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Free Hawaii P&C Exam Prep

Hawaii Property & Casualty Insurance

Pass your Hawaii P&C exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.

Your Study Path

Hawaii Property & Casualty Insurance License: Complete Roadmap

Follow this path to maximize your chances of passing on the first try

1

National P&C Fundamentals

Master foundational P&C insurance concepts: property insurance basics, casualty insurance principles, policy structures, and general insurance concepts.

25
hours
Start this step
2

Hawaii P&C RegulationsYou are here

Study Hawaii-specific laws including Insurance Division regulations, hurricane coverage, volcanic risks, and unique 40/80/20 auto liability minimums.

15
hours
3

Hawaii Property Insurance

Learn homeowners requirements, Hawaii Hurricane Relief Fund, volcanic and lava zone coverage, and coastal property regulations.

10
hours
4

Practice Exams

Complete separate practice exams for Property (93 questions) and Casualty (103 questions) sections.

15
hours
Estimated total study time
65 hours
That's about 7 weeks at 10 hours/week

Can You Take the Hawaii P&C Exam?

Check if you meet the basic eligibility requirements

Age
18 years or older
Education
No pre-license education required (highly recommended)
Background Check
Required via Fieldprint Hawaii
Fingerprinting
Required - schedule via Fieldprint Hawaii online
Additional Requirements
  • Property and Casualty are TWO separate exams
  • Property: 93 questions (78 scored + 15 pretest)
  • Casualty: 103 questions (86 scored + 17 pretest)
  • Exam via Pearson VUE ($75 per exam)
  • Apply for license within 60 days of fingerprinting
  • Reciprocity available for licensed agents from other states

Hawaii P&C Quick Facts

Time to Get Licensed

3-5 weeks

From start to license in hand

Exam Provider

Pearson VUE

Remote Testing Available
Schedule Your Exam

Retake Policy

24-hour wait between attempts; 60 days to apply after fingerprinting

Temporary License

Not available in Hawaii

Total Cost Breakdown

Exam Fee$75 per exam ($150 total)
Application Fee$96
Fingerprint Fee~$50 (Fieldprint Hawaii)
NIPR Transaction Fee$5.60
Total Estimated Cost$301-350

Exam Exemptions

Holders of these professional designations may be exempt from all or part of the exam:

CPCU

Chartered Property Casualty Underwriter - may qualify for exam exemption

CIC

Certified Insurance Counselor - may qualify for exam exemption

Why Choose Us

Free Hawaii P&C Prep That Actually Works

The official pass rate is ~65-70% (varies by attempt). Our students do better.

450+ Practice Questions

More free questions than most paid courses

AI Tutor Explains Mistakes

Understand why answers are wrong, not just which ones

Updated for 2026

Content reflects latest exam changes

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What You'll Study

5 chapters covering everything you need to pass

Hawaii P&C-Specific Topics Covered

Hawaii Insurance Division (DCCA) RegulationsCommissioner (appointed by Governor)Hawaii Insurance CodeAuto Insurance Minimums (40/80/20)Mandatory UM/UIM CoverageMandatory PIP Coverage ($10,000)Hawaii Hurricane Relief FundVolcanic and Lava Zone CoverageCoastal Property RisksWorkers' Compensation RequirementsProducer Licensing RequirementsFieldprint Hawaii FingerprintingContinuing Education (30 hours/2 years, 18 P&C related, 2 ethics)
Learn More with AI

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Hawaii P&C Exam Details

Hawaii Property & Casualty Insurance

Administered by Hawaii Insurance Division (DCCA)

Official Source
70%
Passing Score
196
Questions
4
Hours
$75 per exam ($150 for both) + $96 license fee
Exam Fee
Study time: 50-70 hours
Prerequisites: None (no pre-license education required)

Exam Content Breakdown

Based on the official Hawaii Insurance Division (DCCA) content outline

HI Regulation15%

Insurance Division structure, Commissioner appointed, licensing requirements

Property Insurance Laws25%

Hurricane Fund, volcanic risks, lava zones, coastal coverage

Casualty Insurance Laws35%

Auto 40/80/20 minimums, mandatory UM/UIM, $10K PIP

Ethics & Prohibited Practices25%

Claims handling, unfair practices, producer conduct

What's Included

5 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

Free to Start

No credit card required

Ran Chen - AI Engineer, CFP®
CFP®
Why It's Free

Quality Exam Prep Shouldn't Cost Hundreds

I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.

Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.

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What's Next After the Hawaii P&C?

After passing the Hawaii P&C, you can pursue these career paths

Hawaii P&C Exam FAQ

Official Hawaii Insurance Division (DCCA) Resources

Verify information with these official sources

More Free Resources

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