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Free Louisiana P&C Exam Prep

Louisiana Property & Casualty Insurance

Pass your Louisiana P&C exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.

Your Study Path

Louisiana Property & Casualty Insurance License: Complete Roadmap

Follow this path to maximize your chances of passing on the first try

1

National P&C Fundamentals

Master foundational P&C insurance concepts: property insurance basics, casualty insurance principles, policy structures, and general insurance concepts tested on the exam.

20
hours
Start this step
2

Louisiana P&C RegulationsYou are here

Study Louisiana-specific laws including LDI regulations, auto insurance requirements (15/30/25 minimums), hurricane deductibles, and Louisiana insurance code provisions.

15
hours
3

Louisiana Property Insurance

Learn Louisiana FAIR Plan, homeowners coverage requirements, hurricane/flood coverage, coastal property, and Louisiana-specific property regulations.

10
hours
4

Louisiana Casualty & Ethics

Master auto insurance requirements, workers compensation, LIGA guaranty association, and producer conduct standards.

10
hours
Estimated total study time
55 hours
That's about 6 weeks at 10 hours/week

Can You Take the Louisiana P&C Exam?

Check if you meet the basic eligibility requirements

Age
18 years or older
Education
40 hours pre-license education with 70% passing on certification exam
Background Check
Required - fingerprint-based via PSI
Fingerprinting
Required - PSI ($39.25) at Louisiana PSI sites
Additional Requirements
  • 40 hours pre-licensing required before exam
  • Must pass pre-license certification exam with 70% or higher
  • PSI handles all Louisiana insurance licensing examinations
  • Fingerprinting at PSI Louisiana sites ($39.25)
  • Can take individual or combined P&C exams
  • Must apply for license via NIPR after passing
  • Louisiana has significant hurricane/coastal property exposure

Louisiana P&C Quick Facts

Time to Get Licensed

3-5 weeks

From start to license in hand

Exam Provider

PSI Services

Remote Testing Available
Schedule Your Exam

Retake Policy

24-hour wait between attempts; no limit on retakes

Temporary License

90-day temporary license available with qualified sponsoring agent

Total Cost Breakdown

Exam Fee$53
Application Fee$75
Fingerprint Fee$39.25 (PSI)
Pre-License Education$200-350 (40-hour course required)
NIPR Transaction Fee$5.60
Total Estimated Cost$372-522

Exam Exemptions

Holders of these professional designations may be exempt from all or part of the exam:

CPCU

Chartered Property Casualty Underwriter - may qualify for exam exemption

CIC

Certified Insurance Counselor - may qualify for exam exemption

Why Choose Us

Free Louisiana P&C Prep That Actually Works

The official pass rate is ~50-70% (first-time pass rates vary). Our students do better.

500+ Practice Questions

More free questions than most paid courses

AI Tutor Explains Mistakes

Understand why answers are wrong, not just which ones

Updated for 2026

Content reflects latest exam changes

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What You'll Study

4 chapters covering everything you need to pass

Louisiana P&C-Specific Topics Covered

Louisiana Department of Insurance (LDI) Regulations40 Hours Pre-Licensing Education RequiredPSI Handles All LA Exams and FingerprintingAuto Insurance Minimums (15/30/25)Louisiana Citizens Property InsuranceHurricane DeductiblesLouisiana Insurance Guaranty Association (LIGA)Flood Insurance ConsiderationsCoastal Property CoverageDirect Action StatuteProducer Licensing & CE RequirementsNew Orleans/Baton Rouge Market Focus
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Louisiana P&C Exam Details

Louisiana Property & Casualty Insurance

Administered by Louisiana Department of Insurance (LDI)

Official Source
70%
Passing Score
Combined
Questions
Varies
Minutes
$53 exam fee + $75 application fee + $5.60 NIPR + $39.25 fingerprinting
Exam Fee
Study time: 60-80 hours
Prerequisites: 40 hours pre-license education

Exam Content Breakdown

Based on the official Louisiana Department of Insurance (LDI) content outline

Louisiana P&C Regulation15%

LDI structure, 40-hour pre-license, licensing process

Property Insurance Laws25%

LA Citizens, hurricane deductibles, coastal property

Casualty Insurance Laws35%

At-fault auto, 15/30/25 minimums, direct action, workers comp

Ethics & Prohibited Practices25%

Claims handling, LIGA guaranty fund, producer conduct

What's Included

4 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

Free to Start

No credit card required

Ran Chen - AI Engineer, CFP®
CFP®
Why It's Free

Quality Exam Prep Shouldn't Cost Hundreds

I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.

Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.

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What's Next After the Louisiana P&C?

After passing the Louisiana P&C, you can pursue these career paths

Louisiana P&C Exam FAQ

Official Louisiana Department of Insurance (LDI) Resources

Verify information with these official sources

More Free Resources

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