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Free ND P&C Exam Prep

North Dakota Property & Casualty Insurance

Pass your ND P&C exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.

Quick Facts

5
Chapters
10
Sections
$0
Our Cost
Updated January 2026

North Dakota Property & Casualty Insurance

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Your Study Path

North Dakota Property & Casualty Insurance License: Complete Roadmap

Follow this path to maximize your chances of passing on the first try

1

Memorize North Dakota Exam LogisticsYou are here

Start with high-yield logistics: separate Property and Casualty line exams, 110 questions each, 150-minute limit, 70% passing score, and $64 fee per line.

10
hours
2

Master National Property and Casualty Core

Build strong fundamentals in policy forms, valuation, liability concepts, and policy provisions because national content still drives most questions.

34
hours
Start this step
3

Drill North Dakota Law and Numbers

Focus on ND producer law, 25/50/25 minimum limits, mandatory UM/UIM, $30,000 no-fault PIP, notice timelines, guaranty rules, and WSI workers compensation structure.

30
hours
4

Run Timed Line-Exam Simulations

Practice in 110-question timed sets and review misses by statute area, especially new 2025+ property-regulation updates under NDCC 26.1-30 and 26.1-39.

20
hours
Estimated total study time
94 hours
That's about 10 weeks at 10 hours/week

Can You Take the ND P&C Exam?

Check if you meet the basic eligibility requirements

Age
At least 18 years old
Education
No pre-licensing education requirement is listed for resident producer applicants
Background Check
Background review applies during resident producer application processing
Additional Requirements
  • •Pass the Property and/or Casualty line exam with a 70% score
  • •Submit resident producer application and fees through NIPR/SBS
  • •Complete 24 CE hours every 2 years including 3 ethics hours after licensing
  • •Report administrative actions and criminal prosecutions to the Department within required timelines

ND P&C Quick Facts

Time to Get Licensed

4-8 weeks for most candidates

From start to license in hand

Exam Provider

PSI

In-Person Only
Schedule Your Exam

Retake Policy

North Dakota does not allow same-day retesting; candidates may retest the next day (subject to appointment availability) and each attempt requires a new exam fee.

Total Cost Breakdown

Exam Fee$64 per line exam ($128 for both lines)
Application Fee$100 resident producer application
Total Estimated Cost$228+ before processing, transaction, or background-check costs
Why Choose Us

Free ND P&C Prep That Actually Works

The official pass rate is Not publicly reported by North Dakota Insurance Department / PSI. Our students do better.

200+ Practice Questions

More free questions than most paid courses

AI Tutor Explains Mistakes

Understand why answers are wrong, not just which ones

Updated for 2026

Content reflects latest exam changes

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What You'll Study

5 chapters covering everything you need to pass

1

Introduction: North Dakota Property & Casualty Insurance Exam Overview

1 sections

2

Chapter 1: North Dakota P&C Insurance Regulation & Licensing

3 sections

3

Chapter 2: North Dakota Property Insurance

2 sections

4

Chapter 3: North Dakota Auto & Casualty Insurance

2 sections

5

Chapter 4: North Dakota Ethics & Professional Conduct

2 sections

ND P&C-Specific Topics Covered

North Dakota Insurance Department authority and producer licensing under NDCC Title 26.1Separate Property and Casualty line exams (110 questions, 150 minutes each, 70% passing)Producer renewal by birth month and CE requirement of 24 hours with 3 ethicsAuto minimum liability limits of 25/50/25Mandatory UM/UIM framework and no-fault PIP at $30,000 per personCancellation/nonrenewal timing and notice distinctions in auto policy regulationWorkers compensation through monopolistic state fund (Workforce Safety & Insurance)Guaranty association coverage framework and statutory limits2025+ updates: NDCC 26.1-30-22 and 26.1-30-23 for residential property endorsements/disclosures2025+ updates: NDCC 26.1-39-29 and 26.1-39-30 civil-remedy and reopened/supplemental-claim timing requirements
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ND P&C Exam Details

North Dakota Property & Casualty Insurance

Administered by North Dakota Insurance Department / PSI

Official Source
70% (77/110 per exam)
Passing Score
110
Questions
150
Minutes
$64 per exam line
Exam Fee
Study time: 60-100 hours total
Prerequisites: Meet producer eligibility, pass required exam line(s), and apply for resident producer authority through NIPR per North Dakota Insurance Department guidance

Exam Content Breakdown

Based on the official North Dakota Insurance Department / PSI content outline

North Dakota Law and Producer Regulation36%

Insurance Department authority, producer licensing/renewal, CE, unfair practices, and ND line-specific statutes across both exam outlines

Property Policies and Coverages24%

Property basics, dwelling and homeowners forms, commercial property, BOP, and other property coverages

Casualty Policies and Coverages25%

Casualty basics, personal auto, commercial auto, CGL, workers compensation, and other casualty coverages

General Insurance Concepts13%

Core insurance principles and policy concepts tested in both line exams

Federal Law Topics2%

Limited federal-law items such as consumer privacy and credit reporting duties

What's Included

5 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

Free to Start

No credit card required

Ran Chen - AI Engineer, CFP®
CFP®
Why It's Free

Quality Exam Prep Shouldn't Cost Hundreds

I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.

Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.

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What's Next After the ND P&C?

After passing the ND P&C, you can pursue these career paths

Property & Casualty

Build national P&C fundamentals first

ND Life & Health

Add North Dakota life and health authority

NMLS

Expand into mortgage licensing workflow

ND P&C Exam FAQ

Official North Dakota Insurance Department / PSI Resources

Verify information with these official sources

North Dakota Resident Producer LicensingNorth Dakota Resident Producer Application StepsNorth Dakota Producer Renewal GuidancePSI North Dakota Candidate Information Bulletin (12/27/2024)North Dakota Property Producer OutlineNorth Dakota Casualty Producer OutlineNorth Dakota Auto Insurance Consumer GuidanceNDCC 26.1-40 Motor Vehicle Liability PoliciesNDCC 26.1-41 Motor Vehicle No-Fault InsuranceNDCC 26.1-30 (includes 26.1-30-22 and 26.1-30-23 updates)NDCC 26.1-39 (includes 26.1-39-29 and 26.1-39-30 updates)Workforce Safety & Insurance Coverage Requirements

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