200+ Free MD Life & Health Practice Questions
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Key Facts: MD Life & Health Exam
140
Delivered Questions
Prometric MD 20-30 outline
130 + 10
Scored + Unscored Split
Prometric MD 20-30 outline
150 min
Exam Time
Prometric MD 20-30 outline
70%
Passing Score
Prometric Maryland FAQ
$60
Exam Fee
Prometric Maryland FAQ
30%
Regulation Weight
Prometric MD 20-30 outline
Maryland series 20-30 is 140 delivered questions (130 scored + 10 unscored) in 150 minutes with a 70% passing standard and a $60 exam fee. Official weighting puts 30% of scored questions in Insurance Regulation, so licensing law, appointments, reporting duties, unfair practices, and producer conduct are high-impact domains. Maryland also repealed pre-licensing education for exam-required producer lines effective October 1, 2024 (MIA Bulletin 24-19).
About the MD Life & Health Exam
Maryland's combined Life and Accident & Health producer exam (series 20-30) tests national life/health fundamentals plus Maryland producer regulation, state law, and ethics-driven compliance topics.
Questions
140 scored questions
Time Limit
2 hours 30 minutes
Passing Score
70%
Exam Fee
$60 (Maryland Insurance Administration / Prometric)
MD Life & Health Exam Content Outline
Maryland Insurance Regulation
MIA authority, producer licensing/appointments, reporting deadlines, CE, unfair trade practices, and discipline rules
Life and Annuity Knowledge
Life basics, policy types/provisions, annuity concepts, qualified plans, and related tax treatment
Health Insurance Knowledge
Health policy concepts, disability income, medical plans, group coverage, and senior/special-needs topics
Federal and Senior-Market Topics
Medicare-related standards, federal overlays, and compliance-sensitive product guidance
How to Pass the MD Life & Health Exam
What You Need to Know
- Passing score: 70%
- Exam length: 140 questions
- Time limit: 2 hours 30 minutes
- Exam fee: $60
Keys to Passing
- Complete 500+ practice questions
- Score 80%+ consistently before scheduling
- Focus on highest-weighted sections
- Use our AI tutor for tough concepts
MD Life & Health Study Tips from Top Performers
Frequently Asked Questions
How many questions are on Maryland Life & Health series 20-30?
Prometric's Maryland outline lists 140 delivered questions: 130 scored and 10 unscored pretest items. The total seat time is 150 minutes.
What is the Maryland passing score?
Maryland uses a 70% passing score for the combined Life and Accident & Health producer exam. Building a buffer above 70% in practice is the safest strategy.
What is the current Maryland exam fee?
Prometric lists a $60 exam fee per attempt for series 20-30. Retakes require a new reservation and fee payment.
Did Maryland remove pre-licensing education?
Yes. MIA Bulletin 24-19 confirms pre-licensing education for exam-required producer licenses was repealed effective October 1, 2024.
Which Maryland domain has the highest exam weight?
Insurance Regulation is weighted at 30%, the largest domain in the official outline. Prioritize producer law, appointments, unfair practices, and compliance duties.
What Maryland compliance update matters in 2026?
MIA Bulletin 26-3 (January 30, 2026) clarified expectations for for-cause appointment termination reporting, including timing and supporting documentation workflow.