Free MD Life & Health Exam Prep
Maryland Life & Health Insurance
Pass your MD Life & Health exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.
Quick Facts
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Flashcards on MometrixMaryland Life & Health Insurance License: Complete Roadmap
Follow this path to maximize your chances of passing on the first try
Master National Life and Health Core
Build baseline fluency in policy types, provisions, underwriting, annuities, disability, and medical-plan structures before state-law drilling.
Prioritize Maryland Regulation and Producer LawYou are here
Use the 30% regulation weighting to focus on licensing, appointments, continuing education, unfair practices, and producer conduct rules.
Drill Life/Annuity and Health Statute Scenarios
Practice replacement, annuity, Medicare supplement, disability/LTC, and marketplace-related questions with Maryland-specific compliance triggers.
Run Timed 150-Minute Simulations
Simulate full exam pacing with 140-item sets and review misses by blueprint domain until scores stabilize above passing range.
Can You Take the MD Life & Health Exam?
Check if you meet the basic eligibility requirements
- •Pass Maryland Life and Accident & Health Producer Combo exam series 20-30 with a 70% passing score
- •Apply for resident producer licensing through NIPR/MIA after passing
- •Maintain producer license through Maryland CE rules (typically 24 credits biennially with 3 ethics credits)
- •Comply with producer-reporting deadlines, including address/email/name updates within statutory windows
- •Follow appointment termination reporting standards updated by Bulletin 26-3 (January 30, 2026)
MD Life & Health Quick Facts
Time to Get Licensed
4-8 weeks for most candidates
From start to license in hand
Retake Policy
Prometric permits retesting with a new reservation fee; candidates should confirm any wait-period details in the current Maryland License Information Bulletin before scheduling.
Total Cost Breakdown
Free MD Life & Health Prep That Actually Works
The official pass rate is Not publicly published by MIA/Prometric. Our students do better.
200+ Practice Questions
More free questions than most paid courses
AI Tutor Explains Mistakes
Understand why answers are wrong, not just which ones
Updated for 2026
Content reflects latest exam changes
$0 Forever
No credit card, no trial, no upsells
What You'll Study
5 chapters covering everything you need to pass
Introduction: Maryland Life & Health Insurance Exam Overview
1 sections
Chapter 1: Maryland Insurance Regulation & Licensing
3 sections
Chapter 2: Maryland Life Insurance Laws
3 sections
Chapter 3: Maryland Health Insurance Laws
3 sections
Chapter 4: Maryland Insurance Ethics & Prohibited Practices
3 sections
MD Life & Health-Specific Topics Covered
10 free AI interactions per day
MD Life & Health Exam Details
Maryland Life & Health Insurance
Administered by Maryland Insurance Administration (MIA) / Prometric
Exam Content Breakdown
Based on the official Maryland Insurance Administration (MIA) / Prometric content outline
MIA authority, producer licensing and appointments, unfair practices, and Maryland-specific producer law
Risk, policy structure, insurable interest, and contract fundamentals
Life basics, policy types/provisions, annuity contracts, replacement, and retirement/qualified-plan concepts
Health policy types, disability income, medical plans, group health, and federal-health program integration
Medicare-related products, senior-market protections, and tax treatment of life/health products
What's Included
5 Chapters
Complete exam coverage
Practice Quizzes
With detailed explanations
Free to Start
No credit card required
Quality Exam Prep Shouldn't Cost Hundreds
I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.
Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.
What's Next After the MD Life & Health?
After passing the MD Life & Health, you can pursue these career paths
MD Life & Health Exam FAQ
Official Maryland Insurance Administration (MIA) / Prometric Resources
Verify information with these official sources
More Free Resources
Ready to Start Your Free MD Life & Health Prep?
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