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State-Specific Content Only

This covers North Carolina-specific laws and regulations. Most Property & Casualty exams have both national and state portions.

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North Carolina Property & Casualty Insurance

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Last updated: January 2026

NC P&C Exam Details

North Carolina Property & Casualty Insurance

Administered by North Carolina Department of Insurance (NCDOI)

Official Source
75%
Passing Score
150
Questions
2.5
Hours
$47 exam fee + licensing fees
Exam Fee
Study time: 50-70 hours
Prerequisites: 40 hours pre-license education

Exam Content Breakdown

Based on the official North Carolina Department of Insurance (NCDOI) content outline

North Carolina P&C Regulation15%

NCDOI structure (elected Commissioner), licensing

Property Insurance Laws25%

NC Beach Plan (NCIUA), NC JUA, hurricane deductibles

Casualty Insurance Laws35%

At-fault auto, 30/60/25, contributory negligence, Reinsurance Facility

Ethics & Prohibited Practices25%

Claims handling, NCPCIGA, producer conduct

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What's Next After the NC P&C?

After passing the NC P&C, you can pursue these career paths

NC P&C Exam FAQ

Course Content

Official North Carolina Department of Insurance (NCDOI) Resources

Verify information with these official sources

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