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Free Indiana Life & Health Exam Prep

Indiana Life, Accident, and Health Insurance

Pass your Indiana Life & Health exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.

Your Study Path

Indiana Life & Health Insurance License: Complete Roadmap

Follow this path to maximize your chances of passing on the first try

1

Complete Pre-License Education

Enroll in IDOI-approved 40-hour pre-license course (20 hours Life + 20 hours A&H). State-approved self-study courses may fulfill classroom requirements. Certificate valid for 6 months.

40
hours
Start this step
2

Life Insurance & AnnuitiesYou are here

Master life insurance products (term, whole, universal, variable), annuities (fixed, variable, indexed), policy provisions, beneficiaries, and Indiana replacement regulations.

18
hours
3

Accident & Health Products

Study medical expense insurance, individual and group health plans, disability income, long-term care, Medicare Supplement, and Indiana health insurance regulations.

15
hours
4

Indiana Laws & Regulations

Focus on Indiana-specific content: IDOI regulations, Indiana Insurance Code (IC Title 27), INLIGA guaranty association, unfair trade practices, and producer licensing requirements.

10
hours
Estimated total study time
83 hours
That's about 9 weeks at 10 hours/week

Can You Take the Indiana Life & Health Exam?

Check if you meet the basic eligibility requirements

Age
18 years or older
Education
40 hours pre-license education (20 hours Life + 20 hours Accident & Health)
Background Check
Required - criminal background check via IDOI
Fingerprinting
Not required for initial license
Additional Requirements
  • Pre-license education must be from IDOI-approved provider
  • Pre-license certificate valid for 6 months after completion
  • Exam and license application must be completed within 6-month window
  • Waivers available for CLU, CFP, CFC, CPCU, CIC, AAI designations
  • Exams available at Ivy Tech and Pearson VUE test centers
  • CE requirements: 24 hours per 2-year period (including 3 hours ethics)
Why Choose Us

Free Indiana Life & Health Prep That Actually Works

The official pass rate is ~60-65% (first attempt). Our students do better.

500+ Practice Questions

More free questions than most paid courses

AI Tutor Explains Mistakes

Understand why answers are wrong, not just which ones

Updated for 2026

Content reflects latest exam changes

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What You'll Study

5 chapters covering everything you need to pass

Indiana Life & Health-Specific Topics Covered

Indiana Department of Insurance (IDOI) RegulationsIndiana Insurance Code (IC Title 27)Indiana Life & Health Insurance Guaranty Association (INLIGA)Indiana Pre-License Education Requirements (40 hours)Indiana 6-Month Certificate Validity PeriodIndiana Replacement RegulationsIndiana Senior Consumer Protections (Annuity Suitability)Healthy Indiana Plan (HIP) and State Health ProgramsIndiana Unfair Claims Settlement PracticesIndiana Producer Licensing Requirements
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Indiana Life & Health Exam Details

Indiana Life, Accident, and Health Insurance

Administered by Indiana Department of Insurance (IDOI)

Official Source
70%
Passing Score
150
Questions
2
Hours
$69 exam fee + $40 application fee
Exam Fee
Study time: 50-70 hours
Prerequisites: 40 hours pre-license education (20 hours per line)

Exam Content Breakdown

Based on the official Indiana Department of Insurance (IDOI) content outline

General Insurance Concepts22%

~33 questions: Risk management, contract law, policy provisions

Life Insurance Products24%

~36 questions: Term, whole, universal life, policy features

Annuities & Taxation12%

~18 questions: Annuity types, taxation, suitability requirements

Health Insurance Products20%

~30 questions: Medical expense, disability, LTC, Medicare Supplement

Group Insurance8%

~12 questions: Group life, group health, COBRA, HIPAA

Indiana Laws & Regulations14%

~21 questions: IDOI regulations, INLIGA, unfair practices, licensing

What's Included

5 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

Free to Start

No credit card required

Ran Chen - AI Engineer, CFP®
CFP®
Why It's Free

Quality Exam Prep Shouldn't Cost Hundreds

I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.

Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.

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What's Next After the Indiana Life & Health?

After passing the Indiana Life & Health, you can pursue these career paths

Indiana Life & Health Exam FAQ

Official Indiana Department of Insurance (IDOI) Resources

Verify information with these official sources

More Free Resources

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