200+ Free KS Life & Health Practice Questions
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Key Facts: KS Life & Health Exam
12-KS-05
Exam Code
Pearson VUE Kansas handbook
154
Delivered Questions
140 scored + 14 pretest
150 min
Exam Time
Pearson VUE Kansas handbook
70%
Passing Score
Kansas Department of Insurance
$64
Exam Fee
Pearson VUE fee table
Mar 1, 2025
Current Outline Effective Date
Kansas content outlines #121703
Kansas exam 12-KS-05 is 154 delivered questions (140 scored + 14 pretest) with a 150-minute time limit and a 70% passing score. The current outline effective March 1, 2025 weights 100 scored questions to national life/health concepts and 40 scored questions to Kansas statutes/regulations. Kansas does not require prelicensing hours before testing, and exam results are valid for 2 years.
About the KS Life & Health Exam
Kansas uses one combined Life and Accident & Health producer exam that blends national life/health content with Kansas producer law, line-specific statutes, and consumer-protection regulations.
Questions
154 scored questions
Time Limit
150 minutes (2 hours 30 minutes)
Passing Score
70%
Exam Fee
$64 (Kansas Insurance Department (KID) / Pearson VUE)
KS Life & Health Exam Content Outline
National Life & Health Core
Life products and policy provisions, annuities, health policy structures, social insurance, underwriting, retirement/tax concepts, and field practices
Kansas Common Insurance Law
Commissioner authority, producer licensing/maintenance, appointments, unfair trade practices, and guaranty-association fundamentals tested across lines
Kansas Life-Specific Law
Life replacement rules, policy provisions/rights, policy loans, beneficiary protections, viaticals, and annuity suitability/provisions
Kansas Health-Specific Law
Individual/group health provisions, Med Supp, LTC requirements, continuation/COB concepts, blanket insurance, and ACA-tested topics
How to Pass the KS Life & Health Exam
What You Need to Know
- Passing score: 70%
- Exam length: 154 questions
- Time limit: 150 minutes (2 hours 30 minutes)
- Exam fee: $64
Keys to Passing
- Complete 500+ practice questions
- Score 80%+ consistently before scheduling
- Focus on highest-weighted sections
- Use our AI tutor for tough concepts
KS Life & Health Study Tips from Top Performers
Frequently Asked Questions
How many questions and how much time are on Kansas exam 12-KS-05?
Kansas 12-KS-05 is delivered as 154 total questions (140 scored and 14 pretest) with a 150-minute time limit.
What passing score and fee apply to Kansas Life & Health?
Kansas uses a 70% passing standard, and Pearson VUE lists a $64 fee for the combined Life and Accident & Health exam.
How much of the Kansas exam is state law?
The current outline allocates 40 of 140 scored questions to Kansas law: 18 common-law, 11 life-only, and 11 health-only questions.
Does Kansas require prelicensing education before the exam?
No. Kansas candidate guidance states there is no mandatory prelicensing hour requirement before scheduling the producer exam.
How long are Kansas passing exam results valid?
Kansas candidate materials state producer exam scores are valid for 2 years for licensing application purposes.
What continuing education applies after licensing in Kansas?
Kansas resident producer CE is 24 hours every 2 years, including 3 ethics hours, effective January 1, 2025. Up to 12 excess CE hours may carry forward to the next cycle.