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Free Kansas Life & Health Exam Prep

Kansas Life, Accident, and Health Insurance

Pass your Kansas Life & Health exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.

Your Study Path

Kansas Life & Health Insurance License: Complete Roadmap

Follow this path to maximize your chances of passing on the first try

1

General Insurance Concepts

Start with foundational insurance principles: risk management, contract law, policy provisions, and underwriting basics. These concepts form the basis for all insurance products.

12
hours
Start this step
2

Life Insurance & AnnuitiesYou are here

Master life insurance products (term, whole, universal, variable), annuities (fixed, variable, indexed), policy provisions, beneficiaries, and Kansas replacement regulations.

18
hours
3

Health & Accident Products

Study medical expense insurance, individual and group health plans, disability income, long-term care, Medicare Supplement, and Kansas health insurance regulations.

15
hours
4

Kansas Laws & Regulations

Focus on Kansas-specific content: KID regulations, Kansas Statutes Chapter 40, KSLIGA guaranty association, unfair trade practices, and producer licensing requirements.

10
hours
Estimated total study time
55 hours
That's about 6 weeks at 10 hours/week

Can You Take the Kansas Life & Health Exam?

Check if you meet the basic eligibility requirements

Age
18 years or older
Education
No pre-license education required by Kansas (one of the most lenient states)
Background Check
Required - fingerprint-based criminal background check
Fingerprinting
Required - through Pearson VUE ($60)
Additional Requirements
  • No mandatory pre-license education in Kansas
  • Pre-license courses highly recommended for exam preparation
  • Exams administered by Pearson VUE (in-person or remote)
  • UNIQUE: Certificate of Tax Clearance required from Kansas Dept of Revenue
  • Must upload Tax Clearance to NIPR Attachment Warehouse
  • 24-hour wait before scheduling retake; 7-day wait between attempts
  • License application through NIPR ($30 + $5.60 transaction fee)
  • CE requirements: 24 hours per 2-year period (3 hours ethics required)
Why Choose Us

Free Kansas Life & Health Prep That Actually Works

The official pass rate is ~70-75% (first attempt). Our students do better.

500+ Practice Questions

More free questions than most paid courses

AI Tutor Explains Mistakes

Understand why answers are wrong, not just which ones

Updated for 2026

Content reflects latest exam changes

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What You'll Study

5 chapters covering everything you need to pass

Kansas Life & Health-Specific Topics Covered

Kansas Insurance Department (KID) RegulationsKansas Statutes Chapter 40 (Insurance Code)Kansas Life & Health Insurance Guaranty Association (KSLIGA)Kansas No Pre-License Requirement (One of Most Lenient)Kansas Tax Clearance Certificate Requirement (UNIQUE)Kansas NIPR Attachment Warehouse ProcessKansas Replacement RegulationsKansas Senior Consumer Protections (Annuity Suitability)Kansas Health Insurance MarketplaceKansas Unfair Trade Practices Act (K.S.A. 40-2404)
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Kansas Life & Health Exam Details

Kansas Life, Accident, and Health Insurance

Administered by Kansas Insurance Department (KID)

Official Source
70%
Passing Score
150
Questions
2
Hours
$67 combined exam fee + $60 fingerprinting + $35.60 application fee
Exam Fee
Study time: 40-60 hours
Prerequisites: No pre-license education required (but highly recommended)

Exam Content Breakdown

Based on the official Kansas Insurance Department (KID) content outline

General Insurance Concepts20%

~30 questions: Risk management, contract law, policy provisions

Life Insurance Products25%

~38 questions: Term, whole, universal life, policy features

Annuities & Taxation12%

~18 questions: Annuity types, taxation, suitability requirements

Health Insurance Products20%

~30 questions: Medical expense, disability, LTC, Medicare Supplement

Kansas Insurance Law15%

~22 questions: Chapter 40, KID regulations, producer licensing

Ethics & Prohibited Practices8%

~12 questions: Unfair trade practices, fraud, ethics requirements

What's Included

5 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

Free to Start

No credit card required

Ran Chen - AI Engineer, CFP®
CFP®
Why It's Free

Quality Exam Prep Shouldn't Cost Hundreds

I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.

Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.

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What's Next After the Kansas Life & Health?

After passing the Kansas Life & Health, you can pursue these career paths

Kansas Life & Health Exam FAQ

Official Kansas Insurance Department (KID) Resources

Verify information with these official sources

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