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Free North Carolina P&C Exam Prep

North Carolina Property & Casualty Insurance

Pass your North Carolina P&C exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.

State-Specific Content Only

This covers North Carolina-specific laws and regulations. Most Property & Casualty exams have both national and state portions.

Study National Concepts First

North Carolina P&C Quick Facts

Time to Get Licensed

3-5 weeks

From start to license in hand

Exam Provider

Pearson VUE

In-Person Only
Schedule Your Exam

Retake Policy

90 days or 5 attempts max (whichever first); 24-hour wait; must retake pre-license if exceeded

Temporary License

Not available in North Carolina

Total Cost Breakdown

Exam Fee$47
Application Fee$15-30
Fingerprint Fee~$50-70
Pre-License Education$200-400 (40-hour course required)
NIPR Transaction Fee$5.60
Total Estimated Cost$317-550

Exam Exemptions

Holders of these professional designations may be exempt from all or part of the exam:

CPCU

Chartered Property Casualty Underwriter - exempt from CE requirements (must certify annually)

CIC

Certified Insurance Counselor - may qualify for exemptions

Why Choose Us

Free North Carolina P&C Prep That Actually Works

500+ Practice Questions

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Updated for 2026

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What You'll Study

5 chapters covering everything you need to pass

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North Carolina P&C Exam Details

North Carolina Property & Casualty Insurance

Administered by North Carolina Department of Insurance (NCDOI)

Official Source
75%
Passing Score
150
Questions
2.5
Hours
$47 exam fee + licensing fees
Exam Fee
Study time: 50-70 hours
Prerequisites: 40 hours pre-license education

Exam Content Breakdown

Based on the official North Carolina Department of Insurance (NCDOI) content outline

North Carolina P&C Regulation15%

NCDOI structure (elected Commissioner), licensing

Property Insurance Laws25%

NC Beach Plan (NCIUA), NC JUA, hurricane deductibles

Casualty Insurance Laws35%

At-fault auto, 30/60/25, contributory negligence, Reinsurance Facility

Ethics & Prohibited Practices25%

Claims handling, NCPCIGA, producer conduct

What's Included

5 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

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What's Next After the North Carolina P&C?

After passing the North Carolina P&C, you can pursue these career paths

North Carolina P&C Exam FAQ

Official North Carolina Department of Insurance (NCDOI) Resources

Verify information with these official sources

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