Free Hawaii P&C Exam Prep
Hawaii Property & Casualty Insurance
Pass your Hawaii P&C exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.
Quick Facts
Hawaii Property & Casualty Insurance License: Complete Roadmap
Follow this path to maximize your chances of passing on the first try
National P&C Fundamentals
Master foundational P&C insurance concepts: property insurance basics, casualty insurance principles, policy structures, and general insurance concepts.
Hawaii P&C RegulationsYou are here
Study Hawaii-specific laws including Insurance Division regulations, hurricane coverage, volcanic risks, and unique 40/80/20 auto liability minimums.
Hawaii Property Insurance
Learn homeowners requirements, Hawaii Hurricane Relief Fund, volcanic and lava zone coverage, and coastal property regulations.
Practice Exams
Complete separate practice exams for Property (93 questions) and Casualty (103 questions) sections.
Can You Take the Hawaii P&C Exam?
Check if you meet the basic eligibility requirements
- •Property and Casualty are TWO separate exams
- •Property: 93 questions (78 scored + 15 pretest)
- •Casualty: 103 questions (86 scored + 17 pretest)
- •Exam via Pearson VUE ($75 per exam)
- •Apply for license within 60 days of fingerprinting
- •Reciprocity available for licensed agents from other states
Hawaii P&C Quick Facts
Time to Get Licensed
3-5 weeks
From start to license in hand
Retake Policy
24-hour wait between attempts; 60 days to apply after fingerprinting
Temporary License
Not available in Hawaii
Total Cost Breakdown
Exam Exemptions
Holders of these professional designations may be exempt from all or part of the exam:
Chartered Property Casualty Underwriter - may qualify for exam exemption
Certified Insurance Counselor - may qualify for exam exemption
Free Hawaii P&C Prep That Actually Works
The official pass rate is ~65-70% (varies by attempt). Our students do better.
450+ Practice Questions
More free questions than most paid courses
AI Tutor Explains Mistakes
Understand why answers are wrong, not just which ones
Updated for 2026
Content reflects latest exam changes
$0 Forever
No credit card, no trial, no upsells
What You'll Study
5 chapters covering everything you need to pass
Introduction: Hawaii Property & Casualty Insurance Exam Overview
1 sections
Chapter 1: Hawaii P&C Insurance Regulation & Licensing
3 sections
Chapter 2: Hawaii Property Insurance
3 sections
Chapter 3: Hawaii Auto & Casualty Insurance
2 sections
Chapter 4: Hawaii Ethics & Professional Conduct
2 sections
Hawaii P&C-Specific Topics Covered
10 free AI interactions per day
Hawaii P&C Exam Details
Hawaii Property & Casualty Insurance
Administered by Hawaii Insurance Division (DCCA)
Exam Content Breakdown
Based on the official Hawaii Insurance Division (DCCA) content outline
Insurance Division structure, Commissioner appointed, licensing requirements
Hurricane Fund, volcanic risks, lava zones, coastal coverage
Auto 40/80/20 minimums, mandatory UM/UIM, $10K PIP
Claims handling, unfair practices, producer conduct
What's Included
5 Chapters
Complete exam coverage
Practice Quizzes
With detailed explanations
Free to Start
No credit card required

Quality Exam Prep Shouldn't Cost Hundreds
I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.
Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.
What's Next After the Hawaii P&C?
After passing the Hawaii P&C, you can pursue these career paths
Hawaii P&C Exam FAQ
Official Hawaii Insurance Division (DCCA) Resources
Verify information with these official sources
More Free Resources
Ready to Start Your Free Hawaii P&C Prep?
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