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Free IN Life & Health Exam Prep

Indiana Life & Health Insurance

Pass your IN Life & Health exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.

Your Study Path

Indiana Life & Health Insurance License: Complete Roadmap

Follow this path to maximize your chances of passing on the first try

1

Memorize Indiana Exam Logistics First

Lock in the current exam format: 150 total questions, 180-minute time limit, and 70 passing score before deep content review.

8
hours
2

Build National Life & Health CoreYou are here

Study life products, annuities, health coverage structures, policy provisions, underwriting, and social insurance since the general section is the largest weighted area.

32
hours
3

Master Indiana Common Law and Producer Rules

Drill IDOI authority, licensing and appointment rules, CE requirements, unfair practices, and enforcement concepts tested in Indiana state sections.

22
hours
4

Finish with Indiana Life/Health Line-Specific Law

Run targeted practice on Indiana life replacement/annuity compliance and health topics like Medicare supplement and LTC to close state-law gaps.

18
hours
Estimated total study time
80 hours
That's about 8 weeks at 10 hours/week

Can You Take the IN Life & Health Exam?

Check if you meet the basic eligibility requirements

Age
At least 18 years old
Education
Complete 40 hours of Indiana-approved prelicensing education for combined Life and Health authority
Background Check
Criminal history/background review applies during resident producer application processing
Additional Requirements
  • Pass the Indiana combined Life and Health producer exam with a score of 70
  • Apply for resident producer licensure through NIPR/Sircon after passing
  • Complete 24 CE hours every 2 years after licensure, including 3 ethics hours

IN Life & Health Quick Facts

Time to Get Licensed

4-8 weeks for most candidates

From start to license in hand

Exam Provider

Pearson VUE

Remote Testing Available
Schedule Your Exam

Retake Policy

Retakes are scheduled through Pearson VUE; verify current wait/reschedule windows in the latest Indiana candidate handbook.

Total Cost Breakdown

Exam Fee$69
Pre-License EducationVaries by approved provider (40-hour required course)
Total Estimated Cost$69+ before course, application, and any background-processing costs
Why Choose Us

Free IN Life & Health Prep That Actually Works

The official pass rate is Not publicly reported by IDOI/Pearson VUE. Our students do better.

200+ Practice Questions

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AI Tutor Explains Mistakes

Understand why answers are wrong, not just which ones

Updated for 2026

Content reflects latest exam changes

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What You'll Study

5 chapters covering everything you need to pass

IN Life & Health-Specific Topics Covered

Indiana Insurance Candidate Handbook revised November 2025 and Pearson VUE Indiana page update dated February 10, 2026Combined Life and Health exam structure: 100 scored + 10 pretest general, 35 scored + 5 pretest stateIDOI producer licensing workflow and commissioner authority under Indiana insurance law40-hour prelicensing requirement for combined life and health with 6-month course certificate validityIndiana renewal and CE standards (24 hours biennially including 3 ethics)Indiana life replacement, annuity, and producer-conduct compliance expectationsIndiana health regulation areas including Medicare supplement and long-term care topics on the state outline
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IN Life & Health Exam Details

Indiana Life & Health Insurance

Administered by Indiana Department of Insurance (IDOI) / Pearson VUE

Official Source
70
Passing Score
150
Questions
180
Hours
$69 exam fee
Exam Fee
Study time: 60-100 hours
Prerequisites: 40 hours of approved prelicensing education for combined Life and Health; course completion certificate is valid for 6 months

Exam Content Breakdown

Based on the official Indiana Department of Insurance (IDOI) / Pearson VUE content outline

General Life & Health Knowledge100/135 scored (~74%)

National life and health concepts, policy provisions, underwriting, social insurance, annuities, and field practices

Indiana Laws Common to All Lines20/135 scored (~15%)

IDOI authority, producer licensing, renewals, appointments, unfair practices, and general Indiana insurance law

Indiana Life Regulations8/135 scored (~6%)

Indiana life-policy requirements, replacement, annuity-related rules, and life marketing/disclosure standards

Indiana Health Regulations7/135 scored (~5%)

Indiana health policy law including Medicare supplement and long-term care related compliance rules

What's Included

5 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

Free to Start

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Ran Chen - AI Engineer, CFP®
CFP®
Why It's Free

Quality Exam Prep Shouldn't Cost Hundreds

I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.

Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.

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What's Next After the IN Life & Health?

After passing the IN Life & Health, you can pursue these career paths

IN Life & Health Exam FAQ

Official Indiana Department of Insurance (IDOI) / Pearson VUE Resources

Verify information with these official sources

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