Free Maryland Life & Health Exam Prep
Maryland Life, Accident, and Health Insurance
Pass your Maryland Life & Health exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.
Quick Facts
Maryland Life & Health Insurance License: Complete Roadmap
Follow this path to maximize your chances of passing on the first try
General Insurance Concepts
Start with foundational insurance principles: risk management, contract law, policy provisions, and underwriting basics. These concepts form the basis for all insurance products.
Life Insurance & AnnuitiesYou are here
Master life insurance products (term, whole, universal, variable), annuities (fixed, variable, indexed), policy provisions, beneficiaries, and Maryland replacement regulations.
Accident & Health Products
Study medical expense insurance, individual and group health plans, disability income, long-term care, Medicare Supplement, and Maryland health insurance regulations.
Maryland Laws & Regulations
Focus on Maryland-specific content: MIA regulations, Maryland Insurance Code, MDLIGA guaranty association, unfair trade practices, and producer licensing requirements.
Can You Take the Maryland Life & Health Exam?
Check if you meet the basic eligibility requirements
- •2024 Legislative Update: HB0265/SB0336 effective October 1, 2024 modified requirements
- •Pre-license education highly recommended for exam preparation
- •Passing grade valid for 6 months from exam date
- •License application must be submitted within 6 months of passing exam
- •Two valid government-issued IDs required at exam (one with photo)
- •CE requirements: Varies - check MIA for current requirements
Free Maryland Life & Health Prep That Actually Works
The official pass rate is ~65-70% (first attempt). Our students do better.
500+ Practice Questions
More free questions than most paid courses
AI Tutor Explains Mistakes
Understand why answers are wrong, not just which ones
Updated for 2026
Content reflects latest exam changes
$0 Forever
No credit card, no trial, no upsells
What You'll Study
5 chapters covering everything you need to pass
Introduction: Maryland Life & Health Insurance Exam Overview
1 sections
Chapter 1: Maryland Insurance Regulation & Licensing
3 sections
Chapter 2: Maryland Life Insurance Laws
3 sections
Chapter 3: Maryland Health Insurance Laws
3 sections
Chapter 4: Maryland Insurance Ethics & Prohibited Practices
3 sections
Maryland Life & Health-Specific Topics Covered
10 free AI interactions per day
Maryland Life & Health Exam Details
Maryland Life, Accident, and Health Insurance
Administered by Maryland Insurance Administration (MIA)
Exam Content Breakdown
Based on the official Maryland Insurance Administration (MIA) content outline
~18 questions: Risk management, contract law, policy provisions
~21 questions: Term, whole, universal life, policy features
~10 questions: Annuity types, taxation, suitability requirements
~16 questions: Medical expense, disability, LTC, Medicare Supplement
~6 questions: Group life, group health, COBRA, HIPAA
~9 questions: MIA regulations, MDLIGC, unfair practices, licensing
What's Included
5 Chapters
Complete exam coverage
Practice Quizzes
With detailed explanations
Free to Start
No credit card required
Quality Exam Prep Shouldn't Cost Hundreds
I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.
Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.
What's Next After the Maryland Life & Health?
After passing the Maryland Life & Health, you can pursue these career paths
Maryland Life & Health Exam FAQ
Official Maryland Insurance Administration (MIA) Resources
Verify information with these official sources
More Free Resources
Ready to Start Your Free Maryland Life & Health Prep?
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