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Free HI P&C Exam Prep

Hawaii Property & Casualty Insurance

Pass your HI P&C exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.

Your Study Path

Hawaii Property & Casualty Insurance License: Complete Roadmap

Follow this path to maximize your chances of passing on the first try

1

Master Property and Casualty National Core

Build foundational mastery in policy structure, terms, endorsements, and liability concepts that appear in both Hawaii exams.

30
hours
Start this step
2

Hawaii Licensing and Regulatory RulesYou are here

Memorize DCCA Insurance Division authority, resident licensing steps, and CE compliance details before deep scenario practice.

15
hours
3

Hawaii Auto and Workers Compensation Law

Drill no-fault auto rules (20/40/10 + $10,000 PIP), UM/UIM offer requirements, and employer workers compensation obligations.

20
hours
4

Timed Dual-Exam Simulation

Run separate timed sessions for Property and Casualty to build pacing for 120- and 135-minute exam windows.

15
hours
Estimated total study time
80 hours
That's about 8 weeks at 10 hours/week

Can You Take the HI P&C Exam?

Check if you meet the basic eligibility requirements

Age
18+ for resident producer applicants
Education
No mandatory prelicense classroom-hour requirement listed in Hawaii resident producer requirements
Background Check
Background review required through state licensing process
Fingerprinting
Fingerprinting is required for resident producer applicants
Additional Requirements
  • Property and Casualty are separate exams in Hawaii; most full P&C candidates complete both
  • Resident applicants generally file through the NAIC/NIPR process after meeting exam requirements
  • Hawaii CE requirement is 24 credits per 2-year period including 3 ethics credits
  • Dual-line CE has a per-line distribution rule, requiring balanced credit allocation across lines

HI P&C Quick Facts

Time to Get Licensed

4-8 weeks for most candidates

From start to license in hand

Exam Provider

Pearson VUE

In-Person Only
Schedule Your Exam

Retake Policy

Retakes are scheduled through Pearson VUE; each new attempt requires payment of the current exam fee.

Total Cost Breakdown

Exam Fee$75 per exam ($150 for both)
Total Estimated Cost$150 exam fees plus Hawaii licensing and fingerprint processing costs
Why Choose Us

Free HI P&C Prep That Actually Works

The official pass rate is Not publicly reported by Hawaii DCCA/Pearson VUE. Our students do better.

200+ Practice Questions

More free questions than most paid courses

AI Tutor Explains Mistakes

Understand why answers are wrong, not just which ones

Updated for 2026

Content reflects latest exam changes

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What You'll Study

5 chapters covering everything you need to pass

HI P&C-Specific Topics Covered

Hawaii DCCA Insurance Division authority and producer regulationResident producer licensing requirements and exam structureContinuing education: 24 credits per 2 years including 3 ethicsHawaii no-fault auto baseline: 20/40/10 liability and $10,000 PIPUM/UIM offer and written rejection frameworkHawaii workers compensation employer coverage requirementsHawaii Property & Casualty Insurance Guaranty Association basics
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HI P&C Exam Details

Hawaii Property & Casualty Insurance

Administered by Hawaii DCCA Insurance Division / Pearson VUE

Official Source
70% on each exam
Passing Score
Property:
Questions
Property:
Minutes
$75 per exam ($150 for both Property and Casualty) plus licensing and fingerprint fees
Exam Fee
Study time: 50-80 hours total
Prerequisites: Meet resident producer requirements (age 18+, fingerprint/background process, application filing) and pass each required exam unless exempt

Exam Content Breakdown

Based on the official Hawaii DCCA Insurance Division / Pearson VUE content outline

National Property Content29%

Insurance terms, policy provisions, property policy types, and endorsements in the Property general section

National Casualty Content29%

Casualty policy types, provisions, producer duties, and core liability concepts in the Casualty general section

Hawaii Producer Licensing and Compliance22%

DCCA Insurance Division rules, resident licensing steps, exam requirements, and CE obligations

Hawaii Auto, Workers Comp, and State Law20%

No-fault auto framework, 20/40/10 + $10,000 PIP baseline, UM/UIM offer rules, workers compensation, and state law topics

What's Included

5 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

Free to Start

No credit card required

Ran Chen - AI Engineer, CFP®
CFP®
Why It's Free

Quality Exam Prep Shouldn't Cost Hundreds

I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.

Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.

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What's Next After the HI P&C?

After passing the HI P&C, you can pursue these career paths

HI P&C Exam FAQ

Official Hawaii DCCA Insurance Division / Pearson VUE Resources

Verify information with these official sources

More Free Resources

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