exam changes

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What You'll Study

5 chapters covering everything you need to pass

North Dakota P&C-Specific Topics Covered

North Dakota Insurance Department RegulationsElected Commissioner (unique - most states appoint)North Dakota Insurance CodeAuto Insurance Minimums (25/50/25)WSI (Workforce Safety & Insurance) - Monopolistic Workers' CompHail and Tornado CoverageFarm and Agricultural CoverageFile-and-Use Rate SystemProducer Licensing RequirementsPSI Fingerprinting Process (at test center)ND Attorney General Background CheckContinuing Education (24 hours/2 years, 3 ethics)Birth Month Renewal Cycle1-Year Application Window After Passing
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North Dakota P&C Exam Details

North Dakota Property & Casualty Insurance

Administered by North Dakota Insurance Department

Official Source
70%
Passing Score
220
Questions
5
Hours
$128 exam ($64 property + $64 casualty) + $100 application + $69 fingerprint + $5.60 NIPR (total ~$492.85)
Exam Fee
Study time: 50-70 hours
Prerequisites: None (no pre-license education required - can self-study)

Exam Content Breakdown

Based on the official North Dakota Insurance Department content outline

ND Regulation15%

Insurance Dept structure, elected Commissioner, file-and-use rates

Property Insurance Laws25%

Hail, tornado, farm/agricultural coverage

Casualty Insurance Laws35%

Auto 25/50/25 minimums, WSI monopolistic workers' comp

Ethics & Prohibited Practices25%

CE 24hrs/2yrs (3 ethics), fiduciary duties, producer conduct

What's Included

5 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

Free to Start

No credit card required

Ran Chen - AI Engineer, CFP®
CFP®
Why It's Free

Quality Exam Prep Shouldn't Cost Hundreds

I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.

Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.

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What's Next After the North Dakota P&C?

After passing the North Dakota P&C, you can pursue these career paths

North Dakota P&C Exam FAQ

Official North Dakota Insurance Department Resources

Verify information with these official sources

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