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Free Georgia P&C Exam Prep

Georgia Property & Casualty Insurance

Pass your Georgia P&C exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.

Your Study Path

Georgia Property & Casualty Insurance License: Complete Roadmap

Follow this path to maximize your chances of passing on the first try

1

Georgia Pre-License Course

Complete the required OCI-approved pre-license course covering Property and Casualty insurance fundamentals.

16-40
hours
2

National P&C Fundamentals

Master foundational P&C insurance concepts: property insurance basics, casualty insurance principles, policy structures, and general concepts.

20
hours
Start this step
3

Georgia P&C RegulationsYou are here

Study Georgia-specific laws including OCI regulations, auto insurance requirements (25/50/25), 50% bar rule, and workers' compensation.

15
hours
4

Georgia Property Insurance

Learn Georgia Underwriting Association, beach and brush plans, and Georgia-specific property regulations.

10
hours
Estimated total study time
61 hours
That's about 7 weeks at 10 hours/week

Can You Take the Georgia P&C Exam?

Check if you meet the basic eligibility requirements

Age
18 years or older
Education
16-40 hours OCI-approved pre-license education (Property 8 hrs + Casualty 8 hrs minimum)
Background Check
Required
Fingerprinting
Required via Fieldprint
Additional Requirements
  • Must select BOTH Property and Casualty when applying - Georgia does not license separately
  • Citizenship affidavit (GID-276-EN) required
  • Secure documents confirming lawful US presence required
  • CPCU designation holders can waive education and exam
  • Licensed producers from other states can apply within 90 days of moving (if license active)
  • Total licensing cost around $450 including prep course

Georgia P&C Quick Facts

Time to Get Licensed

3-5 weeks

From start to license in hand

Exam Provider

Pearson VUE

In-Person Only
Schedule Your Exam

Retake Policy

24-hour wait between attempts; must pass within 1 year of pre-license certificate

Temporary License

90-day temporary license available with sponsoring company

Total Cost Breakdown

Exam Fee$63
Application Fee$15-30
Fingerprint Fee~$50-70 (Fieldprint)
Pre-License Education$150-300 (16-40 hour course)
NIPR Transaction Fee$5.60
Total Estimated Cost$283-468

Exam Exemptions

Holders of these professional designations may be exempt from all or part of the exam:

CPCU

Chartered Property Casualty Underwriter - waiver of education and exam

CIC

Certified Insurance Counselor - may qualify for waiver

Why Choose Us

Free Georgia P&C Prep That Actually Works

The official pass rate is ~65-70% (varies by attempt). Our students do better.

500+ Practice Questions

More free questions than most paid courses

AI Tutor Explains Mistakes

Understand why answers are wrong, not just which ones

Updated for 2026

Content reflects latest exam changes

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What You'll Study

5 chapters covering everything you need to pass

Georgia P&C-Specific Topics Covered

Georgia Office of Insurance Commissioner (OCI) - Elected CommissionerPre-License Education RequirementsAuto Insurance Minimums (25/50/25)50% Bar Rule (Modified Comparative Fault)Georgia Underwriting AssociationBeach and Brush PlansGeorgia Insurers Insolvency Pool (GIGA)Citizenship Affidavit RequirementFieldprint FingerprintingWorkers' Compensation RequirementsProducer Licensing Requirements24 Hours CE Every 2 Years
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Georgia P&C Exam Details

Georgia Property & Casualty Insurance

Administered by Georgia Office of Insurance Commissioner (OCI)

Official Source
70%
Passing Score
125
Questions
2.5
Hours
$65 exam fee + licensing fees
Exam Fee
Study time: 50-70 hours
Prerequisites: 16-40 hours pre-license education (varies by source - check OCI for current requirements)

Exam Content Breakdown

Based on the official Georgia Office of Insurance Commissioner (OCI) content outline

Georgia P&C Regulation15%

OCI structure (elected Commissioner), licensing requirements

Property Insurance Laws25%

Georgia Underwriting Association, beach/brush plans, property forms

Casualty Insurance Laws35%

At-fault auto 25/50/25, 50% bar rule, workers compensation

Ethics & Prohibited Practices25%

Claims handling, GIGA guaranty, unfair practices, producer conduct

What's Included

5 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

Free to Start

No credit card required

Ran Chen - AI Engineer, CFP®
CFP®
Why It's Free

Quality Exam Prep Shouldn't Cost Hundreds

I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.

Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.

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What's Next After the Georgia P&C?

After passing the Georgia P&C, you can pursue these career paths

Georgia P&C Exam FAQ

Official Georgia Office of Insurance Commissioner (OCI) Resources

Verify information with these official sources

More Free Resources

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